$475,000

640 Main St N Unit 42 Stillwater, MN 55082

Estimated payment $3,681/month

Total Views 7,990
2 Beds
2 Baths
1,278 Sq Ft
$372 Price per Sq Ft

Highlights

  • River View
  • Deck
  • Elevator
  • Stillwater Middle School Rated A-
  • Home Office
  • Cul-De-Sac

About This Home

HERE IS A GREAT OPPORTUNITY TO OWN A 2 BEDROOM 2 BATHROOM CONDO IN THE HEART OF HISTORIC AND VIBRANT STILLWATER. ENJOY EVERYTHING FROM BOATING, PADDLE BOARDING, BIKING, HIKING, BOUTIQUE SHOPPING, UNIQUE DINING AND MORE...RIGHT OUTSIDE YOUR DOOR. INSIDE YOU WILL FIND AN OPEN LAYOUT WITH STYLISH FINISHES AND THOUGHTFUL DESIGN THROUGHOUT. THE MAIN FLOOR IS PERFECT FOR ENTERTAINING AND EVERYDAY LIVING. THE PRIVATE DECK IS GREAT FOR BBQ'S AND MORNING COFFEE. THE UPPER LEVEL FEATURES A LARGE PRIMARY BEDROOM, DOUBLE VANITY, SEPARATE TUB AND SHOWER, WALK-IN CLOSET AND AN OFFICE SPACE. THE FOUR SEASON VIEWS OF THE RIVER ARE PEACEFUL AND BREATHTAKING. INCLUDES TWO INDOOR PARKING SPACES WITH A 22OV EV HOOKUP. HOA INCLUDES HEAT, WIFI AND BASIC CABLE. COME SEE IT FOR YOURSELF... IT WON'T DISAPPOINT.

Listing Agent

Daniel Weber

Evolution Realty LLC. Listed on: 08/16/2025

Co-Listing Agent

Tiffany Wortman

Evolution Realty LLC.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,092

Year Built

  • Built in 2005

HOA Fees

  • $749 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Heated Garage

Home Design

  • Pitched Roof
  • Shake Siding

Interior Spaces

  • 1,278 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Home Office
  • River Views
  • Basement

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier

Additional Features

  • Deck
  • Cul-De-Sac

Listing and Financial Details

  • Assessor Parcel Number 2803020120211

Community Details

Overview

  • Association fees include maintenance structure, cable TV, hazard insurance, heating, ground maintenance, professional mgmt, trash, security
  • Gassen HOA Management Association, Phone Number (952) 922-5575
  • High-Rise Condominium
  • Car Wash Area

Amenities

  • Elevator

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,092

Year Built

Built in 2005

Lot Details

0

HOA Fees

$749 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: High Rise
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Accessible Elevator Installed
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Association Amenities: Car Wash, Elevator(s)
  • Fee Frequency: Monthly
  • Year Built: 2005
  • Above Grade Finished Sq Ft: 1278
  • Water Body Name: St. Croix River
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,Fiber Optic
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Humidifier, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Gas, Living Room
  • Living Area: 1278
  • Fireplace: Yes
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Deck, Den, Office

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt, Pitched
  • View: River
  • ConstructionMaterialsDesc: Concrete
  • PatioPorchType: Deck
  • Lake Acres: 0
  • LakeChain: N

Garage/Parking

  • Parking Features: Assigned, Electric, Electric Vehicle Charging Station(s), Heated Garage, Parking Garage, Underground

Utilities

  • Heating: Forced Air, Fireplace(s), Radiant Floor
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Structure, Cable TV, Hazard Insurance, Heating, Maintenance Grounds, Professional Mgmt, Trash, Security
  • Phone: 952-922-5575
  • Association Fee: 749
  • Association: Yes
  • Amenities Unit: Balcony,Cable,Ceiling Fan(s),Deck,Hardwood Floors,Natural Woodwork,Panoramic View,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: GASSEN HOA MANAGEMENT

Schools

  • Junior High Dist: Stillwater
  • SchoolDistrictNumber: 834
  • SchoolDistrictPhone: 651-351-8301

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: Yes
  • Lot Size: Common
  • Lot Size Sq Ft: 8276.4
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Fiber Board, Shake Siding, Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 2803020120211
  • Tax Annual Amount: 5092
  • TaxWithAssessments: 5092.0000

Multi Family

  • WaterfrontFeatures: River View

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,092 $441,800 $235,000 $206,800
2023 $5,092 $418,200 $227,700 $190,500
2022 $3,706 $363,100 $194,700 $168,400
2021 $3,496 $317,400 $168,300 $149,100
2020 $3,338 $309,900 $166,300 $143,600
2019 $3,204 $293,600 $140,000 $153,600
2018 $2,744 $269,200 $128,300 $140,900
2017 $2,072 $234,500 $95,000 $139,500
2016 $2,088 $159,500 $55,000 $104,500
2015 $2,050 $159,500 $55,000 $104,500
2013 -- $126,600 $46,400 $80,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2025 08/17/25 For Sale $475,000 -- $372 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $430,000 --
Warranty Deed -- None Available
Deed $230,000 --
Warranty Deed $231,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $344,000 New Conventional
Previous Owner $158,000 Future Advance Clause Open End Mortgage
Previous Owner $155,000 No Value Available
Previous Owner $26,500 Unknown
Previous Owner $212,000 New Conventional
Previous Owner $207,900 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 6773749

NorthstarMLS

APN: 28-030-20-12-0211