640 Encarnacion St Punta Gorda, FL 33983
Deep Creek NeighborhoodEstimated payment $2,900/month
Total Views
608
3
Beds
2
Baths
2,066
Sq Ft
$219
Price per Sq Ft
Highlights
- Park or Greenbelt View
- Great Room
- Tennis Courts
- Corner Lot
- Solid Surface Countertops
- Den
About This Home
Welcome to your dream home in sunny Florida, nestled in the desirable, deed-restricted Deep Creek community—an ideal location for serene, relaxed living.
Built in 2021 by renowned Maronda Homes on a premium corner lot backing onto a greenbelt, this beautifully upgraded home offers 3 bedrooms, 2 bathrooms, and a spacious three-car garage. At the heart of the home is the stunning kitchen, featuring fresh white cabinetry, granite countertops, stainless steel appliance package, large 12-foot island w/barstools, and large pantry—perfect for entertaining or simply enjoying everyday life in style.
The kitchen flows seamlessly into the open-concept great room, which boasts crown molding, LED lighting, and sliding glass doors that lead to a screened lanai at the back of the home with coveted western exposure—ideal for relaxing with a drink and taking in the gorgeous sunsets. The primary suite is a private sanctuary with a tray ceiling, upgraded lighting, a spa-like bathroom with his/her vanities, a large glass shower w/dual shower heads, and generous walk-in closet.
The two guest bedrooms are well-sized and share a full four piece bathroom, while the laundry room includes a GE washer and smart-sensor dryer with pedestal drawers. The flex room off the foyer, finished with crown molding, is perfect for a more formal dining area or office. Upgrades include premium tile flooring, crown molding, stone exterior accents, two garage openers, irrigation system, gutters, and a fenced yard
Listing Agent
FLATFEE.COM Brokerage Phone: 954-965-3990 License #0707077 Listed on: 06/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,903
Year Built
- Built in 2021
Lot Details
- 0.25 Acre Lot
- North Facing Home
- Fenced
- Corner Lot
- Property is zoned RSF3.5
HOA Fees
- $17 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Carport
Home Design
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
- Stone Siding
Interior Spaces
- 2,066 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Great Room
- Living Room
- Den
- Inside Utility
- Park or Greenbelt Views
Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Schools
- Deep Creek Elementary School
- Port Charlotte Middle School
- Charlotte High School
Additional Features
- Exterior Lighting
- Central Heating and Cooling System
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 22 / 523
- Assessor Parcel Number 402303358001
Community Details
Overview
- Deborah Barrett Association, Phone Number (941) 627-6562
- Deep Creek Community
- Punta Gorda Isles Sec 20 Subdivision
- The community has rules related to deed restrictions
Recreation
- Tennis Courts
- Community Basketball Court
- Park
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,883 | $302,645 | -- | -- |
| 2023 | $4,883 | $293,830 | $0 | $0 |
| 2022 | $4,615 | $285,272 | $0 | $0 |
| 2021 | $561 | $15,300 | $15,300 | $0 |
| 2020 | $503 | $12,240 | $12,240 | $0 |
| 2019 | $418 | $12,240 | $12,240 | $0 |
| 2018 | $386 | $9,724 | $9,724 | $0 |
| 2017 | $371 | $7,863 | $7,863 | $0 |
| 2016 | $370 | $2,687 | $0 | $0 |
| 2015 | $344 | $2,443 | $0 | $0 |
| 2014 | $233 | $2,221 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Price Changed | $451,900 | +0.4% | $219 / Sq Ft |
| 08/07/2025 08/07/25 | Price Changed | $449,999 | -0.4% | $218 / Sq Ft |
| 07/18/2025 07/18/25 | Price Changed | $451,900 | 0.0% | $219 / Sq Ft |
| 07/18/2025 07/18/25 | For Sale | $451,900 | -3.6% | $219 / Sq Ft |
| 06/29/2025 06/29/25 | Off Market | $469,000 | -- | -- |
| 06/26/2025 06/26/25 | Price Changed | $469,000 | -0.8% | $227 / Sq Ft |
| 06/20/2025 06/20/25 | Price Changed | $472,900 | -0.4% | $229 / Sq Ft |
| 06/13/2025 06/13/25 | For Sale | $474,900 | -- | $230 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | Breeze Escrow & Title | |
| Special Warranty Deed | $72,400 | Steel City Title | |
| Special Warranty Deed | $268,200 | Steel City Title | |
| Special Warranty Deed | $18,000 | Steel City Title Inc | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $3,900 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $360,000 | New Conventional | |
| Previous Owner | $251,659 | New Conventional |
Source: Public Records
Similar Homes in Punta Gorda, FL
Source: Stellar MLS
MLS Number: A4655821
APN: 402303358001
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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