$425,000
SOLD SEP 25, 2025

640 Jefferson Dr Palmyra, VA 22963

3 Beds
3 Baths
2,496 Sq Ft
0.35 Acres

Recently Sold

$170 Per Sq Ft

28 Days on Market

Highlights

  • Vaulted Ceiling
  • Front Porch
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Eat-In Kitchen
  • Heat Pump System

About This Home

As of September 2025

1st time on market! Sited on a desirable corner lot, this home boasts stunning landscaping and exceptional outdoor spaces that complement its interior charm. Spacious rear deck is perfect for summer evenings & overlooks the backyard firepit, while the large covered front porch invites you to sit back & enjoy the view. Haridplank siding! Inside you'll find an updated kitchen featuring abundant cabinetry, granite counters, & a central island. The living room offers picturesque views of the front porch & yard through its large windows, along with a cozy fireplace! There are also two well-sized secondary bedrooms, full bathroom, & a private primary suite located at the rear of the home. Primary suite includes an en suite bathroom and a walk-in closet. Hardwood floors on main level & Anderson windows & doors! The lower level is a versatile entertainer’s dream, offering ample space for gatherings, movie nights, & more. Large hearth with a gas stove keeps the home warm while helping to reduce energy costs. A separate entrance and kitchenette space is ideal for in-laws or teen suite. Offers 4th bedroom option. Quality finishes including Anderson windows & doors. NO CARPET! This one will impress you!

Last Agent to Sell the Property

Angela Dotson

NEST REALTY GROUP License #0225083372 Listed on: 06/20/2025

NEST REALTY GROUP

Last Buyer's Agent

ANGELINA SANTUS

EXP REALTY LLC - STAFFORD License #0225251962

EXP REALTY LLC - STAFFORD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,504

Year Built

  • Built in 1985 | Remodeled

Lot Details

  • 0.35 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Living Quarters
  • Vaulted Ceiling

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Hydromassage or Jetted Bathtub

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Additional Features

  • Front Porch
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 5 97

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,504

Year Built

Built in 1985 | Remodeled

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 5 97
  • Property Sub Type: Detached
  • LotSizeAcres: 0.35
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1248.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1248.0
  • Interior Amenities: Additional Living Quarters, Jetted Tub, Primary Downstairs, Remodeled, Walk-In Closet(s), Breakfast Bar, Eat-in Kitchen, Vaulted Ceiling(s)
  • Living Area: 2496.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1

Exterior Features

  • Roof: Architectural
  • View: Residential
  • Disclosures: Seller Disclosure
  • Exclusions: wooden bird house near chimney
  • Construction Type: Fiber Cement, Stick Built
  • Foundation Details: Block
  • Patio And Porch Features: Brick, Deck, Front Porch, Porch
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Parking Features: Asphalt

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Level
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1985

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2504.25

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Sep 22, 2025
Sold by
Rice Gary Stephen and Rice Donna L
Bought by
Wilkerson David and Wilkerson April
Seller's Agent
Angela Dotson
NEST REALTY GROUP
Buyer's Agent
ANGELINA SANTUS
EXP REALTY LLC - STAFFORD
List Price
$425,000
Sold Price
$425,000
Views
95
Current Estimated Value
$427,489

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,489
Avg. Annual Appreciation
1.79%
Original Mortgage
$340,000
Outstanding Balance
$340,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$87,489
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $425,000 Stewart Title Guaranty Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $340,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/25/2025 09/25/25 Sold $425,000 0.0% $170 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $425,000 -- $170 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,504 $333,900 $30,000 $303,900
2024 $19 $220,600 $30,000 $190,600
2023 $1,862 $220,600 $30,000 $190,600
2022 $1,659 $190,700 $27,500 $163,200
2021 $1,659 $190,700 $27,500 $163,200
2020 $1,634 $176,700 $27,500 $149,200
2019 $1,634 $176,700 $27,500 $149,200
2018 $1,547 $170,600 $27,500 $143,100
2017 $1,547 $170,600 $27,500 $143,100
2016 $1,552 $169,300 $27,500 $141,800
2015 $1,477 $169,300 $27,500 $141,800
2014 $1,477 $167,800 $27,500 $140,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 666031

Charlottesville area Association of Realtors®

APN: 18A-5-97