L
Seller's Agent in 2025
Leanne McCormack
BlueSky Properties
(607) 287-8965
26 in this area
54 Total Sales
64 Elm St Oneonta, NY 13820
4
Beds
2.5
Baths
1,592
Sq Ft
0.3
Acres
Highlights
- Wood Flooring
- Baseboard Heating
- High Speed Internet
- Ceiling Fan
- 2 Car Garage
- Rectangular Lot
About This Home
As of September 2025Terrific Center City Home or Income Property - Fully furnished and ideally located in the heart of center city just minutes from everything. This versatile, well maintained home offers the option as a single family 4 BR, 3 BA home or 3 BR, 2 BA with a separate 1 bedroom studio with separate entrance. Great student rental or home with multi-generational unit. Currently fully rented and leased for the 2025-2026 school year with a gross income of $36,000. Updated with High efficiency Gas Heat and Water. Occupants will enjoy the convenience of on-site laundry, a fantastic covered front porch, and ample off-street parking area. A large carriage house in the back offers plenty of room for storage. Short walking distance to both universities, public parks and downtown. Parents - A shrewd investment opportunity to own the rental where your student lives. At this price it will not last - do not wait to see it!
Last Agent to Sell the Property
Listing by BlueSky Properties License #10491209448 Listed on: 04/04/2025
Last Buyer's Agent
Listing by BlueSky Properties License #10491209448 Listed on: 04/04/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,837
Year Built
- Built in 1900
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 66x195
- Rectangular Lot
Parking
- 2 Car Garage
- Parking Available
Home Design
- Stone Foundation
Interior Spaces
- 1,592 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Utilities
- Heating System Uses Gas
- Baseboard Heating
- Hot Water Heating System
- Gas Water Heater
- High Speed Internet
Community Details
- 2 Units
- 1 Separate Gas Meter
Listing and Financial Details
- The owner pays for all utilities
- Rent includes all utilities
- Tax Lot 29
- Assessor Parcel Number 288.18-3-29
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 4, 2025
Closed on
Sep 5, 2025
Sold by
Pluta Monika
Bought by
Callaghan Jake
Seller's Agent
Leanne McCormack
BlueSky Properties
Buyer's Agent
Leanne McCormack
BlueSky Properties
List Price
$229,000
Sold Price
$207,500
Premium/Discount to List
-$21,500
-9.39%
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,806
Avg. Annual Appreciation
27.07%
Original Mortgage
$201,500
Outstanding Balance
$201,321
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$18,985
Purchase Details
Closed on
May 10, 2001
Sold by
Gallagher
Bought by
Bradley John D
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $213,500 | -- | |
| Deed | $49,900 | Fredrick Neroni |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $201,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $207,500 | -9.4% | $130 / Sq Ft |
| 05/29/2025 05/29/25 | Pending | -- | -- | -- |
| 04/04/2025 04/04/25 | For Sale | $229,000 | -- | $144 / Sq Ft |
Source: Otsego-Delaware Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,792 | $130,000 | $24,000 | $106,000 |
| 2023 | $4,611 | $130,000 | $24,000 | $106,000 |
| 2022 | $4,463 | $130,000 | $24,000 | $106,000 |
| 2021 | $4,445 | $130,000 | $24,000 | $106,000 |
| 2020 | $7,185 | $130,000 | $24,000 | $106,000 |
| 2019 | $3,748 | $130,000 | $24,000 | $106,000 |
| 2018 | $3,748 | $130,000 | $24,000 | $106,000 |
| 2017 | $3,711 | $130,000 | $24,000 | $106,000 |
| 2016 | $3,669 | $130,000 | $24,000 | $106,000 |
| 2015 | -- | $75,000 | $15,000 | $60,000 |
| 2014 | -- | $75,000 | $15,000 | $60,000 |
Source: Public Records
Agents Affiliated with this Home
-
Leanne McCormack
-
Michael Murphy
M
Buyer Co-Listing Agent in 2025
Michael Murphy
BlueSky Properties
(607) 287-8965
22 in this area
44 Total Sales
Map
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1597554
APN: 361200-288-018-0003-029-000-0000
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