NOT LISTED FOR SALE

640 Pearces Ford Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $464,000 - $479,000

4 Beds
3 Baths
2,400 Sq Ft
$196/Sq Ft Est. Value

About This Home

This home is located at 640 Pearces Ford, Oswego, IL 60543 and is currently estimated at $470,329, approximately $195 per square foot. 640 Pearces Ford is a home located in Kendall County with nearby schools including Old Post Elementary School, Thompson Jr. High School, and Oswego High School.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 29, 2025
Sold by
Bought by
Current Estimated Value
$470,329

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$437,000
Interest Rate
0.075%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$328,500
Interest Rate
0.0262%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 26, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,600
Interest Rate
0.0325%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 17, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,050
Interest Rate
0.0833%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 17, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,800
Interest Rate
0.0692%
Mortgage Type
Balloon

Purchase Details

Closed on
Jul 25, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
0.0819%

Purchase Details

Closed on
Aug 27, 1997
Sold by
Bought by

Purchase Details

Closed on
Jun 1, 1995
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$460,000 Citywide Title
$365,000 First American Title
$262,000 Baird & Warner Title Service
$299,000 Regency Title Services Inc
$227,000 First American Title Co
$215,000 Chicago Title Insurance Co
$190,000 Stewart Title Company
$760,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $388,000
Closed $437,000
Previous Owner $328,500
Previous Owner $225,000
Previous Owner $30,000
Previous Owner $209,600
Previous Owner $245,000
Previous Owner $239,200
Previous Owner $58,800
Previous Owner $284,050
Previous Owner $50,491
Previous Owner $54,100
Previous Owner $176,800
Previous Owner $172,000
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,837 $134,645 $33,083 $101,562
2024 $9,837 $128,234 $31,508 $96,726
2023 $8,774 $113,481 $27,883 $85,598
2022 $8,774 $103,164 $25,348 $77,816
2021 $8,460 $96,415 $23,690 $72,725
2020 $8,278 $93,607 $23,000 $70,607
2019 $8,149 $90,892 $23,000 $67,892
2018 $8,072 $87,333 $20,510 $66,823
2017 $8,015 $84,182 $19,721 $64,461
2016 $7,960 $82,531 $19,334 $63,197
2015 $8,086 $80,127 $18,771 $61,356
2014 -- $77,793 $18,224 $59,569
2013 -- $78,579 $18,408 $60,171
Source: Public Records

Map

Illinois Kendall County Oswego 60543 North Oswego

640 Pearces Ford, Oswego, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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