$430,000
$25K PRICE DROP

640 S Oak Ave White Cloud, MI 49349

Estimated payment $2,443/month

Total Views 31,464
4 Beds
2 Baths
1,271 Sq Ft
$338 Price per Sq Ft

Highlights

  • Private Waterfront
  • 28 Acre Lot
  • Wooded Lot
  • Home fronts a pond
  • Wetlands on Lot
  • Pole Barn

About This Home

This quaint and energy-efficient farmhouse on 28 partially wooded acres has barns, coops, sheds and a pond and is equipped for self sufficiency. Comfortable interior with 4 bedrooms, primary on the main level, and 2 full baths, formal dining room and main floor laundry. Basement workshop with plenty of room for future workspace. Geo thermal heating and cooling with UG sprinkling and huge gardening area. Acres of fenced pasture and quite a large forested area.

Listing Agent

Mary MacKercher

Coldwell Banker Schmidt Realtors License #6501287838 Listed on: 03/31/2025

Coldwell Banker Schmidt Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,170

Year Built

  • Built in 1955

Lot Details

  • 28 Acre Lot
  • Home fronts a pond
  • Private Waterfront
  • 500 Feet of Waterfront
  • Level Lot
  • Wooded Lot
  • Garden
  • Back Yard Fenced
  • Property is zoned PD, PD

Parking

  • 3 Car Detached Garage
  • Gravel Driveway

Home Design

  • Farmhouse Style Home
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1,271 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Insulated Windows
  • Basement Fills Entire Space Under The House

Kitchen

  • Stove
  • Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Water Access
  • Wetlands on Lot
  • Pole Barn
  • Play Equipment
  • Porch

Farming

  • Tillable Land

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Wood
  • Private Water Source
  • Well
  • Electric Water Heater
  • Septic Tank
  • Septic System
  • Phone Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,170

Year Built

Built in 1955

Lot Details

0

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Farmhouse
  • Stories: 2
  • Year Built: 1955
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 1107x1324x618x662x614x511x126x
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1271.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2170.0
  • Tax Info:Zoning3: PD
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Lot Description:Level: Yes
  • Waterfront Options:Water Frontage3: 500.0
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Driveway:Gravel: Yes
  • Landscape:Garden Area: Yes
  • Additional Items:GasWood Stove: Yes
  • Water Heater:Electric3: Yes
  • Utilities Attached:Extra Well: Yes
  • Lot Description:Tillable: Yes
  • Lot Description:Wetland Area: Yes
  • Heat Type:Wood3: Yes
  • Roofing:Asphalt2: Yes
  • General Property Info:SqFt Above Grade: 1271.0
  • Water:Private Water: Yes
  • Laundry Features Laundry Room: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Sink: Yes
  • Laundry Features Washer Hookup: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Laminate Floor: Yes
  • Fencing:Fenced Back: Yes
  • Architectural Style Farm House: Yes
  • Other Structures:Pole Barn: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Flooring: Carpet, Laminate, Vinyl
  • Fireplace Features: Gas/Wood Stove
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 1271.0
  • Window Features: Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1059.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • Exterior Features: Play Equipment
  • Fencing: Fenced Back, Other
  • List Price: 430000.0
  • Lot Features: Level, Tillable, Wooded, Wetland Area
  • Other Structures: Pole Barn
  • Patio and Porch Features: Porch(es)
  • Road Surface Type: Paved
  • Roof: Asphalt
  • Water Body Name: Pond
  • Waterfront Features: Pond
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Play Equipment: Yes
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air, Wood
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
  • Sewer: Septic Tank
  • Utilities: Phone Available, Extra Well
  • Water Source: Private Water, Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 28.0
  • Lot Size Area: 28.0
  • Lot Dimensions: 1107x1324x618x662x614x511x126x
  • Lot Size Sq Ft: 1219680.0
  • Zoning Description: PD

Tax Info

  • Tax Annual Amount: 2170.0
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,212 $176,100 $0 $0
2024 $7 $159,600 $0 $0
2023 $676 $132,800 $0 $0
2022 $644 $115,700 $0 $0
2021 $1,993 $108,400 $0 $0
2020 $1,733 $91,100 $0 $0
2019 $1,697 $88,300 $0 $0
2018 $1,660 $76,100 $0 $0
2017 $1,633 $72,700 $0 $0
2016 $1,588 $68,000 $0 $0
2015 -- $65,700 $0 $0
2014 -- $58,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2025 11/10/25 For Sale $275,000 -36.0% $216 / Sq Ft
05/18/2025 05/18/25 Price Changed $430,000 -5.5% $338 / Sq Ft
03/31/2025 03/31/25 For Sale $455,000 -- $358 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Source: Public Records

Source: MichRIC

MLS Number: 25012606

MichRIC

APN: 15-01-300-019

Michigan Newaygo County White Cloud 49349

640 S Oak Ave, White Cloud, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

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Listing Agent
Mary MacKercher
Section Image
Coldwell Banker Schmidt Realtors
(231) 797-2641