NOT LISTED FOR SALE

6406 Bel Lac Dr Chester, VA 23831

Chester Area

Estimated Value: $496,000 - $560,000

3 Beds
4 Baths
3,451 Sq Ft
$156/Sq Ft Est. Value

Sale Details

Date Sold: July 9, 2025

Last sale price $535,000 $155 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,652 / mo

35 Days on Market

Highlights

  • Lake Front
  • Deck
  • Wood Flooring
  • Sauna
  • Transitional Architecture
  • Main Floor Bedroom

About This Home

As of July 2025

Welcome to 6406 Bel Lac Drive in the sought after community of Bel Arbor. This stunning home features 3 bedrooms and 4 full baths with lake front views from almost every room. You will fall in love with the first floor open concept starting with the new updated kitchen with quartz countertops and new appliances. Transition into the elegant living room with a beautiful lake view and a gas log fireplace. Spend your mornings watching the sun rise from the gorgeous Florida room over looking the water. The first floor primary bedroom features a high end remodeled full bath and walkout deck access to a waterfront deck. The second level features a spacious loft area and a bedroom with a full bath. The fully finished walk out basement provides great indoor/outdoor living with a full bath, sauna, two storage closets, wet bar, and plenty of room to entertain. The home has a whole house generator and a finished two car garage. Enjoy all this home has to offer with having no yard maintenance. THIS IS NOT AN AGE RESTRICTED COMMUNITY! This home has it all and is a must see. Bring your buyers today! Although no known defects, fireplace, flue & chimney convey as is.

Last Agent to Sell the Property

Jon Gates

EXP Realty, LLC License #0225236033 Listed on: 04/20/2025

EXP Realty, LLC

Last Buyer's Agent

Philip Gee

Long & Foster REALTORS License #0225120726

Long & Foster REALTORS

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,120

Year Built

  • Built in 2001

Lot Details

  • 7,797 Sq Ft Lot
  • Lake Front
  • Sprinkler System
  • Zoning described as R7

HOA Fees

  • $275 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Dry Walled Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Fire Rated Drywall
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,451 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Wired For Data
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Thermal Windows
  • Formal Dining Room
  • Loft
  • Workshop
  • Sauna
  • Water Views
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 4 Full Bathrooms
  • Double Vanity

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Ecoff Elementary School
  • Carver Middle School
  • Bird High School

Utilities

  • Humidifier
  • Zoned Heating and Cooling
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Hot Water Heating System
  • Power Generator
  • Gas Water Heater
  • High Speed Internet

Community Details

  • Bel Arbor Subdivision

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 776-65-69-53-100-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,120

Year Built

Built in 2001

Lot Details

7,797 Sq Ft Lot

HOA Fees

$275 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2001
  • Property Attached Yn: No
  • Lot Size Acres: 0.179
  • Ownership: Individuals
  • Subdivision Name: Bel Arbor
  • Above Grade Finished Sq Ft: 2617.0
  • Architectural Style: Transitional
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Ceramic Tile, Partially Carpeted, Wood
  • Basement: Full, Finished, Walk-Out Access
  • Spa Features: Sauna
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Cooking, Disposal, Gas Water Heater, Humidifier, Microwave, Oven, Refrigerator, Washer
  • Other Equipment: Generator
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 834.0
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Wet Bar, Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, High Ceilings, High Speed Internet, Loft, Skylights, Wired for Data, Walk-In Closet(s), Workshop, Central Vacuum
  • Living Area: 3451.0
  • Stories: 2
  • Window Features: Skylight(s), Thermal Windows

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Lot Features: Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Brick, Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Sprinkler/Irrigation, Porch
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Finished Garage, Garage, Garage Door Opener, Off Street

Utilities

  • Heating: Electric, Hot Water, Natural Gas, Zoned
  • Cooling: Electric, Zoned, Attic Fan
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Home Owners Association
  • Association Fee: 275.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Common Areas, Maintenance Grounds, Maintenance Structure, Pool(s), Recreation Facilities, Snow Removal, Trash

Schools

  • Middle Or Junior School: Carver

Lot Info

  • Parcel Number: 776-65-69-53-100-000
  • Zoning Description: R7

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4120.2
  • Tax Lot: 7

MLS Schools

  • Elementary School: Ecoff
  • High School: Bird

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 20, 2025
Closed on
Jul 3, 2025
Sold by
Moody Emily C
Bought by
Seller's Agent
Jon Gates
EXP Realty, LLC
Buyer's Agent
Philip Gee
Long & Foster REALTORS
List Price
$585,000
Sold Price
$535,000
Premium/Discount to List
-$50,000
-8.55%
Views
142
Current Estimated Value
$544,051

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,051
Avg. Annual Appreciation
0.81%
Original Mortgage
$401,250
Outstanding Balance
$397,087
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$142,968

Purchase Details

Closed on
May 24, 2001
Sold by
Bel Arbor Builders Inc
Bought by
Moody Emily C
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Chester, VA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$535,000 First American Title Insurance
Moody Emily C $339,026 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $401,250
Previous Owner Moody Emily C $300,000
Previous Owner Moody Emily C $239,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/09/2025 07/09/25 Sold $535,000 -8.5% $155 / Sq Ft
05/25/2025 05/25/25 Pending -- -- --
04/20/2025 04/20/25 For Sale $585,000 -- $170 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,510 $503,900 $88,000 $415,900
2025 $4,510 $474,100 $84,000 $390,100
2024 $4,245 $457,800 $84,000 $373,800
2023 $4,211 $462,700 $84,000 $378,700
2022 $3,997 $434,500 $80,000 $354,500
2021 $3,758 $392,900 $77,000 $315,900
2020 $3,733 $392,900 $77,000 $315,900
2019 $3,322 $349,700 $77,000 $272,700
2018 $3,322 $349,700 $77,000 $272,700
2017 $3,355 $349,500 $77,000 $272,500
2016 $3,169 $330,100 $77,000 $253,100
2015 $3,155 $328,600 $77,000 $251,600
2014 $3,034 $316,000 $77,000 $239,000
Source: Public Records

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Map

Source: Central Virginia Regional MLS

MLS Number: 2510239

Central Virginia Regional MLS

APN: 776-65-69-53-100-000

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