Listed by RE/MAX Gateway, Bought with Windermere Whidbey Island
$557,000
SOLD OCT 28, 2025

640 Richardson Ct Oak Harbor, WA 98277

2 Beds
2 Baths
1,152 Sq Ft
5 Acres

Recently Sold

$484 Per Sq Ft

3% Below List Price

Highlights

  • RV Access or Parking
  • Deck
  • Secluded Lot
  • Fruit Trees
  • Wood Burning Stove
  • Territorial View

About This Home

As of October 2025

Discover your private oasis on 5 peaceful acres featuring 1.5 mile of scenic walking trails. This updated home boasts a new roof, front deck, water heater, furnace, and windows—plus renewed HVAC piping, crawlspace insulation, and vapor barrier for comfort and efficiency. Step inside to new flooring throughout, including carpet, tile, and vinyl. The inviting kitchen offers butcher block counters, stainless steel appliances, and a cozy banquette. Enjoy multiple garden spaces, firepits, and room to roam in every direction. Just minutes from Deception Pass State Park, this retreat blends nature and convenience—perfect for outdoor lovers, gardeners, or anyone craving space to breathe.

Last Agent to Sell the Property

Adam Baldwin

RE/MAX Gateway License #106821 Listed on: 04/02/2025

RE/MAX Gateway

Co-Listed By

Kelli Lang

RE/MAX Gateway License #26135

Last Buyer's Agent

Stu McNabb

Windermere Whidbey Island License #86834

Windermere Whidbey Island

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2354248

Northwest Multiple Listing Service (NWMLS)

Property Details

Home Type

  • Manufactured Home With Land

Est. Annual Taxes

  • $613

Year Built

  • Built in 1980

Lot Details

  • 5 Acre Lot
  • Street terminates at a dead end
  • Gated Home
  • Partially Fenced Property
  • Secluded Lot
  • Sloped Lot
  • Fruit Trees
  • Wooded Lot
  • Garden

Parking

  • 3 Car Detached Garage
  • Detached Carport Space
  • RV Access or Parking

Home Design

  • Composition Roof
  • Cement Board or Planked
  • Tie Down

Interior Spaces

  • 1,152 Sq Ft Home
  • 1-Story Property
  • Wood Burning Stove
  • Territorial Views
  • Storm Windows

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Outbuilding

Schools

  • Crescent Harbor Elementary School
  • North Whidbey Mid Middle School
  • Oak Harbor High School

Mobile Home

  • Manufactured Home With Land

Utilities

  • Forced Air Heating System
  • Generator Hookup
  • Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Northgate Terrace Subdivision

Listing and Financial Details

Property Details

Home Type

Manufactured Home With Land

Est. Annual Taxes

$613

Year Built

Built in 1980

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Manufactured On Land
  • StyleCode: 21 - Manuf-Double Wide
  • Year Built: 1980
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 1152
  • SeniorExemption: true
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2354248, https://www.workforce-resource.com/dpr/listing/NWMLS/2354248?w=Consumer&agent=124412
  • Special Features: None

Interior Features

  • Basement: None
  • Appliances: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Location: Main
  • Fireplace: No
  • Flooring: Ceramic Tile, Vinyl, Carpet
  • Interior Amenities: Bath Off Primary, Double Pane/Storm Window, Water Heater, Wired for Generator
  • Living Area: 1152
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • BathsFullMain: 1
  • SquareFootageFinished: 1152
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Dead End Street, Secluded
  • View: Yes
  • Waterfront: No
  • Body Type: Double Wide
  • Construction Type: Cement Plank
  • Exterior Features: Cement Planked
  • Foundation Details: Tie Down
  • Structure Type: Manufactured House

Garage/Parking

  • Attached Garage: No
  • Carport Y N: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Carport, Detached Garage, RV Parking
  • Total Parking Spaces: 3

Utilities

  • Sewer: Septic Tank
  • Water Source: Community
  • Security: Partially Fenced, Security Gate
  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air, Stove/Free Standing
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Septic
  • WaterCompany: Northgate Terrace Water
  • WaterHeaterType: Electric

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Oak Harbor
  • High School: Oak Harbor High
  • Middle Or Junior School: North Whidbey Mid

Lot Info

  • Parcel Number: R133020992140
  • Topography: Sloped
  • Land Lease: No
  • Lot Size Acres: 5
  • Lot Size Sq Ft: 217800
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Deck,Fenced-Partially,Gated Entry,Outbuildings,RV Parking,Shop
  • MLSLotSizeSource: Public Records

Green Features

  • Power Production Type: Electric, Wood

Tax Info

  • Year: 2025
  • Tax Annual Amount: 613.05

Multi Family

  • EnergySource: Electric,Wood

MLS Schools

  • Elementary School: Crescent Harbor Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2025
Closed on
Oct 17, 2025
Sold by
Taylor Rory and Taylor Loren
Bought by
Hancock Jeffrey
Seller's Agent
Adam Baldwin
RE/MAX Gateway
Buyer's Agent
Stu McNabb
Windermere Whidbey Island
List Price
$575,000
Sold Price
$557,000
Premium/Discount to List
-$18,000
-3.13%
Views
123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.63%
Original Mortgage
$557,000
Outstanding Balance
$557,000
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$27,809

Purchase Details

Listed on
May 31, 2018
Closed on
Aug 22, 2018
Sold by
Gallagher Wendell J and Gallagher Danielle
Bought by
Taylor Rory and Taylor Loren
Seller's Agent
Hal Hovey
Coldwell Banker 360 Team
Buyer's Agent
Jim Woessner
Better Homes&Gardens McKenzie
List Price
$275,000
Sold Price
$258,000
Premium/Discount to List
-$17,000
-6.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.33%
Original Mortgage
$266,514
Interest Rate
4.5%
Mortgage Type
VA

Purchase Details

Closed on
Jul 2, 2009
Sold by
Mason Joshua
Bought by
Gallagher Wendell J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,235
Interest Rate
5.25%
Mortgage Type
VA

Purchase Details

Closed on
Sep 15, 2005
Sold by
Pequegnat John
Bought by
Mason Joshua

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,762
Interest Rate
5.81%
Mortgage Type
VA

Purchase Details

Closed on
Jul 13, 2004
Sold by
Richardson Margie L
Bought by
Pequegnat John
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $557,000 Chicago Title
Warranty Deed $258,000 Chicago Title
Warranty Deed $197,000 Stewart Title Of Island Coun
Warranty Deed $191,000 Chicago Title Co Island Div
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $557,000 VA
Previous Owner $266,514 VA
Previous Owner $201,235 VA
Previous Owner $142,762 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/28/2025 10/28/25 Sold $557,000 0.0% $484 / Sq Ft
09/21/2025 09/21/25 Pending -- -- --
09/18/2025 09/18/25 Price Changed $557,000 -1.8% $484 / Sq Ft
05/12/2025 05/12/25 Price Changed $567,000 -1.4% $492 / Sq Ft
04/02/2025 04/02/25 For Sale $575,000 +122.9% $499 / Sq Ft
08/29/2018 08/29/18 Sold $258,000 -6.2% $224 / Sq Ft View Prior Sale
07/15/2018 07/15/18 Pending -- -- --
07/10/2018 07/10/18 For Sale $275,000 0.0% $239 / Sq Ft
07/07/2018 07/07/18 Pending -- -- --
05/31/2018 05/31/18 For Sale $275,000 -- $239 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $613 $375,656 $300,000 $75,656
2024 $2,446 $358,581 $280,000 $78,581
2023 $2,446 $342,351 $270,000 $72,351
2022 $2,427 $299,668 $240,000 $59,668
2021 $2,073 $230,990 $175,000 $55,990
2020 $2,582 $196,386 $140,000 $56,386
2019 $2,147 $248,151 $200,000 $48,151
2018 $2,075 $224,493 $175,000 $49,493
2017 $1,795 $191,502 $140,000 $51,502
2016 $1,675 $176,506 $140,000 $36,506
2015 $1,644 $158,410 $120,000 $38,410
2013 -- $153,448 $112,500 $40,948
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2354248

Northwest Multiple Listing Service (NWMLS)

APN: R13302-099-2140