640 Oak St Saint Simons Island, GA 31522
Estimated payment $9,102/month
Highlights
- Deck
- Private Lot
- Wood Flooring
- St. Simons Elementary School Rated A-
- Ranch Style House
- No HOA
About This Home
Prepare to be WOWED! This elegant, custom-renovated gem in the heart of the Village offers a blend of coastal charm, modern luxury, and an unbeatable location. This home has been completely renovated from the ground up in 2021, making it virtually brand new. Step inside to soaring 15-foot ceilings and an expansive open living area that flows seamlessly into a designer entertainer’s kitchen. Featuring a 12-foot quartz island that comfortably seats 6, high-end appliances, and custom cabinetry, this kitchen is a showstopper! The private master suite is your personal retreat, featuring dual custom vanities, marble flooring, and a spa-worthy tiled shower with access to the serene backyard. The backyard offers an oversized deck for entertaining, an outdoor shower, and lush landscaping in a very private setting. Just a short stroll to the beach, boutique shopping, restaurants, and parks. Whether you’re looking for a luxury vacation rental or a dream primary residence, this home checks every box. Another plus: flood insurance is not required- located in an X flood zone.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,556
Year Built
- Built in 1950 | Remodeled
Lot Details
- 6,795 Sq Ft Lot
- Street terminates at a dead end
- Private Lot
- Level Lot
- Zoning described as Res Single
Parking
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Fire Rated Drywall
- Metal Roof
- Board and Batten Siding
Interior Spaces
- 1,700 Sq Ft Home
- Double Pane Windows
- Wood Flooring
- Fire and Smoke Detector
- Washer and Dryer Hookup
Kitchen
- Convection Oven
- Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Eco-Friendly Details
- Energy-Efficient Windows
- Energy-Efficient Insulation
Outdoor Features
- Outdoor Shower
- Deck
- Porch
Schools
- St. Simons Elementary School
- Glynn Middle School
- Glynn Academy High School
Utilities
- Cooling Available
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
- Park View Subdivision
Listing and Financial Details
- Assessor Parcel Number 04-04492
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,741 | $308,680 | $103,200 | $205,480 |
| 2023 | $7,710 | $308,680 | $103,200 | $205,480 |
| 2022 | $7,866 | $308,680 | $103,200 | $205,480 |
| 2021 | $5,086 | $191,840 | $103,200 | $88,640 |
| 2020 | $5,134 | $191,840 | $103,200 | $88,640 |
| 2019 | $369 | $97,840 | $72,240 | $25,600 |
| 2018 | $369 | $97,840 | $72,240 | $25,600 |
| 2017 | $369 | $97,840 | $72,240 | $25,600 |
| 2016 | $317 | $97,840 | $72,240 | $25,600 |
| 2015 | $317 | $97,840 | $72,240 | $25,600 |
| 2014 | $317 | $97,840 | $72,240 | $25,600 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | For Sale | $1,590,000 | +76.7% | $935 / Sq Ft |
| 05/07/2021 05/07/21 | Sold | $900,000 | 0.0% | $529 / Sq Ft |
| 04/07/2021 04/07/21 | Pending | -- | -- | -- |
| 04/01/2021 04/01/21 | For Sale | $900,000 | +143.6% | $529 / Sq Ft |
| 04/19/2019 04/19/19 | Sold | $369,500 | -15.9% | $314 / Sq Ft |
| 03/20/2019 03/20/19 | Pending | -- | -- | -- |
| 08/06/2018 08/06/18 | For Sale | $439,500 | -- | $373 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $900,000 | -- | |
| Warranty Deed | $369,500 | -- | |
| Gift Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $720,000 | New Conventional | |
| Closed | $720,000 | New Conventional | |
| Previous Owner | $659,332 | New Conventional | |
| Previous Owner | $500,000 | New Conventional |
Source: Golden Isles Association of REALTORS®
MLS Number: 1655394
APN: 04-04492
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