640 Providence Rd Chesapeake, VA 23325
Indian River Neighborhood
4
Beds
2
Baths
1,398
Sq Ft
0.29
Acres
Highlights
- Deck
- Corner Lot
- Porch
- Wood Flooring
- No HOA
- En-Suite Primary Bedroom
About This Home
As of August 2025Welcome to Your Charming Ranch Style Home! This well maintained rancher is situated on a spacious corner lot spanning over a quarter acre. The highlights? Gleaming hardwood floors inside and a generously sized fenced backyard outside, outdoor gatherings, kids to play, pets to run, and of course...relaxation. **Key Updates Include: Newer roof (approximately 5 years old), HVAC unit (2022) installed last year, Electric water heater (2023) installed last year, and a brand new garbage disposal!**
Last Agent to Sell the Property
Rob Crone
Aweigh Real Estate VB Listed on: 04/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,500
Year Built
- Built in 1963
Lot Details
- 0.29 Acre Lot
- Wood Fence
- Back Yard Fenced
- Corner Lot
- Property is zoned R105
Home Design
- Brick Exterior Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 1,398 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Crawl Space
- Pull Down Stairs to Attic
- Washer and Dryer Hookup
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
Parking
- 1 Car Attached Garage
- Garage Door Opener
Outdoor Features
- Deck
- Porch
Schools
- Georgetown Primary Elementary School
- Indian River Middle School
- Indian River High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Valley Streams Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 17, 2025
Closed on
Aug 14, 2025
Sold by
Harney Mona
Bought by
Hoover Katherine A and Gordon Michael A
Seller's Agent
Rob Crone
Aweigh Real Estate VB
Buyer's Agent
Christopher Humphries
CENTURY 21 Nachman Realty
List Price
$325,000
Sold Price
$325,000
Views
671
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-20.31%
Original Mortgage
$319,113
Outstanding Balance
$319,113
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$1,491
Purchase Details
Closed on
Jun 14, 2011
Sold by
Qualty Rental Group Llc
Bought by
Harney Terry
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,423
Interest Rate
4.63%
Mortgage Type
VA
Purchase Details
Closed on
Jan 5, 2011
Sold by
Household Realty Corp Of Va
Bought by
Quality Rental Group Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
4.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 15, 2010
Sold by
Muncy Sub Tr Johnie R
Bought by
Household Realty Corp Of Va
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $325,000 | Fidelity National Title | |
| Bargain Sale Deed | $325,000 | Fidelity National Title | |
| Warranty Deed | $182,500 | -- | |
| Warranty Deed | $95,000 | -- | |
| Trustee Deed | $139,989 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,113 | FHA | |
| Closed | $319,113 | FHA | |
| Previous Owner | $196,744 | VA | |
| Previous Owner | $186,423 | VA | |
| Previous Owner | $95,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $325,000 | 0.0% | $232 / Sq Ft |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- |
| 06/05/2025 06/05/25 | For Sale | $325,000 | 0.0% | $232 / Sq Ft |
| 05/22/2025 05/22/25 | Pending | -- | -- | -- |
| 04/17/2025 04/17/25 | For Sale | $325,000 | -- | $232 / Sq Ft |
Source: Real Estate Information Network (REIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,617 | $319,100 | $120,000 | $199,100 |
| 2024 | $2,617 | $259,100 | $110,000 | $149,100 |
| 2023 | $2,250 | $240,000 | $100,000 | $140,000 |
| 2022 | $2,268 | $224,600 | $90,000 | $134,600 |
| 2021 | $2,038 | $194,100 | $75,000 | $119,100 |
| 2020 | $1,995 | $190,000 | $75,000 | $115,000 |
| 2019 | $1,972 | $187,800 | $75,000 | $112,800 |
| 2018 | $1,953 | $182,800 | $75,000 | $107,800 |
| 2017 | $1,919 | $182,800 | $75,000 | $107,800 |
| 2016 | $1,919 | $182,800 | $75,000 | $107,800 |
| 2015 | $1,919 | $182,800 | $75,000 | $107,800 |
| 2014 | $1,919 | $182,800 | $75,000 | $107,800 |
Source: Public Records
Agents Affiliated with this Home
-
R
Seller's Agent in 2025
Rob Crone
Aweigh Real Estate VB
-
Christopher Humphries
Buyer's Agent in 2025
Christopher Humphries
CENTURY 21 Nachman Realty
(757) 583-1801
1 in this area
1 Total Sale
Map
Source: Real Estate Information Network (REIN)
MLS Number: 10579056
APN: 0204002000380
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