640 St Vincent Dr Holly Springs, NC 27540
4
Beds
2.5
Baths
2,152
Sq Ft
0.28
Acres
Highlights
- Private Lot
- Transitional Architecture
- High Ceiling
- Holly Springs Elementary School Rated A
- Wood Flooring
- Granite Countertops
About This Home
As of June 2025This home is true Americana. Set on a cul-de-sac in the sought after Windward Pointe community, you can listen to the birds chirping and enjoy the breeze from the rocking chair front porch. Step inside to discover a bright, open layout that's both inviting and functional—ideal for busy mornings, cozy evenings, and everything in between. The heart of the home is the spacious kitchen, complete with stainless steel appliances, ample cabinetry, and an island. The breakfast area boasts a beautiful bay window. Both the dining room and living room face the front of the home creating a relaxing southern style view overlooking the front porch. The adjacent family room features a cozy fireplace and flows seamlessly to the back deck. The owners suite is a true sanctuary with a large walk-in closet, dual vanities, soaking tub and separate shower. Two other bedrooms are upstairs and both have walk-in closets. An additional room can be a bedroom or bonus room that offers space to spread out and even has a nook that is perfect for a desk. The walk up attic is huge and can easily be split to add more square footage and you would still have plenty of storage space. The fenced flat back yard has mature landscaping, perfect for making memories. The outbuilding is carpeted and cooled, large and ideal for a home office, home gym, storage or the kids most epic playhouse. Two car garage with plenty of space for additional parking in the driveway. In the warm months, enjoy the community pool. Located minutes from parks, schools, shopping, and dining, this home checks every box.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,258
Year Built
- Built in 1997
Lot Details
- 0.28 Acre Lot
- Cul-De-Sac
- Wood Fence
- Private Lot
- Level Lot
- Many Trees
- Back Yard Fenced and Front Yard
HOA Fees
- $50 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Inside Entrance
- Parking Accessed On Kitchen Level
- Front Facing Garage
- Garage Door Opener
- Private Driveway
Home Design
- Transitional Architecture
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Masonite
Interior Spaces
- 2,152 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Screen For Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Breakfast Room
- Dining Room
- Storage
- Utility Room
- Basement
- Crawl Space
Kitchen
- Electric Range
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Separate Shower in Primary Bathroom
- Soaking Tub
Laundry
- Laundry Room
- Laundry on upper level
Attic
- Attic Floors
- Permanent Attic Stairs
- Unfinished Attic
Outdoor Features
- Outdoor Storage
- Rain Gutters
Schools
- Holly Springs Elementary School
- Holly Ridge Middle School
- Felton Grove High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number 649969037
Community Details
Overview
- Association fees include unknown
- Windward Pointe HOA, Phone Number (919) 757-1718
- Windward Pointe Subdivision
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2025
Closed on
Jun 20, 2025
Sold by
Sampson Hunter Mcrae and Sampson Kara Lena
Bought by
Everest Suzanne Lisa
Seller's Agent
Heidi Harris
Real Broker, LLC
Buyer's Agent
Lauren Fours
Coldwell Banker Advantage
List Price
$490,000
Sold Price
$515,000
Premium/Discount to List
$25,000
5.1%
Views
12
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.23%
Original Mortgage
$250,000
Outstanding Balance
$249,785
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$238,692
Purchase Details
Closed on
May 29, 2020
Sold by
Mcelroy Michelle M
Bought by
Sampson Hunter Mcrae and Sampson Kara Lena
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,200
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 26, 2014
Sold by
Mcelroy Thomas
Bought by
Mcelroy Michelle M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
4.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 29, 2005
Sold by
Zock Alan J and Zock Cheryl K
Bought by
Mcelroy Thomas and Mcelroy Michelle M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,710
Interest Rate
6.75%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Holly Springs, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $515,000 | Title Insurance Policy | |
| Warranty Deed | $515,000 | Title Insurance Policy | |
| Warranty Deed | $316,000 | None Available | |
| Interfamily Deed Transfer | -- | Priority Title Ins Agency | |
| Warranty Deed | $192,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | New Conventional | |
| Closed | $250,000 | New Conventional | |
| Previous Owner | $300,200 | New Conventional | |
| Previous Owner | $180,000 | New Conventional | |
| Previous Owner | $192,000 | Unknown | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $172,710 | Fannie Mae Freddie Mac | |
| Previous Owner | $103,150 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $515,000 | +5.1% | $239 / Sq Ft |
| 05/08/2025 05/08/25 | Pending | -- | -- | -- |
| 05/07/2025 05/07/25 | For Sale | $490,000 | -- | $228 / Sq Ft |
Source: Doorify MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,258 | $494,514 | $130,000 | $364,514 |
| 2023 | $3,225 | $297,130 | $75,000 | $222,130 |
| 2022 | $3,113 | $297,130 | $75,000 | $222,130 |
| 2021 | $3,055 | $297,130 | $75,000 | $222,130 |
| 2020 | $3,055 | $297,130 | $75,000 | $222,130 |
| 2019 | $2,869 | $236,751 | $60,000 | $176,751 |
| 2018 | $2,593 | $236,751 | $60,000 | $176,751 |
| 2017 | $2,500 | $236,751 | $60,000 | $176,751 |
| 2016 | $2,466 | $236,751 | $60,000 | $176,751 |
| 2015 | $2,405 | $227,207 | $56,000 | $171,207 |
| 2014 | -- | $227,207 | $56,000 | $171,207 |
Source: Public Records
Agents Affiliated with this Home
-
Heidi Harris
Seller's Agent in 2025
Heidi Harris
Real Broker, LLC
(919) 946-3292
13 in this area
241 Total Sales
-
Lauren Fours
Buyer's Agent in 2025
Lauren Fours
Coldwell Banker Advantage
(919) 414-0950
24 in this area
95 Total Sales
Map
Source: Doorify MLS
MLS Number: 10094413
APN: 0649.02-96-9037-000
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Some IDX listings have been excluded from this IDX display. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. The listing broker shall not be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use. Listings marked with an icon are provided courtesy of the Doorify MLS, Inc. of North Carolina, Internet Data Exchange Database. Closed (sold) listings may have been listed and/or sold by a real estate firm other than the firm(s) featured on this website. Closed data is not available until the sale of the property is recorded in the MLS. Home sale data is not an appraisal, CMA, competitive or comparative market analysis, or home valuation of any property. Copyright 2025 Doorify MLS, Inc. of North Carolina. All rights reserved.
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