NOT LISTED FOR SALE

643 E Polk St Cuba, IL 61427

Estimated Value: $23,000 - $103,000

3 Beds
1 Bath
1,258 Sq Ft
$51/Sq Ft Est. Value

Sale Details

Date Sold: February 13, 2026

Last sale price $22,000 $17 Per Sq Ft

Est. 192% increase in value since last sale

Current estimated payment $488 / mo

62 Days on Market

Highlights

  • No HOA
  • Porch
  • Forced Air Heating and Cooling System
  • 1 Car Detached Garage
  • Guest Parking
  • Ceiling Fan

About This Home

As of February 2026

3 possibly 4 bedroom home in nice neighborhood with a huge lot. Sold strictly "AS IS". Priced for quick sale. Appliance included not warranted. All measurements are approximate.

Last Agent to Sell the Property

Robert Whitsitt

Rhoades Real Estate & Land Auc Brokerage Phone: 309-647-8811 License #475.127927 Listed on: 10/21/2025

Last Buyer's Agent

Robert Whitsitt

Rhoades Real Estate & Land Auc Brokerage Phone: 309-647-8811 License #475.127927 Listed on: 10/21/2025

Home Details

Home Type

  • Single Family

Lot Details

  • Lot Dimensions are 99x99
  • Level Lot

Parking

  • 1 Car Detached Garage
  • Guest Parking
  • On-Street Parking

Home Design

  • Block Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,258 Sq Ft Home
  • Ceiling Fan
  • Replacement Windows
  • Partial Basement
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Porch

Schools

  • Cuba Middle-Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Baylor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 13-13-20-158-005

Home Details

Home Type

Single Family

Lot Details

0 Sq Ft Lot

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 999
  • Unit Levels: One and One Half
  • New Construction: No
  • Property Attached Yn: No
  • Attribution Contact: Office: 309-647-8811
  • Special Features: None

Interior Features

  • Appliances: Dryer, Range, Refrigerator, Washer
  • Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Cable Available, Ceiling Fan(s)
  • Living Area: 1258
  • KitchenDining: Dining Formal,Eat-In Kitchen

Exterior Features

  • Lot Features: Extra Lot, Level
  • Road Surface Type: Alley Paved, Gravel, Paved
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Replacement Windows
  • Foundation Details: Block
  • Patio And Porch Features: Porch
  • Roof: Shingle
  • 100YearPlain: No
  • Conversion: 0

Garage/Parking

  • Garage Yn: Yes
  • Garage Spaces: 1
  • Parking Features: Detached, Guest, On Street

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air, Electric Water Heater
  • Water Source: Public Sewer, Public

Condo/Co-op/Association

  • Senior Community: No
  • MandatoryMonthlyFee: No
  • MandatoryAnnualFee: No

Schools

  • High School: Cuba Middle-Senior High

Lot Info

  • Zoning: Residential
  • Lot Size: 99x99
  • Parcel #: 13-13-20-158-005

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1551.84
  • TaxExemptions: None

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2025
Closed on
Feb 12, 2026
Sold by
Bought by
Seller's Agent
Robert Whitsitt
Rhoades Real Estate & Land Auc
Buyer's Agent
Robert Whitsitt
Rhoades Real Estate & Land Auc
List Price
$25,000
Sold Price
$22,000
Premium/Discount to List
-$3,000
-12%
Views
54
Current Estimated Value
$64,307

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,307
Avg. Annual Appreciation
2244.79%
Original Mortgage
$17,600
Outstanding Balance
$17,120
Interest Rate
0.61%
Mortgage Type
Construction
Estimated Equity
$47,187

Purchase Details

Closed on
Apr 23, 2025
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
0.59%
Mortgage Type
Construction

Purchase Details

Closed on
Apr 14, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,621
Interest Rate
6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 17, 2013
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$22,000 West St Title Co
$370,000 Attorney Only
$14,000 --
$14,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $17,600
Previous Owner $450,000
Previous Owner $82,621
Closed $432,230
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/13/2026 02/13/26 Sold $22,000 -12.0% $17 / Sq Ft
12/22/2025 12/22/25 Pending -- -- --
10/21/2025 10/21/25 For Sale $25,000 -- $20 / Sq Ft
Source: RMLS Alliance

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,692 $15,770 $1,610 $14,160
2023 $1,552 $15,090 $1,540 $13,550
2022 $1,429 $15,090 $1,540 $13,550
2021 $1,397 $12,850 $1,540 $11,310
2020 $1,307 $12,420 $1,490 $10,930
2019 $1,319 $12,610 $1,510 $11,100
2018 $1,373 $12,370 $1,480 $10,890
2017 $1,355 $12,370 $1,480 $10,890
2016 $1,316 $11,950 $1,430 $10,520
2015 $1,299 $11,950 $1,430 $10,520
2013 -- $11,640 $1,390 $10,250
2012 -- $11,360 $1,360 $10,000
Source: Public Records

Agents Affiliated with this Home

  • Robert Whitsitt

    Seller's Agent in 2026

    Robert Whitsitt

    Rhoades Real Estate & Land Auc

    (309) 224-5729

    81 Total Sales

    Robert Whitsitt
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Map

Source: RMLS Alliance

MLS Number: PA1261822

RMLS Alliance

APN: 13-13-201-580-05

Illinois Fulton County Cuba 61427

643 E Polk St, Cuba, IL

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RMLS Alliance All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of RMLS Alliance as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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