$699,950
UNDER CONTRACT

6422 Hard Bargain Cir Indian Head, MD 20640

Estimated payment $4,371/month

Total Views 14,575
7 Beds
4.5 Baths
4,850 Sq Ft
$144 Price per Sq Ft

Highlights

  • Second Kitchen
  • 0.55 Acre Lot
  • Dual Staircase
  • Gourmet Kitchen
  • Open Floorplan
  • Colonial Architecture

About This Home

This beautiful home is truly unique and has so much to offer - including separate In-law Suite for multigenerational living! Forget waiting to build new - this pristine home has everything you could desire and can be yours now. Located in the sought-after neighborhood of Montrose Pointe, this stunning 3-Level, 2-Car Garage Colonial features 7 BR and 4 1/2 BA, with approximately 4,800 finished sq. ft of exquisite luxury. Hardwood floors welcome you into the home's two-story foyer, and lead to an open floor plan. The main level seems to go on forever - with an expansive Family Room, formal Dining Room, Living Room, four-season Sunroom, dedicated home Office/Bedroom, and full eat-in gourmet Kitchen with brand-new stainless-steel appliances, walk-in pantry, large island, abundant cabinets, and granite countertops.

The 5 Bedrooms on the upper level are highlighted by the large Primary Bedroom with tray ceiling and adjoining spa-like en-suite bath. The additional 4 Bedrooms are large and include access to 2 Full Baths, one Jack & Jill Bath, and the other shared. And the upper Laundry Room provides a convenient lifestyle.

Possibly one of the most unique features of the home, is the fully finished In-Law/au Pair/Suite on the lower level. It features a Living room with gas fireplace, full eat-in Kitchen with brand-new stainless-steel appliances, large Bedroom with four closets, Full Bath, separate Laundry Room, and walk-out access to a concrete patio. The lower level also features a Double ceiling with extra insulation for sound proofing, a French drain with lifetime of structure warranty, separate W/H and two sump pumps. This is the perfect setting for generational living, guest comfort, or rental income opportunity.

This curb appeal of this house is enhanced by its ideal lot, with manicured lawn watered by a 7-zone inground sprinkler system. Enjoy the peace of the outdoors on the large deck spanning the back of the house, the front covered porch, or the two patios. Perfect location blending comfort; with access to scenic hiking trails, kayak launch, and the Potomac River, and convenience; within minutes to NSF Indian Head, and direct commuting routes to Washington DC, Northern VA, Joint Base Andrews, National Harbor, etc.

Listing Agent

Michael Ryan

RE/MAX One License #651435 Listed on: 05/30/2025

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,351

Year Built

  • Built in 2002

Lot Details

  • 0.55 Acre Lot
  • Rural Setting
  • Stone Retaining Walls
  • Landscaped
  • Private Lot
  • Premium Lot
  • Sprinkler System
  • Backs to Trees or Woods
  • Back, Front, and Side Yard
  • Property is in excellent condition
  • Property is zoned RL

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Dual Staircase
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace Mantel
  • Gas Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Sun or Florida Room
  • Attic

Kitchen

  • Gourmet Kitchen
  • Second Kitchen
  • Walk-In Pantry
  • Built-In Oven
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • Hydromassage or Jetted Bathtub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Rear Basement Entry
  • Drainage System
  • Sump Pump
  • Laundry in Basement
  • Basement Windows

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Patio
  • Rain Gutters
  • Porch

Utilities

  • Multiple cooling system units
  • Central Air
  • Humidifier
  • Dehumidifier
  • Heat Pump System
  • Back Up Gas Heat Pump System
  • Vented Exhaust Fan
  • Propane
  • Electric Water Heater

Community Details

  • Montrose Farms Sub Subdivision

Listing and Financial Details

  • Tax Lot 31
  • Assessor Parcel Number 0907059418

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,351

Year Built

Built in 2002

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Alarm System, Ceiling Fans (6), Clothes Washers (2), Clothes Dryers (2), Cooktop (Main Level), Dishwashers (2), Exhaust Fans (7), Existing W/W Carpet, Furnace Humidifier, Garage Openers (2), Garbage Disposals (2), Microwave, Refrigerators (2), Shades/Blin
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2002
  • Automatically Close On Close Date: No
  • Remarks Public: This beautiful home is truly unique and has so much to offer - including separate In-law Suite for multigenerational living! Forget waiting to build new - this pristine home has everything you could desire and can be yours now. Located in the sought-after neighborhood of Montrose Pointe, this stunning 3-Level, 2-Car Garage Colonial features 7 BR and 4 1/2 BA, with approximately 4,800 finished sq. ft of exquisite luxury. Hardwood floors welcome you into the home's two-story foyer, and lead to an open floor plan. The main level seems to go on forever - with an expansive Family Room, formal Dining Room, Living Room, four-season Sunroom, dedicated home Office/Bedroom, and full eat-in gourmet Kitchen with brand-new stainless-steel appliances, walk-in pantry, large island, abundant cabinets, and granite countertops. The 5 Bedrooms on the upper level are highlighted by the large Primary Bedroom with tray ceiling and adjoining spa-like en-suite bath. The additional 4 Bedrooms are large and include access to 2 Full Baths, one Jack & Jill Bath, and the other shared. And the upper Laundry Room provides a convenient lifestyle. Possibly one of the most unique features of the home, is the fully finished In-Law/au Pair/Suite on the lower level. It features a Living room with gas fireplace, full eat-in Kitchen with brand-new stainless-steel appliances, large Bedroom with four closets, Full Bath, separate Laundry Room, and walk-out access to a concrete patio. The lower level also features a Double ceiling with extra insulation for sound proofing, a French drain with lifetime of structure warranty, separate W/H and two sump pumps. This is the perfect setting for generational living, guest comfort, or rental income opportunity. This curb appeal of this house is enhanced by its ideal lot, with manicured lawn watered by a 7-zone inground sprinkler system. Enjoy the peace of the outdoors on the large deck spanning the back of the house, the front covered porch, or the two patios. Perfect location blending comfort; with access to scenic hiking trails, kayak launch, and the Potomac River, and convenience; within minutes to NSF Indian Head, and direct commuting routes to Washington DC, Northern VA, Joint Base Andrews, National Harbor, etc.
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Oven - Wall, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: 2nd Kitchen, Attic, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Double/Dual Staircase, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Wood Floors
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Sun/Florida Room, In-Law/AuPair/Suite, Laundry, Maid/Guest Quarters, Efficiency (Additional), Bedroom 6, Primary Bathroom, Full Bath, Half Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Daylight, Full, Fully Finished, Heated, Outside Entrance, Rear Entrance, Walkout Level, Sump Pump, Windows, Drainage System
  • Laundry Type: Basement, Upper Floor
  • Total Sq Ft: 4850
  • Living Area Sq Ft: 4850
  • Price Per Sq Ft: 186.40
  • Above Grade Finished Sq Ft: 3755
  • Below Grade Finished Sq Ft: 1095
  • Total Below Grade Sq Ft: 1095
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 6422

Beds/Baths

  • Bedrooms: 7
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Combination
  • Exterior Features: Gutter System, Stone Retaining Walls, Underground Lawn Sprinkler
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Dehumidifier, Multi Units
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Heat Pump - Gas Backup, Humidifier
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Propane
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 350.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • School District Key: 121138946901
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Backs To Trees, Front Yard, Landscaping, Premium, Private, Rear Yard, Rural, Sideyard(s)
  • Lot Size Acres: 0.55
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24068.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: RL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7351.00
  • Assessor Parcel Number: 0907059418
  • Tax Lot: 31
  • Tax Total Finished Sq Ft: 4555
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,760 $546,167 $0 $0
2023 $6,938 $485,533 $0 $0
2022 $5,864 $424,900 $70,800 $354,100
2021 $5,760 $422,467 $0 $0
2020 $5,760 $420,033 $0 $0
2019 $5,715 $417,600 $60,800 $356,800
2018 $5,539 $407,600 $0 $0
2017 $5,398 $397,600 $0 $0
2016 -- $387,600 $0 $0
2015 $5,536 $387,600 $0 $0
2014 $5,536 $387,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 Price Changed $699,950 -2.8% $144 / Sq Ft
06/25/2025 06/25/25 Price Changed $719,950 -2.7% $148 / Sq Ft
05/30/2025 05/30/25 For Sale $739,950 -- $153 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $355,985 --
Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 New Conventional
Closed $333,700 New Conventional
Closed $150,000 Credit Line Revolving
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCH2043414

Bright MLS

APN: 07-059418