Seller's Agent in 2026
Karen Raspe, PA
Ocean Sotheby's International Realty
(305) 393-9010
108 in this area
162 Total Sales
640 9th St Key Colony Beach, FL 33051
3
Beds
4
Baths
1,596
Sq Ft
3,920
Sq Ft Lot
Highlights
- Airstrip
- Boat Ramp
- Dock made with wood
- Coral Shores High School Rated A
- Beach
- Concrete Pool
About This Home
As of March 2026Welcome to this inviting east facing, waterfront, stilted half duplex in Key Colony Beach, offering three bedrooms, four bathrooms, and nearly 1,600 square feet of interior living space. With 37.5 feet of concrete seawall, step down wooden dock with concrete pilings, heated and chilled pool, and a spacious concrete patio for lounging and entertaining, this property is perfectly designed for the Keys lifestyle. Peace of mind features include metal roof, Hardie board siding, recently upgraded impact windows and doors, and a 2020 AC. A generous carport and driveway provide ample parking, along with a downstairs enclosure that features a full convenience bathroom, air conditioned cabana room, and a one car garage for storage of toys and gear. Saltillo tile flows throughout the first level, where you will find an open concept great room with soaring ceilings that connect the kitchen, dining, and living areas. Enjoy indoor to outdoor living from the large covered second floor patio ideal for al fresco meals, morning coffee, or watching stunning sunrises over the canal. The newly renovated primary bathroom showcases a spacious step-in tiled shower, quartz topped vanity, and elegant gold finishes. A comfortable guest bedroom and bathroom are conveniently located on the same level, with laundry in the hallway closet. Upstairs, the loft offers a third bedroom and full bathroom with plank flooring, creating a private retreat for guests or family. Your Key Colony Beach haven awaits. The City of Key Colony Beach offers its own police department, City Hall, tennis and pickleball courts, dog park, nine hole par three golf course, two playgrounds, and two new restaurants opening soon. Enjoy the walkable island lifestyle and the best of coastal living here!
Last Agent to Sell the Property
Ocean Sotheby's International Realty License #3226605 Listed on: 12/06/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $8,412
Year Built
- Built in 1988 | Remodeled
Lot Details
- 4,125 Sq Ft Lot
- Home fronts a canal
- Privacy Fence
Home Design
- Half Duplex
- Metal Roof
Interior Spaces
- 1,596 Sq Ft Home
- Furnished
- Cathedral Ceiling
- Ceiling Fan
- Sliding Doors
- Storage
- Tile Flooring
- Canal Views
- Monitored
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- 1 Car Garage
- Carport
- Open Parking
- RV or Boat Parking
Pool
- Concrete Pool
- In Ground Pool
- Pool Deck
Outdoor Features
- Airstrip
- Seawall
- Dock made with wood
- Balcony
- Patio
Utilities
- Central Air
- Public Hookup Available For Sewer
- Community Sewer or Septic
- Cable TV Available
Listing and Financial Details
- Minimum Rental Period: 7
- Assessor Parcel Number 00075170-000100
Community Details
Overview
- No Home Owners Association
- Key Colony Beach Subdivision
- RV Parking in Community
Recreation
- Boat Ramp
- Beach
- Tennis Courts
- Bike Trail
Pet Policy
- Pets Allowed
Security
- Complete Accordion Shutters
- Impact Glass
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 6, 2025
Closed on
Mar 4, 2026
Sold by
Ritter12400 Llc
Bought by
Michnik Derek and Michnik Brenda
Seller's Agent
Karen Raspe, PA
Ocean Sotheby's International Realty
Buyer's Agent
Nate Bartlett
Berkshire Hathaway HomeServices Keys Real Estate
List Price
$1,400,000
Sold Price
$1,310,000
Premium/Discount to List
-$90,000
-6.43%
Views
23
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
145.38%
Original Mortgage
$1,048,000
Outstanding Balance
$1,048,000
Interest Rate
5.25%
Mortgage Type
New Conventional
Estimated Equity
$322,135
Purchase Details
Listed on
Apr 15, 2022
Closed on
Jul 11, 2022
Sold by
William Ritter Jerome and William Frances Kathleen
Bought by
Ritter12400 Llc
Seller's Agent
Karen Raspe, PA
Ocean Sotheby's International Realty
Buyer's Agent
Leanys Carlson
Ocean Sotheby's International Realty
List Price
$1,352,000
Sold Price
$1,352,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.84%
Original Mortgage
$710,700
Interest Rate
5.27%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 15, 2022
Closed on
Jun 7, 2022
Sold by
John A Czopek Trust
Bought by
Ritter Jerome William and Ritter Kathleen Frances
Seller's Agent
Karen Raspe, PA
Ocean Sotheby's International Realty
Buyer's Agent
Leanys Carlson
Ocean Sotheby's International Realty
List Price
$1,352,000
Sold Price
$1,352,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$710,700
Interest Rate
5.27%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 11, 2015
Closed on
Jun 17, 2016
Sold by
Thomas Gail H
Bought by
Czopek John A
Seller's Agent
Lynn Goodwin, P.a.
Key Colony Beach Realty
Buyer's Agent
Roy Haase
Key Colony Beach Realty
List Price
$680,000
Sold Price
$550,000
Premium/Discount to List
-$130,000
-19.12%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.23%
Purchase Details
Closed on
May 5, 1999
Sold by
Marie Louise E and Marie Georgia L De
Bought by
Thomas Gail H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 1, 1993
Bought by
Czopek John A Trust 3/27/2015
Purchase Details
Closed on
Sep 1, 1989
Bought by
Czopek John A Trust 3/27/2015
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,310,000 | None Listed On Document | |
| Quit Claim Deed | $710,700 | Cunningham Miller Rhyne Pa | |
| Warranty Deed | $1,352,000 | Cunningham Miller Rhyne Pa | |
| Warranty Deed | $550,000 | None Available | |
| Warranty Deed | $290,000 | -- | |
| Warranty Deed | $200,000 | -- | |
| Warranty Deed | $215,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,048,000 | New Conventional | |
| Previous Owner | $710,700 | New Conventional | |
| Previous Owner | $175,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/04/2026 03/04/26 | Sold | $1,310,000 | -6.4% | $821 / Sq Ft | |
| 01/22/2026 01/22/26 | Pending | -- | -- | -- | |
| 12/06/2025 12/06/25 | For Sale | $1,400,000 | +3.6% | $877 / Sq Ft | |
| 06/10/2022 06/10/22 | Sold | $1,352,000 | 0.0% | $847 / Sq Ft | View Prior Sale |
| 04/15/2022 04/15/22 | For Sale | $1,352,000 | +145.8% | $847 / Sq Ft | |
| 06/17/2016 06/17/16 | Sold | $550,000 | -19.1% | $345 / Sq Ft | View Prior Sale |
| 05/12/2016 05/12/16 | Pending | -- | -- | -- | |
| 11/11/2015 11/11/15 | For Sale | $680,000 | -- | $426 / Sq Ft |
Source: Marathon and Lower Keys Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,972 | $880,727 | $486,750 | $393,977 |
| 2024 | $9,068 | $879,992 | $478,500 | $401,492 |
| 2023 | $9,068 | $888,245 | $474,375 | $413,870 |
| 2022 | $6,788 | $759,763 | $379,500 | $380,263 |
| 2021 | $6,036 | $556,194 | $260,906 | $295,288 |
| 2020 | $5,747 | $546,802 | $247,500 | $299,302 |
| 2019 | $5,627 | $545,358 | $247,500 | $297,858 |
| 2018 | $4,916 | $480,230 | $247,500 | $232,730 |
| 2017 | $4,832 | $483,803 | $0 | $0 |
| 2016 | $5,157 | $497,566 | $0 | $0 |
| 2015 | $4,797 | $456,007 | $0 | $0 |
| 2014 | $5,049 | $469,118 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Raspe, PA
-
Ally Kelley
Seller Co-Listing Agent in 2026
Ally Kelley
Ocean Sotheby's International Realty
(305) 735-4095
16 in this area
120 Total Sales
-
Nate Bartlett
N
Buyer's Agent in 2026
Nate Bartlett
Berkshire Hathaway HomeServices Keys Real Estate
(346) 242-4655
5 in this area
40 Total Sales
-
Leanys Carlson
Buyer's Agent in 2022
Leanys Carlson
Ocean Sotheby's International Realty
(305) 735-4095
9 in this area
39 Total Sales
-
L
Seller's Agent in 2016
Lynn Goodwin, P.a.
Key Colony Beach Realty
-
R
Buyer's Agent in 2016
Roy Haase
Key Colony Beach Realty
Map
Source: Marathon and Lower Keys Association of REALTORS®
MLS Number: 617620
APN: 00075170-000100
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