NOT LISTED FOR SALE

640 Camino de la Reina Unit 1107 San Diego, CA 92108

Mission Valley Neighborhood

Estimated Value: $677,208 - $708,000

2 Beds
2 Baths
1,017 Sq Ft
$663/mo HOA Fee

Last Sold April 22, 2025

Last sale price $695,000 $683 Per Sq Ft

Current estimated payment $4,809/month

45 Days on Market

Highlights

  • In Ground Pool
  • Gated Parking
  • Cooling Available
  • Jones Elementary School Rated A-
  • 1.88 Acre Lot
  • Laundry closet

About This Home

As of April 2025

Light, bright and updated well maintained first floor Mission Valley condo in concrete building with gated under-ground parking with two assigned parking spots #76 and #122, and courtyards with manicured landscaping. All flooring updated. Quartz countertops in kitchen. White shaker cabinets in the kitchen. Primary bedroom has ensuite bathroom. Extra large balcony. Updated windows and sliding glass door, recessed ceiling and lighting in the kitchen. The A/C was replaced in 2015. Fridge, washer & dryer all convey. Water covered with HOA. Walk across the street to some of San Diego's finest cuisine, coffee shops and retail. Central to downtown, beaches and Universities.

Last Agent to Sell the Property

Herbert Knox

LPT Realty,Inc License #01977055 Listed on: 02/13/2025

LPT Realty,Inc

Last Buyer's Agent

Debbie Keckeisen

eXp Realty of California, Inc License #01869247

eXp Realty of California, Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,275

Year Built

  • Built in 1995

Lot Details

  • Security Fence
  • Gated Home
  • Masonry wall
  • Wrought Iron Fence
  • Electric Fence

HOA Fees

  • $663 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Gated Parking
  • Off-Street Parking

Home Design

  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1,017 Sq Ft Home
  • 3-Story Property
  • Entryway
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Stacked Washer and Dryer

Pool

  • In Ground Pool

Utilities

  • Cooling Available
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 438-020-73-03

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, water, pest control, security
  • 52 Units
  • Rio Del Oro Association, Phone Number (858) 737-7560
  • Rio Del Oro Community

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,275

Year Built

Built in 1995

Lot Details

0

HOA Fees

$663 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Metro
  • Cross Street: Mission Center Rd
  • Neighborhood: Mission Valley
  • LP / Sq Ft: 688.3
  • Price Per Sq Ft: 683.38
  • SP/ Sq Ft: 683.38
  • Stories: 1 Story
  • Stories In Building: 3
  • Ownership: Fee Simple
  • Total Stories: 1
  • Year Built: 1995
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Counter Top
  • Elevator: Yes
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Searchable Rooms: Dining Area, Kitchen, Living Room, Master Bedroom, Entry, Master Bathroom
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 12x12
  • Full Bathrooms: 2
  • Laundry Location: Closet Stacked, Inside
  • Estimated Sq Ft: 1017
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Gate, Electric, Masonry, Wrought Iron, Security
  • Pool: Below Ground, Community/Common
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Assigned, Gated, Underground, Community Garage
  • Garage Spaces: 2
  • Non Garage Parking: Off Street
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air, Electric
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Fireplace, Forced Air Unit
  • Heating Fuel: Electric

Condo/Co-op/Association

  • Complex Name: Rio Del Oro
  • Units In Building: 52
  • Total Number of Units: 103
  • Community: MISSION VALLEY
  • Home Owner Association: Rio Del Oro
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Water, Pest Control, Security
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 663.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 858-737-7560

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 438-020-73-03
  • Estimated Lot Sq Ft: 81706
  • Estimated Number of Acres: 1.88
  • Map Code Column: A
  • Map Code Page: 1269
  • Map Code Row: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2025
Closed on
Apr 2, 2025
Sold by
Stewart Dacqrin
Bought by
Maria Elizabeth Baer Living Trust and Baer
Seller's Agent
Herbert Knox
LPT Realty,Inc
Buyer's Agent
Debbie Keckeisen
eXp Realty of California, Inc
List Price
$715,000
Sold Price
$695,000
Premium/Discount to List
-$20,000
-2.8%
Views
113
Current Estimated Value
$692,302

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,698
Avg. Annual Appreciation
-0.75%
Original Mortgage
$505,000
Outstanding Balance
$502,579
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$189,723

Purchase Details

Listed on
Feb 18, 2022
Closed on
Mar 4, 2022
Sold by
Pollard Jr Michael A and Pollard Maria
Bought by
Stewart Dacqrin
Seller's Agent
Amanda Gresiak
Amanda JM Gresiak
Buyer's Agent
Herbert Knox
LPT Realty,Inc
List Price
$650,000
Sold Price
$650,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.22%
Original Mortgage
$617,500
Interest Rate
3.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 27, 2007
Sold by
Pollard Michael A
Bought by
Pollard Michael A and Pollard Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
6.67%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Aug 9, 2004
Sold by
Stephens Kyle Dean and Stephens Anne Marie
Bought by
Pollard Michael A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,000
Interest Rate
5.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2003
Sold by
Stephens Kyle Dean and Stephens Anne Marie
Bought by
Stephens Anne Marie and Stephens Kyle Dean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 20, 2001
Sold by
Engle Paul R and Engle Jeannine W
Bought by
Stephens Kyle and Stephens Anne M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,600
Interest Rate
7.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 12, 1994
Sold by
Western Financial Svgs Bank Fsb
Bought by
Engle Paul R and Engle Jeannine W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
8.58%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Maria Elizabeth Baer Living Trust $695,000 Lawyers Title Company
Stewart Dacqrin $650,000 Fidelity National Title
Pollard Michael A -- Commonwealth Land Title Co
Pollard Michael A $415,000 First Southwestern Title
Stephens Anne Marie -- First Southwestern Title
Stephens Kyle $232,000 Chicago Title Co
Engle Paul R $125,000 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Maria Elizabeth Baer Living Trust $505,000
Previous Owner Stewart Dacqrin $617,500
Previous Owner Pollard Michael A $205,000
Previous Owner Pollard Michael A $332,000
Previous Owner Stephens Anne Marie $270,000
Previous Owner Stephens Kyle $185,600
Previous Owner Engle Paul R $127,500
Closed Stephens Kyle $46,400
Closed Pollard Michael A $83,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/22/2025 04/22/25 Sold $695,000 -0.7% $683 / Sq Ft
03/31/2025 03/31/25 Pending -- -- --
03/11/2025 03/11/25 Price Changed $699,999 -2.1% $688 / Sq Ft
02/13/2025 02/13/25 For Sale $715,000 +10.0% $703 / Sq Ft
04/04/2022 04/04/22 Sold $650,000 0.0% $639 / Sq Ft View Prior Sale
03/03/2022 03/03/22 Pending -- -- --
03/01/2022 03/01/22 For Sale $650,000 0.0% $639 / Sq Ft
02/24/2022 02/24/22 Pending -- -- --
02/18/2022 02/18/22 For Sale $650,000 -- $639 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,275 $689,785 $465,988 $223,797
2024 $6,275 $676,260 $456,851 $219,409
2023 $7,797 $639,000 $431,000 $208,000
2022 $5,527 $450,000 $304,000 $146,000
2021 $5,598 $450,000 $304,000 $146,000
2020 $5,219 $420,000 $284,000 $136,000
2019 $5,228 $420,000 $284,000 $136,000
2018 $4,517 $380,000 $257,000 $123,000
2017 $80 $340,000 $230,000 $110,000
2016 $3,809 $320,000 $217,000 $103,000
2015 $3,697 $310,000 $211,000 $99,000
2014 $3,718 $310,000 $211,000 $99,000
Source: Public Records

Agents Affiliated with this Home

  • Herbert Knox

    Seller's Agent in 2025

    Herbert Knox

    LPT Realty,Inc

    (619) 453-5877

    2 in this area

    45 Total Sales

    Herbert Knox
    Section Image
  • Debbie Keckeisen

    Buyer's Agent in 2025

    Debbie Keckeisen

    eXp Realty of California, Inc

    (760) 717-6578

    7 in this area

    72 Total Sales

    Debbie Keckeisen
    Section Image

  • A

    Seller's Agent in 2022

    Amanda Gresiak

    Amanda JM Gresiak

    Section Image
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Map

Source: San Diego MLS

MLS Number: 250018529

San Diego MLS

APN: 438-020-73-03

California San Diego County San Diego 92108 Mission Valley

640 Camino de la Reina Unit 1107, San Diego, CA

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