$875,000
SOLD MAY 14, 2025
5 Beds
5 Baths
3,544 Sq Ft
0.48 Acres

Recently Sold

$247 Per Sq Ft

3% Above List Price

1 Day on Market

Highlights

  • Clubhouse
  • Deck
  • Wooded Lot
  • Sweet Apple Elementary School Rated A
  • Private Lot
  • Wood Flooring

About This Home

As of May 2025

Beautifully appointed home in sought-after Saddle Creek. 640 Saddle Ridge Trace offers five bedrooms, three full baths, and two half baths. Upon entering, you are greeted by the two-story sun-filled foyer flanked by the large dining room and formal living room. Down the hall, you enter the heart of the home- the open concept eat-in kitchen with white cabinetry, breakfast bar, walk-in pantry, and plenty of storage flows seamlessly into the fireside living room-the perfect space for entertaining family and friends or quiet nights by the fire. The primary suite offers a private retreat with a large en-suite bath and walk-in closet. The second level also includes three spacious bedrooms, a hall bath, and a laundry closet. Do not miss the terrace level! This recently finished space includes a living room and recreation area, kitchenette, full bed and bath, half bath, office, storage, and access to the backyard. The Saddle Creek is located in a desirable area of Roswell - minutes from Historic Roswell, Milton, and Downtown Alpharetta. Top-rated schools and the optional HOA offers- swim, tennis, pickleball, playground, and community events. Close to parks, shopping, dining, and more!

Last Agent to Sell the Property

Sheila Clark Lantier

Keller Williams Realty License #353934 Listed on: 04/12/2025

Keller Williams Realty

Last Buyer's Agent

Bob Clarkson

Century 21 Connect Realty License #352804

Century 21 Connect Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,799

Year Built

  • Built in 1982

Lot Details

  • 0.48 Acre Lot
  • Private Lot
  • Wooded Lot

HOA Fees

  • $60 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 3-Story Property
  • Rear Stairs
  • Bookcases
  • Ceiling Fan
  • Fireplace Features Masonry
  • Entrance Foyer
  • Family Room with Fireplace
  • Wood Flooring
  • Fire and Smoke Detector

Kitchen

  • Breakfast Room
  • Breakfast Bar
  • Walk-In Pantry
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Double Vanity

Laundry

  • Laundry in Hall
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Side or Rear Entrance to Parking
  • Garage Door Opener

Eco-Friendly Details

  • Energy-Efficient Insulation
  • Energy-Efficient Thermostat

Outdoor Features

  • Deck

Location

  • Property is near schools
  • Property is near shops

Schools

  • Sweet Apple Elementary School
  • Elkins Pointe Middle School
  • Milton High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • High-Efficiency Water Heater
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 60 / G

Community Details

Overview

  • $1,065 Initiation Fee
  • Association fees include swimming, tennis
  • Saddle Creek Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,799

Year Built

Built in 1982

Lot Details

0

HOA Fees

$60 per month

Listing Details

  • Property Type: Residential
  • District: 1ST
  • Section: 2ND
  • Year Built: 1982
  • Lower Level Half Bathrooms: 1
  • Main Level Half Bathrooms: 1
  • Financing Type: Conventional
  • GreenEnergyEfficient: Insulation, Thermostat, Water Heater
  • Levels: Three Or More
  • Lot Size Acres: .48
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 3544
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Washer
  • Bedrooms: 5
  • Basement: Bath Finished, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Below Grade Finished Sq Ft: 1200
  • Total Finished Sq Ft: 2344
  • Above Grade Finished Sq Ft: 2344
  • Interior Amenities: Bookcases, Double Vanity, Rear Stairs, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Fireplace Features: Family Room, Masonry
  • Flooring: Hardwood
  • Kitchen Features: Breakfast Area, Breakfast Bar, Breakfast Room, Walk-in Pantry
  • Price Per Square Foot: 246.896

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Bedroom Lower Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Brick
  • ExteriorFeatures: Other
  • Lot Features: Private
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener, Kitchen Level, Side/Rear Entrance
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas, Zoned
  • Laundry Features: In Hall, Laundry Closet
  • Security Features: Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 720
  • Association: Yes
  • Community Features: Clubhouse, Playground, Pool, Tennis Court(s), Walk To Schools, Walk To Shopping

Fee Information

  • Initiation Fee: 1065
  • Association Fee Includes: Swimming, Tennis

Schools

  • Elementary School: Sweet Apple
  • High School: Milton
  • High School Bus: Yes
  • Middle School: Elkins Pointe
  • Middle School Bus: Yes
  • Elementary School: Sweet Apple
  • Middle School: Elkins Pointe
  • High School: Milton

Lot Info

  • Land Lot: 439
  • Lot: 60
  • Plat Book: 126
  • Plat Page: 74

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 5799

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 8, 2018
Closed on
Dec 27, 2018
Sold by
Kinney Michael F
Bought by
Kinney Wendy E
Seller's Agent
Melissa Morgan
Berkshire Hathaway HomeServices Georgia Properties
Buyer's Agent
Sheila Clark Lantier
Keller Williams Realty Peachtree Rd.
List Price
$409,000
Sold Price
$385,000
Premium/Discount to List
-$24,000
-5.87%
Total Days on Market
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.67%
Original Mortgage
$308,000
Interest Rate
4.8%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $385,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $308,000 New Conventional
Closed $308,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/14/2025 05/14/25 Sold $875,000 +2.9% $247 / Sq Ft
04/13/2025 04/13/25 Pending -- -- --
04/12/2025 04/12/25 For Sale $850,000 +120.8% $240 / Sq Ft
12/27/2018 12/27/18 Sold $385,000 -5.9% $164 / Sq Ft
12/01/2018 12/01/18 Pending -- -- --
11/08/2018 11/08/18 For Sale $409,000 -- $174 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,099 $188,600 $57,240 $131,360
2022 $4,508 $171,360 $39,160 $132,200
2021 $5,389 $169,200 $26,960 $142,240
2020 $5,474 $167,160 $26,640 $140,520
2019 $679 $136,960 $28,560 $108,400
2018 $3,303 $133,760 $27,920 $105,840
2017 $3,093 $117,960 $18,080 $99,880
2016 $3,069 $117,960 $18,080 $99,880
2015 $3,723 $117,960 $18,080 $99,880
2014 $2,894 $107,160 $16,440 $90,720
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10498550

Georgia MLS

APN: 12-1945-0439-012-7