$425,000
PENDING

640 Jefferson Dr Palmyra, VA 22963

Estimated payment $2,658/month

Total Views 3,344
3 Beds
3 Baths
2,496 Sq Ft
$170 Price per Sq Ft

Highlights

  • Beach
  • Community Lake
  • Cathedral Ceiling
  • Fitness Center
  • Clubhouse
  • Rambler Architecture

About This Home

1st time on market! Sited on a desirable corner lot, this home boasts stunning landscaping and exceptional outdoor spaces that complement its interior charm. Spacious rear deck is perfect for summer evenings & overlooks the backyard firepit, while the large covered front porch invites you to sit back & enjoy the view. Haridplank siding! Inside you'll find an updated kitchen featuring abundant cabinetry, granite counters, & a central island. The living room offers picturesque views of the front porch & yard through its large windows, along with a cozy fireplace! There are also two well-sized secondary bedrooms, full bathroom, & a private primary suite located at the rear of the home. Primary suite includes an en suite bathroom and a walk-in closet. Hardwood floors on main level & Anderson windows & doors! The lower level is a versatile entertainer?s dream, offering ample space for gatherings, movie nights, & more. Large hearth with a gas stove keeps the home warm while helping to reduce energy costs. A separate entrance and kitchenette space is ideal for in-laws or teen suite. Offers 4th bedroom option. Quality finishes including Anderson windows & doors. NO CARPET! This one will impress you!,Granite Counter,White Cabinets

Listing Agent

Angela Dotson

NEST REALTY GROUP License #0225083372[1266] Listed on: 06/20/2025

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,504

Year Built

  • Built in 1985

Lot Details

  • 0.35 Acre Lot
  • Landscaped
  • Sloped Lot
  • Property is zoned R-4

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 1 Level
  • Cathedral Ceiling
  • Family Room
  • Living Room
  • Dining Room
  • Home Gym

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Home Security

  • Home Security System
  • Security Gate
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • No Cooling
  • Heat Pump System

Community Details

Overview

  • Association fees include common area maintenance, insurance, management, reserve funds, road maintenance, snow removal
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room

Recreation

  • Beach
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,504

Year Built

Built in 1985

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 2496.00
  • Exclusions: wooden bird house near chimney
  • Historic: No
  • Inclusions: washer, dryer, kitchen appliances, gas stove in basement, wishing well negotiable
  • New Construction: No
  • Story List: Main
  • Year Built: 1985
  • Remarks Public: 1st time on market! Sited on a desirable corner lot, this home boasts stunning landscaping and exceptional outdoor spaces that complement its interior charm. Spacious rear deck is perfect for summer evenings & overlooks the backyard firepit, while the large covered front porch invites you to sit back & enjoy the view. Haridplank siding! Inside you'll find an updated kitchen featuring abundant cabinetry, granite counters, & a central island. The living room offers picturesque views of the front porch & yard through its large windows, along with a cozy fireplace! There are also two well-sized secondary bedrooms, full bathroom, & a private primary suite located at the rear of the home. Primary suite includes an en suite bathroom and a walk-in closet. Hardwood floors on main level & Anderson windows & doors! The lower level is a versatile entertainer?s dream, offering ample space for gatherings, movie nights, & more. Large hearth with a gas stove keeps the home warm while helping to reduce energy costs. A separate entrance and kitchenette space is ideal for in-laws or teen suite. Offers 4th bedroom option. Quality finishes including Anderson windows & doors. NO CARPET! This one will impress you!,Granite Counter,White Cabinets
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Ceramic Tile, Hardwood
  • Interior Amenities: Entry Level Bedroom, Primary Bath(s)
  • Fireplace: No
  • Wall Ceiling Types: High, Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Exercise Room, Laundry, Full Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished, Full, Heated, Interior Access, Outside Entrance, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 2496
  • Living Area Sq Ft: 2496
  • Price Per Sq Ft: 340.54
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Finished Sq Ft: 1248
  • Total Below Grade Sq Ft: 1248
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 640

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Fiber Cement
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Heat Pump(s)
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: Security System, Carbon Monoxide Detector(s), Security Gate, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1459.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 850.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Club House, Tot Lots/Playground, Security, Tennis Courts, Community Center, Exercise Room, Lake, Meeting Room, Picnic Area, Swimming Pool
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Landscaping, Sloping
  • Lot Size Acres: 0.35
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2504.25
  • Tax Year: 2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,504 $333,900 $30,000 $303,900
2024 $19 $220,600 $30,000 $190,600
2023 $1,862 $220,600 $30,000 $190,600
2022 $1,659 $190,700 $27,500 $163,200
2021 $1,659 $190,700 $27,500 $163,200
2020 $1,634 $176,700 $27,500 $149,200
2019 $1,634 $176,700 $27,500 $149,200
2018 $1,547 $170,600 $27,500 $143,100
2017 $1,547 $170,600 $27,500 $143,100
2016 $1,552 $169,300 $27,500 $141,800
2015 $1,477 $169,300 $27,500 $141,800
2014 $1,477 $167,800 $27,500 $140,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $425,000 -- $170 / Sq Ft
Source: Bright MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $304,000 New Conventional
Closed $40,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: 666031

Bright MLS

APN: 18A-5-97