Seller's Agent in 2025
Sheila Clark Lantier
Harry Norman Realtors
(404) 545-3585
1 in this area
63 Total Sales
640 Saddle Ridge Trace Roswell, GA 30076
Saddle Creek Neighborhood
5
Beds
5
Baths
3,544
Sq Ft
0.48
Acres
Highlights
- Clubhouse
- Deck
- Wooded Lot
- Sweet Apple Elementary School Rated A
- Private Lot
- Traditional Architecture
About This Home
As of May 2025Beautifully appointed home in sought-after Saddle Creek. 640 Saddle Ridge Trace offers five bedrooms, three full baths, and two half baths. Upon entering, you are greeted by the two-story sun-filled foyer flanked by the large dining room and formal living room. Down the hall, you enter the heart of the home- the open concept eat-in kitchen with white cabinetry, breakfast bar, walk-in pantry, and plenty of storage flows seamlessly into the fireside living room-the perfect space for entertaining family and friends or quiet nights by the fire. The primary suite offers a private retreat with a large en-suite bath and walk-in closet. The second level also includes three spacious bedrooms, a hall bath, and a laundry closet. Do not miss the terrace level! This recently finished space includes a living room and recreation area, kitchenette, full bed and bath, half bath, office, storage, and access to the backyard. The Saddle Creek is located in a desirable area of Roswell - minutes from Historic Roswell, Milton, and Downtown Alpharetta. Top-rated schools and the optional HOA offers- swim, tennis, pickleball, playground, and community events. Close to parks, shopping, dining, and more!
Last Agent to Sell the Property
Harry Norman Realtors License #353934 Listed on: 04/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,799
Year Built
- Built in 1982
Lot Details
- 0.48 Acre Lot
- Private Lot
- Wooded Lot
HOA Fees
- $60 Monthly HOA Fees
Home Design
- Traditional Architecture
- Composition Roof
- Brick Front
Interior Spaces
- 3-Story Property
- Rear Stairs
- Bookcases
- Ceiling Fan
- Fireplace Features Masonry
- Entrance Foyer
- Family Room with Fireplace
- Wood Flooring
- Fire and Smoke Detector
Kitchen
- Breakfast Room
- Breakfast Bar
- Walk-In Pantry
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Double Vanity
Laundry
- Laundry in Hall
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Finished Basement Bathroom
- Natural lighting in basement
Parking
- 2 Car Garage
- Parking Accessed On Kitchen Level
- Side or Rear Entrance to Parking
- Garage Door Opener
Eco-Friendly Details
- Energy-Efficient Insulation
- Energy-Efficient Thermostat
Outdoor Features
- Deck
Location
- Property is near schools
- Property is near shops
Schools
- Sweet Apple Elementary School
- Elkins Pointe Middle School
- Milton High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- High-Efficiency Water Heater
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 60 / G
Community Details
Overview
- $1,065 Initiation Fee
- Association fees include swimming, tennis
- Saddle Creek Subdivision
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 12, 2025
Closed on
May 14, 2025
Sold by
Israel Mason
Bought by
Heckman Sarah and Heckman Daniel C
Seller's Agent
Sheila Clark Lantier
Harry Norman Realtors
Buyer's Agent
Bob Clarkson
Century 21 Connect Realty
List Price
$850,000
Sold Price
$875,000
Premium/Discount to List
$25,000
2.94%
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,611
Avg. Annual Appreciation
-5.69%
Original Mortgage
$600,000
Outstanding Balance
$598,980
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$259,260
Purchase Details
Listed on
Nov 8, 2018
Closed on
Dec 27, 2018
Sold by
Kinney Michael F
Bought by
Kinney Wendy E
Seller's Agent
Melissa Morgan
Berkshire Hathaway HomeServices Georgia Properties
Buyer's Agent
Sheila Clark Lantier
Harry Norman Realtors
List Price
$409,000
Sold Price
$385,000
Premium/Discount to List
-$24,000
-5.87%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.73%
Original Mortgage
$308,000
Interest Rate
4.8%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $875,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $385,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $600,000 | New Conventional | |
| Previous Owner | $308,000 | New Conventional | |
| Previous Owner | $308,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/14/2025 05/14/25 | Sold | $875,000 | +2.9% | $247 / Sq Ft |
| 04/13/2025 04/13/25 | Pending | -- | -- | -- |
| 04/12/2025 04/12/25 | For Sale | $850,000 | +120.8% | $240 / Sq Ft |
| 12/27/2018 12/27/18 | Sold | $385,000 | -5.9% | $164 / Sq Ft |
| 12/01/2018 12/01/18 | Pending | -- | -- | -- |
| 11/08/2018 11/08/18 | For Sale | $409,000 | -- | $174 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,099 | $188,280 | $57,480 | $130,800 |
| 2023 | $1,099 | $188,600 | $57,240 | $131,360 |
| 2022 | $4,508 | $171,360 | $39,160 | $132,200 |
| 2021 | $5,389 | $169,200 | $26,960 | $142,240 |
| 2020 | $5,474 | $167,160 | $26,640 | $140,520 |
| 2019 | $679 | $136,960 | $28,560 | $108,400 |
| 2018 | $3,303 | $133,760 | $27,920 | $105,840 |
| 2017 | $3,093 | $117,960 | $18,080 | $99,880 |
| 2016 | $3,069 | $117,960 | $18,080 | $99,880 |
| 2015 | $3,723 | $117,960 | $18,080 | $99,880 |
| 2014 | $2,894 | $107,160 | $16,440 | $90,720 |
Source: Public Records
Agents Affiliated with this Home
-
Sheila Clark Lantier
-
Bob Clarkson
Buyer's Agent in 2025
Bob Clarkson
Century 21 Connect Realty
(404) 901-1670
3 in this area
266 Total Sales
-
Melissa Morgan
Seller's Agent in 2018
Melissa Morgan
Berkshire Hathaway HomeServices Georgia Properties
(404) 444-5263
73 Total Sales
Map
Source: Georgia MLS
MLS Number: 10498550
APN: 12-1945-0439-012-7
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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