640 E First St Cumberland, MD 21502
2
Beds
2
Baths
1,525
Sq Ft
5,912
Sq Ft Lot
Highlights
- Rambler Architecture
- No HOA
- Living Room
- Wood Flooring
- 1 Car Direct Access Garage
- Parking Storage or Cabinetry
About This Home
As of November 2024Charming ranch-style home with 2 bedrooms and 1 bathroom, beautifully updated and move-in ready. If you need more space, the full unfinished basement features plenty of it! A shower, and a new tankless gas water heater for on-demand hot water, along with a dedicated laundry area. The backyard is fully fenced, covered front porch and a large concrete patio in the rear for outdoor enjoyment. The attached garage offers convenient access directly into the kitchen, and there's both driveway and street parking available. The bathroom and kitchen have been fully renovated with new cabinets, quartz countertops, a deep farmhouse sink, and energy-efficient LED lighting. All appliances are stainless steel and like new. The home provides ample storage space and plenty of large windows, filling the main level with natural light throughout. Set up your showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,035
Year Built
- Built in 1963
Lot Details
- 5,912 Sq Ft Lot
- Chain Link Fence
Parking
- 1 Car Direct Access Garage
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Rambler Architecture
- Permanent Foundation
- Block Foundation
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Replacement Windows
- Living Room
- Wood Flooring
Kitchen
- Electric Oven or Range
- Built-In Range
- Dishwasher
- Instant Hot Water
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
Unfinished Basement
- Connecting Stairway
- Basement Windows
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- South End Subdivision
Listing and Financial Details
- Tax Lot 11
- Assessor Parcel Number 0104019660
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 4, 2024
Closed on
Nov 22, 2024
Sold by
Sponaugle Stuart W
Bought by
Keplinger Staci Lou
Seller's Agent
Jared Fradiska
Gates Realty
Buyer's Agent
David Riddle Jr.
Charis Realty Group
List Price
$122,500
Sold Price
$125,000
Premium/Discount to List
$2,500
2.04%
Total Days on Market
4
Views
72
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,126
Avg. Annual Appreciation
1.67%
Original Mortgage
$110,500
Interest Rate
6.76%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 13, 2009
Sold by
Cornachia Frank J
Bought by
Sponaugle Stuart W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,098
Interest Rate
5%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 12, 2008
Sold by
Cornachia Frank J and Cornachia Tresa L
Bought by
Cornachia Frank J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,500
Interest Rate
5.75%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Mar 10, 2008
Sold by
Cornachia Frank J and Cornachia Tresa L
Bought by
Cornachia Frank J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,500
Interest Rate
5.75%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Oct 29, 1993
Sold by
Haines Curtis C
Bought by
Cornachia Frank J-Tresa L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,275
Interest Rate
6.86%
Map
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Cumberland, MD
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $125,000 | Atticus Title | |
| Deed | $105,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $55,300 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $110,500 | New Conventional | |
| Previous Owner | $107,771 | FHA | |
| Previous Owner | $103,098 | FHA | |
| Previous Owner | $98,500 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $98,500 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $13,000 | Credit Line Revolving | |
| Previous Owner | $55,275 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/22/2024 11/22/24 | Sold | $125,000 | +2.0% | $82 / Sq Ft |
| 09/08/2024 09/08/24 | Pending | -- | -- | -- |
| 09/04/2024 09/04/24 | For Sale | $122,500 | -- | $80 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,094 | $116,767 | $0 | $0 |
| 2023 | $1,006 | $108,100 | $11,800 | $96,300 |
| 2022 | $950 | $102,400 | $0 | $0 |
| 2021 | $904 | $96,700 | $0 | $0 |
| 2020 | $845 | $91,000 | $10,300 | $80,700 |
| 2019 | $850 | $91,000 | $10,300 | $80,700 |
| 2018 | $865 | $91,000 | $10,300 | $80,700 |
| 2017 | $875 | $92,600 | $0 | $0 |
| 2016 | $443 | $92,600 | $0 | $0 |
| 2015 | $963 | $92,600 | $0 | $0 |
| 2014 | $963 | $99,800 | $0 | $0 |
Source: Public Records
Source: Bright MLS
MLS Number: MDAL2009888
APN: 04-019660
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