Seller's Agent in 2023
Catherine Terpstra
HomeSmart Connect LLC
(630) 707-2280
1 in this area
27 Total Sales
640 Waverly Dr Unit B Elgin, IL 60120
Cobblers Crossing NeighborhoodEstimated Value: $219,224 - $268,000
2
Beds
1
Bath
960
Sq Ft
$150/mo
HOA Fee
Highlights
- Open Floorplan
- Wooded Lot
- Formal Dining Room
- Deck
- End Unit
- Cul-De-Sac
About This Home
As of May 2023Well maintained 2 BR, 1 bath 1st floor end unit condo in Waverly Commons on cul-de-sac with available guest parking. Plenty of room in deep private 1+ end unit garage for vehicle & generous work/storage space, includes a rarely available additional locked private bonus storage room above garage with interior 2nd level access (no need to rent a storage unit). Driveway parking for 2nd vehicle. No interior stairs in this main level unit. Many professional updates have been completed. 2 storage closets within hallway. Coat closet near front door. Interior laundry room with space for cabinets/shelving. Gas start fireplace in living room. 100% Vinyl laminate flooring. Professionally painted unit. Roomy LR & DR overlooking treed courtyard & private deck. Private, locked exterior storage closet & garden beds to grow plants along back exterior. Breakfast bar with pendant lighting, open concept kitchen with extra large walk-in pantry. Master bedroom includes ceiling fan & large walk-in closet. This is a rare opportunity to own a one-of-a-kind property!! Close to all major conveniences including shopping, medical, transportation, parks, schools & entertainment. *Photos were taken before current tenant moved in. Tenant will be leaving by mid-May & if still available, listing will be placed in full MLS with updated professional photos. Rentals are allowed in this complex with % cap.
Last Agent to Sell the Property
HomeSmart Connect LLC License #471000651 Listed on: 04/08/2023
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,606
Year Built
- Built in 1990 | Remodeled in 2019
Lot Details
- End Unit
- Cul-De-Sac
- Wooded Lot
HOA Fees
- $150 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage ceiling height seven feet or more
- Parking Storage or Cabinetry
- Garage Transmitter
- Garage Door Opener
- Driveway
- Visitor Parking
- Parking Included in Price
- Unassigned Parking
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 960 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Gas Log Fireplace
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Storage Room
- Intercom
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Accessible Home Design
- Halls are 36 inches wide or more
- Accessibility Features
- Doors are 32 inches wide or more
- No Interior Steps
- Level Entry For Accessibility
Outdoor Features
- Deck
Schools
- Lincoln Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
- Lake Michigan Water
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, scavenger, snow removal
- 4 Units
- Oor Association, Phone Number (847) 742-5555
- Waverly Commons Subdivision
- Property managed by Rage Property Management
Amenities
- Common Area
Pet Policy
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 8, 2023
Closed on
May 5, 2023
Sold by
Terpstra Brian J and Terpstra Kristi
Bought by
Ogbomiwe Jonah Nnadozie and Ogbomiwe Kate O
Seller's Agent
Catherine Terpstra
HomeSmart Connect LLC
Buyer's Agent
Angel Angelov
Runway Realty Inc
List Price
$190,000
Sold Price
$190,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,056
Avg. Annual Appreciation
8.91%
Original Mortgage
$179,450
Outstanding Balance
$173,798
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$65,258
Purchase Details
Closed on
Apr 7, 2013
Sold by
Terpstra Brian J
Bought by
Terpstra Brian J
Purchase Details
Closed on
Jan 3, 2008
Sold by
Feis Anna E
Bought by
Terpstra Brian J
Purchase Details
Closed on
May 18, 2007
Sold by
Amcore Investment Group Na
Bought by
Terpstra Brian J and Feis Anna E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,410
Interest Rate
6.22%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 19, 1998
Sold by
Stuckle Evelyn A
Bought by
Stuckle Evelyn A and Evelyn A Stuckle Trust #1
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ogbomiwe Jonah Nnadozie | $190,000 | None Listed On Document | |
| Terpstra Brian J | -- | None Available | |
| Terpstra Brian J | -- | Chicago Title Insurance Co | |
| Terpstra Brian J | $153,000 | Cti | |
| Stuckle Evelyn A | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ogbomiwe Jonah Nnadozie | $179,450 | |
| Previous Owner | Terpstra Brian J | $148,410 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/18/2023 05/18/23 | Sold | $190,000 | 0.0% | $198 / Sq Ft |
| 04/20/2023 04/20/23 | Pending | -- | -- | -- |
| 04/08/2023 04/08/23 | For Sale | $190,000 | 0.0% | $198 / Sq Ft |
| 07/09/2019 07/09/19 | Rented | $1,400 | 0.0% | -- |
| 06/19/2019 06/19/19 | For Rent | $1,400 | 0.0% | -- |
| 05/01/2018 05/01/18 | Rented | $1,400 | 0.0% | -- |
| 04/15/2018 04/15/18 | For Rent | $1,400 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,773 | $16,910 | $2,174 | $14,736 |
| 2024 | $3,773 | $13,107 | $2,018 | $11,089 |
| 2023 | $3,666 | $13,107 | $2,018 | $11,089 |
| 2022 | $3,666 | $13,107 | $2,018 | $11,089 |
| 2021 | $2,606 | $7,564 | $1,630 | $5,934 |
| 2020 | $2,590 | $7,564 | $1,630 | $5,934 |
| 2019 | $1,553 | $8,495 | $1,630 | $6,865 |
| 2018 | $1,537 | $7,958 | $1,397 | $6,561 |
| 2017 | $1,552 | $7,958 | $1,397 | $6,561 |
| 2016 | $1,740 | $7,958 | $1,397 | $6,561 |
| 2015 | $2,150 | $8,743 | $1,242 | $7,501 |
| 2014 | $2,101 | $8,743 | $1,242 | $7,501 |
| 2013 | $2,012 | $8,743 | $1,242 | $7,501 |
Source: Public Records
Agents Affiliated with this Home
-
Catherine Terpstra
-
Angel Angelov
Buyer's Agent in 2023
Angel Angelov
Runway Realty Inc
(847) 630-9196
1 in this area
45 Total Sales
-
Denise Jenks
Buyer's Agent in 2018
Denise Jenks
RE/MAX
12 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11760064
APN: 06-07-313-045-1010
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