640 Camino de la Reina Unit 1107 San Diego, CA 92108
Mission Valley Neighborhood
2
Beds
2
Baths
1,017
Sq Ft
$527/mo
HOA Fee
About This Home
As of April 2025Back on Market, at no fault of the seller! This is a beautiful, well maintained & recently updated condo in the heart of Mission Valley! Shops, restaurants & even Fashion Valley Mall are just a stone's throw away. The kitchen and bathrooms have been tastefully remodeled within the last 10 years including upgraded quartz countertops. New cabinets in kitchen, master bedroom, hallway were all professionally installed 5 years ago. New windows, new sliding glass door, new recessed ceiling and lighting in the kitchen professionally installed 5 years ago. The A/C was replaced in 2015. Fridge, stove/oven, washer & dryer are all included in this sale and are all relatively new. This home has fresh paint and carpet throughout, and is really waiting for your personal touch! This home has an extra large balcony, which lends to wonderful outdoor entertaining or nice serene moments enjoying the lush landscaping and beauty that this community offers. Units around this on the 2nd & 3rd floors have very narrow walkways and small balconies, so this is really a great feature!
Last Agent to Sell the Property
Amanda Gresiak
Amanda JM Gresiak License #01895190 Listed on: 02/18/2022
Property Details
Home Type
Condominium
Est. Annual Taxes
$6,275
Year Built
1995
Lot Details
0
HOA Fees
$527 per month
Parking
2
Listing Details
- Class: RESIDENTIAL
- Sub Category: Attached
- Residential Styles: All Other Attached
- Market Area: Metro
- Cross Street: Mission Center Rd
- Neighborhood: Mission Valley
- LP / Sq Ft: 639.13
- Price Per Sq Ft: 639.13
- SP/ Sq Ft: 639.13
- Stories: 1 Story
- Stories In Building: 3
- Ownership: Condominium
- Total Stories: 1
- Year Built: 1995
- Special Features: None
- Property Sub Type: Condos
Interior Features
- Equipment Available: Dishwasher, Disposal, Dryer, Washer, Electric Oven, Electric Stove
- Searchable Rooms: Breakfast Area, Dining Area, Master Bedroom, Laundry, Master Bathroom
- Total Bedrooms: 2
- Bedrooms: 2
- Master Bedroom Dimensions: 12x12
- Full Bathrooms: 2
- Laundry Location: Closet Stacked
- Estimated Sq Ft: 1017
- Total Bathrooms: 2
Exterior Features
- Exterior Material: Stucco
- Fencing: Gate
- Pool: Below Ground, Community/Common, Fenced
- Roof: Tile/Clay
Garage/Parking
- Garage Details: Assigned, Detached, Gated, Underground, Community Garage, Garage, Garage Door Opener
- Garage Spaces: 2
- Parking Spaces Total: 2
Utilities
- Cooling: Central Forced Air
- Sewer/Septic: Public Sewer
- Water: Available
- Heating: Fireplace, Forced Air Unit
Condo/Co-op/Association
- Complex Name: Rio Del Oro
- Units In Building: 52
- Total Number of Units: 103
- Community: MISSION VALLEY
- Home Owner Association: Rio Del Oro
- Home Owner Association Fee Includes: Hot Water, Sewer, Trash Pickup, Water
- Home Owner Association Fee Reflects: Month
- Home Owner Association Fees: 527.0
- HOA Payment Frequency: Monthly
- Home Owner Association Phone: 858-737-7560
Association/Amenities
- Entry Level Unit: 1
Fee Information
- Total Monthly Fees: 527
Lot Info
- Lot Size: 0 (Common Interest)
- Topography: Level
- Assessor Parcel Number: 438-020-73-03
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 18, 2022
Closed on
Mar 4, 2022
Sold by
Pollard Jr Michael A and Pollard Maria
Bought by
Stewart Dacqrin
Seller's Agent
Amanda Gresiak
Amanda JM Gresiak
Buyer's Agent
Herbert Knox
LPT Realty,Inc
List Price
$650,000
Sold Price
$650,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,102
Avg. Annual Appreciation
2.03%
Original Mortgage
$617,500
Outstanding Balance
$578,002
Interest Rate
3.76%
Mortgage Type
New Conventional
Estimated Equity
$117,100
Purchase Details
Closed on
Aug 27, 2007
Sold by
Pollard Michael A
Bought by
Pollard Michael A and Pollard Maria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
6.67%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Aug 9, 2004
Sold by
Stephens Kyle Dean and Stephens Anne Marie
Bought by
Pollard Michael A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,000
Interest Rate
5.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 18, 2003
Sold by
Stephens Kyle Dean and Stephens Anne Marie
Bought by
Stephens Anne Marie and Stephens Kyle Dean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 20, 2001
Sold by
Engle Paul R and Engle Jeannine W
Bought by
Stephens Kyle and Stephens Anne M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,600
Interest Rate
7.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 12, 1994
Sold by
Western Financial Svgs Bank Fsb
Bought by
Engle Paul R and Engle Jeannine W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
8.58%
Mortgage Type
VA
Similar Homes in San Diego, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $650,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Commonwealth Land Title Co | |
| Grant Deed | $415,000 | First Southwestern Title | |
| Interfamily Deed Transfer | -- | First Southwestern Title | |
| Grant Deed | $232,000 | Chicago Title Co | |
| Grant Deed | $125,000 | Stewart Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $617,500 | New Conventional | |
| Previous Owner | $200,000 | Unknown | |
| Previous Owner | $205,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $332,000 | New Conventional | |
| Previous Owner | $270,000 | Purchase Money Mortgage | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $185,600 | Purchase Money Mortgage | |
| Previous Owner | $98,000 | Credit Line Revolving | |
| Previous Owner | $127,500 | VA | |
| Closed | $46,400 | No Value Available | |
| Closed | $83,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/22/2025 04/22/25 | Sold | $695,000 | -0.7% | $683 / Sq Ft |
| 03/31/2025 03/31/25 | Pending | -- | -- | -- |
| 03/11/2025 03/11/25 | Price Changed | $699,999 | -2.1% | $688 / Sq Ft |
| 02/13/2025 02/13/25 | For Sale | $715,000 | +10.0% | $703 / Sq Ft |
| 04/04/2022 04/04/22 | Sold | $650,000 | 0.0% | $639 / Sq Ft |
| 03/03/2022 03/03/22 | Pending | -- | -- | -- |
| 03/01/2022 03/01/22 | For Sale | $650,000 | 0.0% | $639 / Sq Ft |
| 02/24/2022 02/24/22 | Pending | -- | -- | -- |
| 02/18/2022 02/18/22 | For Sale | $650,000 | -- | $639 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,275 | $689,785 | $465,988 | $223,797 |
| 2024 | $6,275 | $676,260 | $456,851 | $219,409 |
| 2023 | $7,797 | $639,000 | $431,000 | $208,000 |
| 2022 | $5,527 | $450,000 | $304,000 | $146,000 |
| 2021 | $5,598 | $450,000 | $304,000 | $146,000 |
| 2020 | $5,219 | $420,000 | $284,000 | $136,000 |
| 2019 | $5,228 | $420,000 | $284,000 | $136,000 |
| 2018 | $4,517 | $380,000 | $257,000 | $123,000 |
| 2017 | $80 | $340,000 | $230,000 | $110,000 |
| 2016 | $3,809 | $320,000 | $217,000 | $103,000 |
| 2015 | $3,697 | $310,000 | $211,000 | $99,000 |
| 2014 | $3,718 | $310,000 | $211,000 | $99,000 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Herbert Knox
LPT Realty,Inc
(619) 453-5877
2 in this area
48 Total Sales
-
Buyer's Agent in 2025
Debbie Keckeisen
eXp Realty of California, Inc
(760) 717-6578
7 in this area
78 Total Sales
-
A
Seller's Agent in 2022
Amanda Gresiak
Amanda JM Gresiak
Map
Source: San Diego MLS
MLS Number: 220003651
APN: 438-020-73-03
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