NOT LISTED FOR SALE

640 Camino de la Reina Unit 1106 San Diego, CA 92108

Mission Valley Neighborhood

Estimated Value: $477,428 - $526,000

1 Bed
1 Bath
770 Sq Ft
$542/mo HOA Fee

Last Sold April 26, 2024

Last sale price $491,000 $638 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,581/month

25 Days on Market

Highlights

  • Fitness Center
  • In Ground Pool
  • Gated Community
  • Jones Elementary School Rated A-
  • Gated Parking
  • Lake View

About This Home

As of April 2024

Location! Location! Location! Well maintained ground-floor condo unit located within the highly desirable gated community of Rio Del Oro in Mission Valley. This amazing residence features an open floor plan with a cozy fireplace, crown molding, in-unit laundry, central AC, and durable flooring throughout. A spacious bedroom with ample closet space. Outdoor living extends to a private patio with additional storage perfect for enjoying a cup of coffee or sipping a glass of wine. Parking is a breeze with two assigned tandem spaces in the secure underground garage. Great community amenities including a sparkling pool and spa, gym, and recreation room. Conveniently located along West Mission Valley’s River Walk, only minutes away from public transportation, shopping, dining, movie theaters, golf amenities, recreational trails, Interstates 8 and 163, plus so much more. VA approved complex. Don’t let this opportunity pass you by!

Last Agent to Sell the Property

Katie Gouletas

Redfin License #02017044 Listed on: 03/01/2024

Redfin

Last Buyer's Agent

Dave & Maria McQuillen

Realty Source Incorporated License #01434600

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,565

Year Built

  • Built in 1995

Lot Details

  • 1.88

HOA Fees

  • $542 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Tandem Garage
  • Garage Door Opener
  • Gated Parking
  • Guest Parking
  • Parking Permit Required

Property Views

  • Lake
  • Woods
  • Neighborhood

Home Design

  • Entry on the 1st floor
  • Common Roof
  • Stucco Exterior

Interior Spaces

  • 770 Sq Ft Home
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Family Room Off Kitchen
  • Living Room with Fireplace

Kitchen

  • Convection Oven
  • Electric Oven
  • Electric Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • Walk-In Closet
  • 1 Full Bathroom
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry closet
  • Stacked Washer and Dryer

Home Security

Outdoor Features

  • In Ground Pool
  • Living Room Balcony

Additional Features

  • Property Near a Canyon
  • Cooling System Mounted To A Wall/Window

Listing and Financial Details

  • Assessor Parcel Number 438-020-73-02

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, limited insurance, roof maintenance, sewer, termite, trash pickup, water, security
  • 50 Units
  • Rio Del Oro Association, Phone Number (619) 230-1891
  • Rio Del Oro Community
  • 5-Story Property

Amenities

  • Meeting Room

Recreation

  • Fitness Center
  • Community Pool
  • Community Spa

Security

  • Security Guard
  • Controlled Access
  • Gated Community
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,565

Year Built

Built in 1995

Lot Details

0

HOA Fees

$542 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Metro
  • Cross Street: Mission Center Rd.
  • Neighborhood: Rio Del Oro
  • LP / Sq Ft: 648.05
  • Price Per Sq Ft: 637.66
  • Residential Unit Location: No Unit Below
  • SP/ Sq Ft: 637.66
  • Stories: 1 Story
  • Stories In Building: 5
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 1995
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Unit Number Space Number: 1106
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Interior Amenities: Balcony, Bathtub, Crown Moldings, High Ceilings (9 Feet+), Living Room Balcony, Shower, Shower In Tub, Kitchen Open To Family Rm
  • Flooring: Laminate, Tile
  • Equipment Available: Dishwasher, Disposal, Dryer, Fire Sprinklers, Microwave, Refrigerator, Washer, Convection Oven, Electric Oven, Electric Range, Electric Stove, Built-In, Electric Cooking
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Searchable Rooms: Kitchen, Living Room, Walk-In Closet
  • Total Bedrooms: 1
  • Bedrooms: 1
  • Master Bedroom Dimensions: 12x15
  • Full Bathrooms: 1
  • Laundry Location: Closet Stacked, Inside
  • Estimated Sq Ft: 770
  • Total Bathrooms: 1

Exterior Features

  • Exterior Material: Stucco, Concrete
  • Pool: Below Ground, Community/Common
  • Roof: Common Roof
  • Spa: Community/Common
  • Spa Heat: Electric
  • View: Lake/River, Water, Neighborhood, Trees/Woods

Garage/Parking

  • Garage Details: Assigned, Gated, Tandem, Community Garage, Garage Door Opener
  • Garage Spaces: 2
  • Non Garage Parking: Permit/Decal, Guest Parking
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air, Wall/Window, Electric
  • Laundry Utilities: Electric
  • Security: Gated Community
  • Sewer/Septic: Public Sewer
  • Water: Public
  • Heating: Forced Air Unit
  • Heating Fuel: Electric

Condo/Co-op/Association

  • Complex Name: Rio Del Oro
  • Total Fees: 6504.0
  • Units In Building: 50
  • Total Number of Units: 103
  • Property Management Company: The Prescott Companies
  • Property Management Phone: 619-230-1891
  • Community: MISSION VALLEY
  • Complex Features: Exercise Room, Gated Community, On-Site Guard, Pool, Spa/Hot Tub
  • Home Owner Association: Rio Del Oro
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Gated Community, Limited Insurance, Roof Maintenance, Sewer, Termite, Trash Pickup, Water, Security
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 542.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619-230-1891
  • Association Amenities: Controlled Access, Gym/Ex Room, Meeting Room, Spa, Pool

Association/Amenities

  • Entry Level Building: 1
  • Entry Level Unit: 1

Fee Information

  • Total Monthly Fees: 542

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Canyon/Valley
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 438-020-73-02
  • Estimated Lot Sq Ft: 81706
  • Estimated Number of Acres: 1.88
  • Map Code Column: A
  • Map Code Page: 1269
  • Map Code Row: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2024
Closed on
Mar 29, 2024
Sold by
Kaza Prajeet
Bought by
Abeyta Janet Margaret
Seller's Agent
Katie Gouletas
Redfin
Buyer's Agent
Dave & Maria McQuillen
Realty Source Incorporated
List Price
$525,000
Sold Price
$491,000
Premium/Discount to List
-$34,000
-6.48%
Views
107
Current Estimated Value
$503,607

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,607
Avg. Annual Appreciation
1.81%
Original Mortgage
$343,700
Outstanding Balance
$338,751
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$164,856

Purchase Details

Closed on
Dec 12, 2019
Sold by
Henry Evan
Bought by
Henry Halln Bitterman

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$356,503
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Closed on
Dec 9, 2019
Sold by
Bitterman Joseph S and Bitterman Pamela M
Bought by
Kaza Prajeet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$356,503
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Closed on
Jan 10, 2017
Sold by
Bitterman Joseph S and Bitterman Pamela M
Bought by
Henry Hallie Bitterman

Purchase Details

Closed on
Feb 22, 2011
Sold by
Bitterman Joseph S and Bitterman Pamela M
Bought by
Bitterman Joseph S and Bitterman Pamela M

Purchase Details

Closed on
Nov 21, 2008
Sold by
Aurora Loan Services Llc
Bought by
Bitterman Joseph S and Bitterman Pamela M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,250
Interest Rate
5.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 14, 2008
Sold by
Drosi Natalie
Bought by
Aurora Loan Services Llc

Purchase Details

Closed on
Dec 20, 2005
Sold by
Wright Jon A and Wright Jennifer A
Bought by
Drosi Natalie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,600
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 13, 2004
Sold by
Wright Jon A and Wright Jennifer
Bought by
Wright Jon A and Wright Jennifer A

Purchase Details

Closed on
Apr 14, 1999
Sold by
Wright Jon A
Bought by
Wright Jon A and Wright Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
6.54%
Mortgage Type
VA

Purchase Details

Closed on
Aug 10, 1994
Sold by
Western Financial Svgs Bank Fsb
Bought by
Wright Jon A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,738
Interest Rate
8.58%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Abeyta Janet Margaret $491,000 None Listed On Document
Abeyta Janet Margaret -- None Listed On Document
Henry Halln Bitterman -- Stewart Title Company
Kaza Prajeet $349,000 Stewart Title Company
Henry Hallie Bitterman -- None Available
Bitterman Joseph S -- None Available
Bitterman Joseph S $207,000 Lsi Title Agency Inc
Aurora Loan Services Llc $239,200 Fidelity National Title
Drosi Natalie $307,000 Fidelity National Title Comp
Wright Jon A -- --
Wright Jon A -- Lawyers Title
Wright Jon A $92,000 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Abeyta Janet Margaret $343,700
Closed Abeyta Janet Margaret $343,700
Previous Owner Kaza Prajeet $356,503
Previous Owner Bitterman Joseph S $155,250
Previous Owner Drosi Natalie $245,600
Previous Owner Wright Jon A $92,000
Previous Owner Wright Jon A $93,738
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/26/2024 04/26/24 Sold $491,000 -1.6% $638 / Sq Ft
03/27/2024 03/27/24 Pending -- -- --
03/15/2024 03/15/24 Price Changed $499,000 -5.0% $648 / Sq Ft
03/01/2024 03/01/24 For Sale $525,000 -- $682 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,565 $500,819 $309,688 $191,131
2024 $4,565 $374,195 $231,388 $142,807
2023 $4,463 $366,858 $226,851 $140,007
2022 $4,343 $359,665 $222,403 $137,262
2021 $4,312 $352,614 $218,043 $134,571
2020 $4,346 $349,000 $215,808 $133,192
2019 $2,997 $238,953 $147,759 $91,194
2018 $2,805 $234,268 $144,862 $89,406
2017 $2,739 $229,675 $142,022 $87,653
2016 $2,695 $225,173 $139,238 $85,935
2015 $2,660 $221,792 $137,147 $84,645
2014 $2,626 $217,448 $134,461 $82,987
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 240004533

San Diego MLS

APN: 438-020-73-02