Seller's Agent in 2025
Gerard Breau
Prospective Realty INC
(978) 413-7975
13 in this area
144 Total Sales
64 Central St Gardner, MA 01440
Estimated Value: $385,000 - $448,584
4
Beds
2.5
Baths
2,463
Sq Ft
$164/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Property is near public transit
- No HOA
- Colonial Architecture
- 1 Fireplace
- 3-minute walk to Jackson Playground and Skate Park
About This Home
As of November 2025Well maintained 4-bedroom, 2.5 bathroom home in Gardner MA conveniently located near schools, parks, shopping, and major commuter routes. This home features beautiful hardwood and tile flooring throughout the first floor and offers a welcoming living room with fireplace, a formal dining room, a private office space, and a cozy den complete with a pellet stove. The updated kitchen boasts granite countertops, stainless steel appliances, and custom-built Vermont Cherry cabinets. A first-floor laundry area with half bath adds everyday convenience. The second floor includes three generously sized bedrooms and a full bathroom. The third floor serves as a private primary suite with full bathroom and ample closet space, offering a peaceful retreat. Outside, enjoy the back deck overlooking the lower yard with patio—perfect for entertaining or relaxing. A 1-car garage provides added storage and parking. Move-in ready and full of charm! Come and see this one today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,882
Year Built
- Built in 1900
Lot Details
- 0.27
Parking
- 1 Car Attached Garage
- Tuck Under Parking
- Driveway
- Open Parking
Home Design
- Colonial Architecture
- Stone Foundation
Interior Spaces
- 2,463 Sq Ft Home
- 1 Fireplace
- Den
- Laundry on main level
- Unfinished Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on third floor
Utilities
- Window Unit Cooling System
- Heating System Uses Oil
- Heating System Uses Steam
- Water Heater
Additional Features
- 11,632 Sq Ft Lot
- Property is near public transit
Listing and Financial Details
- Assessor Parcel Number M:R27 B:22 L:31,3537216
Community Details
Overview
- No Home Owners Association
Recreation
- Golf Course Community
- Community Pool
- Jogging Path
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 12, 2025
Closed on
Nov 3, 2025
Sold by
Bought by
Seller's Agent
Gerard Breau
Prospective Realty INC
Buyer's Agent
Kim Murphy
Lamacchia Realty, Inc.
List Price
$379,900
Sold Price
$385,000
Premium/Discount to List
$5,100
1.34%
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,896
Avg. Annual Appreciation
8.77%
Original Mortgage
$373,450
Outstanding Balance
$371,663
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$32,233
Purchase Details
Closed on
Aug 18, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,500
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 27, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 1, 1990
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $385,000 | -- | ||
| -- | None Available | ||
| -- | None Available | ||
| $187,000 | -- | ||
| $187,000 | -- | ||
| $110,000 | -- | ||
| $187,000 | -- | ||
| $110,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $373,450 | ||
| Previous Owner | $201,500 | ||
| Previous Owner | $132,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/03/2025 11/03/25 | Sold | $385,000 | +1.3% | $156 / Sq Ft |
| 09/15/2025 09/15/25 | Pending | -- | -- | -- |
| 09/12/2025 09/12/25 | For Sale | $379,900 | -- | $154 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,882 | $340,000 | $76,400 | $263,600 |
| 2024 | $4,938 | $329,400 | $69,500 | $259,900 |
| 2023 | $4,824 | $299,100 | $68,500 | $230,600 |
| 2022 | $4,649 | $250,100 | $51,900 | $198,200 |
| 2021 | $4,453 | $222,200 | $45,100 | $177,100 |
| 2020 | $4,282 | $216,900 | $45,100 | $171,800 |
| 2019 | $4,048 | $201,000 | $45,100 | $155,900 |
| 2018 | $3,718 | $183,400 | $45,100 | $138,300 |
| 2017 | $3,793 | $185,200 | $45,100 | $140,100 |
| 2016 | $3,502 | $171,100 | $45,100 | $126,000 |
| 2015 | $3,347 | $167,500 | $45,100 | $122,400 |
| 2014 | $3,266 | $173,100 | $52,400 | $120,700 |
Source: Public Records
Agents Affiliated with this Home
-
Gerard Breau
-
Kim Murphy
K
Buyer's Agent in 2025
Kim Murphy
Lamacchia Realty, Inc.
1 in this area
1 Total Sale
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73430032
APN: GARD-000027R-000022-000031
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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