NOT LISTED FOR SALE

640 Surryse Rd Lake Zurich, IL 60047

Estimated Value: $432,436 - $462,000

4 Beds
2 Baths
1,634 Sq Ft
$275/Sq Ft Est. Value

Last Sold July 02, 2025

Last sale price $455,000 $278 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,970/month

2 Days on Market

Highlights

  • Deck
  • Property is near a park
  • Wood Flooring
  • Sarah Adams Elementary School Rated A
  • Raised Ranch Architecture
  • 4-minute walk to Old Mill Grove Park

About This Home

As of July 2025

Charm meets convenience in this delightful single-family home located in the well established Old Mill Grove subdivision. This 4-bedroom, 2 bathroom gem is just a short stroll to schools, parks, the local sports complex and the oh-so-cute downtown area full of great shopping, dining spots and a sunset over Lake Zurich. Step inside and fall in love with the newly renovated open-concept kitchen with updated LED recessed lights, stainless steel appliances and sleek quartz countertops and ample storage space. It also features a door leading directly to the expansive maintenance-free deck which is perfect for entertaining and outdoor cooking. It overlooks a fully fenced yard desirable for pets, playtime or both. The main level also features 3 of the 4 bedrooms and a well appointed primary bathroom which has dual sinks including a surplus of countertop space and plenty of storage. The lower level is versatile with the fourth bedroom including a large closet, a cozy family room ideal for a movie night with sound insulating doors and a dedicated homework station. It also features a well designed laundry room with lots of extra storage space. This home has been lovingly cared for and it shows. Come see why this could be the one.

Last Agent to Sell the Property

Brandy Schuldt

Keller Williams North Shore West License #475153058 Listed on: 04/21/2025

Keller Williams North Shore West

Last Buyer's Agent

Jennifer Kissane

4 Sale Realty Advantage License #475139177

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,981

Year Built

  • Built in 1970

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 71x146x14x108x62
  • Fenced
  • Paved or Partially Paved Lot

Parking

  • 1 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Raised Ranch Architecture
  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,634 Sq Ft Home
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Parquet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 2 Full Bathrooms
  • Dual Sinks

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Sarah Adams Elementary School
  • Lake Zurich Middle - S Campus
  • Lake Zurich High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Deck
  • Property is near a park

Community Details

  • Raised Ranch

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,981

Year Built

Built in 1970

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Raised Ranch
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: Raised Ranch
  • Year Built: 1970
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Finished, Rec/Family Area, Storage Space, Daylight, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Hardwood, Laminate
  • LivingArea: 1634
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1634
  • Assessed Sq Ft: 1257
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm,Kitchen/Dining Combo
  • Total Sq Ft: 1634
  • Total Sq Ft: 1634
  • Main Level Sq Ft: 1634
  • Flooring: Parquet

Exterior Features

  • Construction Materials: Brick, Masonite, Combination
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 439900
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Asphalt, Garage Door Opener, On Site, Attached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Sarah Adams Elementary School
  • High School: Lake Zurich High School
  • Middle/Junior School: Lake Zurich Middle - S Campus
  • Middle/Junior School District: 95

Lot Info

  • Lot Size Acres: 0.21
  • Lot Dimensions: 71X146X14X108X62
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6981
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jun 29, 2025
Sold by
Gallagher Sean R
Bought by
Post Daniel S and Kissane Alyssa C
Seller's Agent
Brandy Schuldt
Keller Williams North Shore West
Buyer's Agent
Jennifer Kissane
4 Sale Realty Advantage
List Price
$439,900
Sold Price
$455,000
Premium/Discount to List
$15,100
3.43%
Views
37
Current Estimated Value
$448,609

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,391
Avg. Annual Appreciation
-5.50%
Original Mortgage
$427,500
Outstanding Balance
$426,786
Interest Rate
6.92%
Mortgage Type
New Conventional
Estimated Equity
$21,823

Purchase Details

Closed on
Aug 5, 2010
Sold by
Gallagher Sean R and Gallagher Marie J
Bought by
Gallagher Sean R

Purchase Details

Closed on
Nov 20, 2001
Sold by
Dewaal William W and Dewaal Christina K
Bought by
Gallagher Sean R and Gallagher Marie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,450
Interest Rate
7.14%
Mortgage Type
FHA

Purchase Details

Closed on
May 24, 2001
Sold by
Ni Rae Jr James Clifford and Ni Rae Hiroko
Bought by
Dewaal William W and Dewaal Christina K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,200
Interest Rate
7.22%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Post Daniel S $455,000 None Listed On Document
Gallagher Sean R -- None Available
Gallagher Sean R $204,000 --
Dewaal William W $158,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Post Daniel S $427,500
Previous Owner Gallagher Sean R $200,450
Previous Owner Dewaal William W $142,200
Closed Dewaal William W $10,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/02/2025 07/02/25 Sold $455,000 +3.4% $278 / Sq Ft
04/23/2025 04/23/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $439,900 -- $269 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,981 $108,361 $22,634 $85,727
2023 $6,981 $96,743 $20,207 $76,536
2022 $6,973 $94,510 $15,845 $78,665
2021 $6,728 $92,088 $15,439 $76,649
2020 $6,606 $92,088 $15,439 $76,649
2019 $6,506 $91,284 $15,304 $75,980
2018 $5,713 $81,168 $16,463 $64,705
2017 $5,672 $80,190 $16,265 $63,925
2016 $5,555 $77,651 $15,750 $61,901
2015 $5,467 $73,960 $15,001 $58,959
2014 $5,237 $70,373 $18,126 $52,247
2012 $5,232 $70,521 $18,164 $52,357
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12343802

Midwest Real Estate Data (MRED)

APN: 14-21-103-052