Seller's Agent in 2026
Lisa Kearnes
EXIT Realty Homestead
(270) 402-4036
89 Total Sales
6405 Holy Cross Rd Loretto, KY 40037
4
Beds
2
Baths
2,252
Sq Ft
65,776
Sq Ft Lot
Highlights
- Ranch Style House
- Secondary bathroom tub or shower combo
- Covered Patio or Porch
- Wood Flooring
- Corner Lot
- 2 Car Attached Garage
About This Home
As of February 2026Welcome home to this beautiful 4-bedroom, 2-bath residence offering the perfect blend of country charm and modern comfort! Nestled along peaceful Holy Cross Road, this home features hardwood floors throughout, a full basement, and a 2-car attached garage. The main floor has been freshly painted, creating a bright and inviting atmosphere, and the updated main-floor bath adds a touch of modern style. Generous bedrooms offer plenty of space for family or guests. The full basement provides abundant storage or potential for expansion—ideal for a workshop, recreation room, or hobby area. Enjoy peaceful rural living while still being just minutes from all the conveniences of Lebanon and Bardstown. All information is deemed reliable but not guaranteed. Buyer should verify all details prior to making an offer.
Last Agent to Sell the Property
EXIT Realty Homestead License #291225 Listed on: 11/01/2025
Last Buyer's Agent
NON-MEMBER REALTOR
Non-REALTOR Office
Home Details
Home Type
- Single Family
Year Built
- Built in 1960
Lot Details
- 1.51 Acre Lot
- Rural Setting
- Corner Lot
Parking
- 2 Car Attached Garage
Home Design
- Ranch Style House
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- Replacement Windows
- Laundry closet
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- No Kitchen Appliances
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Secondary bathroom tub or shower combo
Partially Finished Basement
- Bedroom in Basement
- 1 Bedroom in Basement
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic System
Additional Features
- Covered Patio or Porch
- Outside City Limits
Listing and Financial Details
- Assessor Parcel Number HC 01-01
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 1, 2025
Closed on
Feb 9, 2026
Sold by
Bergman and Bergman Hannah
Bought by
Bohannon Bobby and Bohannon Ladonna
Seller's Agent
Lisa Kearnes
EXIT Realty Homestead
Buyer's Agent
NON-MEMBER REALTOR
Non-REALTOR Office
List Price
$199,900
Sold Price
$189,000
Premium/Discount to List
-$10,900
-5.45%
Views
270
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
53.68%
Original Mortgage
$149,000
Outstanding Balance
$148,856
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$48,442
Purchase Details
Closed on
Jul 8, 2024
Sold by
Miles Arletha
Bought by
Bergman Nathan and Bergman Hannah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,750
Interest Rate
7.03%
Mortgage Type
New Conventional
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $189,000 | Agency Title | |
| Deed | $175,000 | Bluegrass Land Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $149,000 | New Conventional | |
| Previous Owner | $169,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/27/2026 02/27/26 | Pending | -- | -- | -- |
| 02/11/2026 02/11/26 | Sold | $189,000 | -5.5% | $84 / Sq Ft |
| 11/01/2025 11/01/25 | For Sale | $199,900 | -- | $89 / Sq Ft |
Source: Heart of Kentucky Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,541 | $175,000 | $175,000 | $0 |
| 2024 | $1,243 | $140,000 | $140,000 | $0 |
| 2023 | $392 | $90,000 | $90,000 | $0 |
| 2022 | $448 | $90,000 | $90,000 | $0 |
| 2021 | $455 | $90,000 | $90,000 | $0 |
| 2020 | $285 | $70,000 | $70,000 | $0 |
| 2019 | $285 | $70,000 | $70,000 | $0 |
| 2018 | $303 | $70,000 | $70,000 | $0 |
| 2017 | $303 | $70,000 | $70,000 | $0 |
| 2015 | $293 | $70,000 | $70,000 | $0 |
| 2012 | $308 | $70,000 | $70,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Kearnes
-
N
Buyer's Agent in 2026
NON-MEMBER REALTOR
Non-REALTOR Office
Map
Source: Heart of Kentucky Association of REALTORS®
MLS Number: HK25004640
APN: HC-01-01
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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