NOT LISTED FOR SALE

640 Congdon Ave Elgin, IL 60120

Northeast Elgin Neighborhood

Estimated Value: $244,000 - $332,000

3 Beds
2 Baths
1,725 Sq Ft
$170/Sq Ft Est. Value

Last Sold March 16, 2022

Last sale price $225,000 $130 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $2,411/month

29 Days on Market

Highlights

  • Vaulted Ceiling
  • Main Floor Bedroom
  • Walk-In Closet
  • Wood Flooring
  • 1 Car Detached Garage
  • Patio

About This Home

As of March 2022

Introducing this three-story townhome in the historic Shoe Factory Lofts where a suburban lifestyle combines with a vibrant city feel. This three-bedroom, two-bath residence treats you to a quintessential loft environment complete with exposed brick walls, wood ceilings, and original thin plank hardwood floors. Both in the living room and in the kitchen abundant light streams in through tall windows highlighting the interior accents, including the maple cabinetry. French doors open to a lovely primary bedroom whose generous proportions are complemented by a massive closet furnished with cherry wood built-ins. A cozy bedroom offering its own separate entry and full hall bath create a fantastic guest space, while downstairs you'll find room for a potential workshop, designer station or storage. You'll also appreciate the in-unit stackable washer and dryer. This additional guest area provides outside access which everyone will enjoy given the home's proximity to outdoor adventures along the Fox River as well as biking paths, fishing areas and boat launches. With the Metra and other public transit nearby, this building has been masterfully designed to honor history while providing all the comforts of home.

Last Agent to Sell the Property

Gregory Teets

Keller Williams Innovate - Aurora License #471017900 Listed on: 01/20/2022

Keller Williams Innovate - Aurora

Co-Listed By

Cody Cleaveland

Keller Williams Innovate - Aurora License #709100000

Last Buyer's Agent

Elizabeth Philip

Coldwell Banker Realty License #475196586

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,373

Year Built

  • Built in 1999

Lot Details

  • 436

HOA Fees

  • $467 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Assigned Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 1,725 Sq Ft Home
  • 3-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Family Room
  • Living Room
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Home Security

Schools

  • Coleman Elementary School
  • Larsen Middle School
  • Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Cable TV Available

Additional Features

  • Patio
  • Lot Dimensions are 27x30

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include water, parking, insurance, exterior maintenance, lawn care, scavenger, snow removal
  • 27 Units
  • Jody Association, Phone Number (847) 806-6121
  • Shoe Factory Lofts Subdivision
  • Property managed by SHOE FACTORY HOA

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Common Area
  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,373

Year Built

Built in 1999

Lot Details

436 Sq Ft Lot

HOA Fees

$467 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: T3-Townhouse 3+ Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: T3-Townhouse 3+ Stories
  • Subdivision Name: Shoe Factory Lofts
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 3

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Bedroom, Second Floor Laundry, First Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 1725
  • Other Equipment: TV-Cable, Fire Sprinklers, Ceiling Fan(s)
  • Room Type: No additional rooms
  • Stories Total: 3
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Slab
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Second Bedroom Flooring: Carpet
  • Kitchen Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space
  • Living Room Flooring: Hardwood
  • Living Room Window Treatments: Blinds
  • Master Bedroom Flooring: Hardwood
  • Third Bedroom Flooring: Carpet
  • Family Room Flooring: Carpet
  • Kitchen Window Treatments: Blinds
  • Family Room Window Treatments: Blinds

Exterior Features

  • ExteriorFeatures: Patio
  • Lot Features: Common Grounds
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Assigned
  • ParkingTotal: 2
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 467
  • Association Fee Frequency: Monthly
  • Management: Self-Management
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: SHOE FACTORY HOA
  • Management Contact Name: Jody
  • Management Phone: 847-806-6121
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Water, Parking, Insurance, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal

Schools

  • Elementary School: Coleman Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 27X30
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 0

Tax Info

  • Tax Annual Amount: 4373.4
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 27

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2022
Closed on
Mar 9, 2022
Sold by
Monica Slusher
Bought by
Stark Brian Loziey and Cotaoco Patrick John
Seller's Agent
Gregory Teets
Keller Williams Innovate - Aurora
Buyer's Agent
Elizabeth Philip
Coldwell Banker Realty
List Price
$230,000
Sold Price
$225,000
Premium/Discount to List
-$5,000
-2.17%
Current Estimated Value
$293,030

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,030
Avg. Annual Appreciation
6.85%
Original Mortgage
$205,000
Outstanding Balance
$189,265
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$103,765

Purchase Details

Listed on
May 23, 2018
Closed on
Jul 25, 2018
Sold by
Carmona Oscar and Kernan Nancy
Bought by
Slusher Monicqa
Seller's Agent
Joy Drwal
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Kimberly Suszek
Coldwell Banker Realty
List Price
$187,000
Sold Price
$175,000
Premium/Discount to List
-$12,000
-6.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.17%
Original Mortgage
$171,830
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 23, 2011
Sold by
Kernan Nancy and Carmona Oscar
Bought by
Kernan Nancy and Carmona Oscar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
4.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 29, 2002
Sold by
Santore Victor M
Bought by
Kernan Thomas and Kernan Sandra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,600
Interest Rate
6.56%

Purchase Details

Closed on
Oct 13, 2000
Sold by
Mahurin Mark E and Stephens Linda M
Bought by
Santore Victor M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,600
Interest Rate
7.96%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stark Brian Loziey $225,000 Landtrust National Title
Slusher Monicqa $175,000 Starck Title Services
Kernan Nancy -- Lsi
Kernan Thomas $199,000 Chicago Title Insurance Co
Santore Victor M $188,000 Greater Illinois Title Compa
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stark Brian Loziey $205,000
Previous Owner Slusher Monicqa $171,830
Previous Owner Kernan Nancy $142,000
Previous Owner Kernan Thomas $157,600
Previous Owner Santore Victor M $178,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/16/2022 03/16/22 Sold $225,000 -2.2% $130 / Sq Ft
02/19/2022 02/19/22 Pending -- -- --
01/20/2022 01/20/22 For Sale $230,000 +31.4% $133 / Sq Ft
07/30/2018 07/30/18 Sold $175,000 -2.7% $101 / Sq Ft View Prior Sale
06/23/2018 06/23/18 Pending -- -- --
06/14/2018 06/14/18 Price Changed $179,900 -3.8% $104 / Sq Ft
05/23/2018 05/23/18 For Sale $187,000 -- $108 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,232 $73,381 $16,116 $57,265
2023 $4,969 $66,295 $14,560 $51,735
2022 $4,721 $60,449 $13,276 $47,173
2021 $4,507 $56,515 $12,412 $44,103
2020 $4,373 $53,952 $11,849 $42,103
2019 $4,240 $51,393 $11,287 $40,106
2018 $5,569 $62,331 $10,633 $51,698
2017 $5,444 $58,925 $10,052 $48,873
2016 $5,190 $54,667 $9,326 $45,341
2015 -- $50,107 $8,548 $41,559
2014 -- $49,488 $8,442 $41,046
2013 -- $50,794 $8,665 $42,129
Source: Public Records

Agents Affiliated with this Home

  • G

    Seller's Agent in 2022

    Gregory Teets

    Keller Williams Innovate - Aurora

    Section Image

  • C

    Seller Co-Listing Agent in 2022

    Cody Cleaveland

    Keller Williams Innovate - Aurora

    Section Image
  • Elizabeth Philip

    Buyer's Agent in 2022

    Elizabeth Philip

    Coldwell Banker Realty

    (847) 915-5566

    2 in this area

    42 Total Sales

    Elizabeth Philip
    Section Image
  • Joy Drwal

    Seller's Agent in 2018

    Joy Drwal

    Berkshire Hathaway HomeServices Starck Real Estate

    (847) 529-5015

    20 Total Sales

    Joy Drwal
    Section Image

  • B

    Seller Co-Listing Agent in 2018

    Brenda McBride

    Berkshire Hathaway HomeServices Starck Real Estate

  • K

    Buyer's Agent in 2018

    Kimberly Suszek

    Coldwell Banker Realty

    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11307887

Midwest Real Estate Data (MRED)

APN: 06-12-231-066

Illinois Kane County Elgin 60120 Northeast Elgin

640 Congdon Ave, Elgin, IL

Not Listed for Sale

Townhouses

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID

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