643 Harbor Island Clearwater Beach, FL 33767
Island Estates Neighborhood
4
Beds
3.5
Baths
4,383
Sq Ft
0.26
Acres
Highlights
- 81 Feet of Waterfront
- Water access To Gulf or Ocean
- Boat Lift
- White Water Ocean Views
- Boat Slip Deeded
- Heated In Ground Pool
About This Home
As of August 2024Custom Remodel Open Waterfront Home in ISLAND ESTATES!! Most desirable street with underground utilities! Deep Water Boat Slip with 16,000lb Lift with easy Gulf Access. Designed with every luxury and quality in mind focusing on the outdoor space as your waterfront resort! From your front entrance you are captured by the beauty of the waterfront. The foyer stuns with a hand-crafted chandelier, custom wood/traverine inlay and quality designed millwork. First-floor master suite offers a luxurious bath with rain shower, cathedral ceiling, Venetian plaster and marble flooring. Your chef-style kitchen has a large marble topped island, Gas Stove top cooking, custom cabinetry. Temperature controlled wine cellar for up to 800 bottles. 3 guest bedrooms and Office with murphy bed (could be 5th bedroom) upstairs. The office and 2 of the guest bedrooms have balcony with amazing water views. Your outdoor space flows with a lavish pool area with LED lighting, surround sound, waterfall and firepots, Gazeboo and beautiful, tropical landscaping. This is a waterfront paradise! All room measurements are approximate and must be verified by buyer.
Last Agent to Sell the Property
COASTAL PROPERTIES GROUP INTERNATIONAL License #452040 Listed on: 04/28/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $42,855
Year Built
- Built in 1972
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 80x140
- 81 Feet of Waterfront
- Property Fronts a Bay or Harbor
- West Facing Home
- Dog Run
- Metered Sprinkler System
Parking
- 3 Car Attached Garage
- Driveway
Property Views
- White Water Ocean
- Intracoastal
Home Design
- Slab Foundation
- Wood Frame Certified By Forest Stewardship Council
- Tile Roof
- Block Exterior
- Stucco
Interior Spaces
- 4,383 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Thermal Windows
- Shutters
- Blinds
- French Doors
- Sliding Doors
- Den
Kitchen
- Eat-In Kitchen
- Convection Oven
- Cooktop with Range Hood
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Marble
- Travertine
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Closed Circuit Camera
- Fire and Smoke Detector
Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
- Saltwater Pool
- Fiber Optic Pool Lighting
- Pool Lighting
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- Dock has access to water
- Seawall
- Rip-Rap
- Boat Lift
- Boat Slip Deeded
- Dock made with Composite Material
- Balcony
- Exterior Lighting
- Gazebo
Utilities
- Humidity Control
- Zoned Heating and Cooling
- Heating System Uses Natural Gas
- Heat Pump System
- Underground Utilities
- Natural Gas Connected
- Tankless Water Heater
- Gas Water Heater
- Water Softener
- Fiber Optics Available
- Cable TV Available
Community Details
- Property has a Home Owners Association
- Island Estate Of Clearwater Units 6D 7A 7C Subdivision
- The community has rules related to allowable golf cart usage in the community
Listing and Financial Details
- Homestead Exemption
- Visit Down Payment Resource Website
- Tax Lot 12
- Assessor Parcel Number 05-29-15-43456-073-0120
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2024
Closed on
Aug 20, 2024
Sold by
Smith Louise M and Smith Revocable Trust
Bought by
Beach Bum Life Ii Llc and Rask
Seller's Agent
Alexander Zynski
COLDWELL BANKER REALTY
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$4,475,000
Sold Price
$3,775,000
Premium/Discount to List
-$700,000
-15.64%
Total Days on Market
20
Views
232
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$228,848
Avg. Annual Appreciation
-7.70%
Original Mortgage
$3,775,000
Outstanding Balance
$3,100,597
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$445,555
Purchase Details
Listed on
Apr 28, 2022
Closed on
Sep 28, 2022
Sold by
Prieto Roberto
Bought by
Smith Revocable Trust
Seller's Agent
Jeanne O'Brien
COASTAL PROPERTIES GROUP INTERNATIONAL
Buyer's Agent
Debbie Garrigan
GARRIGAN & ASSOC REALTY INC
List Price
$4,000,000
Sold Price
$4,000,000
Views
10
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.03%
Original Mortgage
$975,000
Interest Rate
5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 3, 2019
Closed on
Jul 30, 2020
Sold by
Lacognata Carmine J and Lacognata Kristina A
Bought by
Prieto Alfred and Prieto Danielle M
Seller's Agent
Mike Lacognata
PARK PROPERTY GROUP
Buyer's Agent
Jeanne O'Brien
COASTAL PROPERTIES GROUP INTERNATIONAL
List Price
$2,850,000
Sold Price
$2,900,000
Premium/Discount to List
$50,000
1.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.90%
Original Mortgage
$1,740,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 31, 2008
Sold by
Shah Kirit S and Shah Mukti K
Bought by
Lacognata Carmine J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 3, 2006
Sold by
Timberlake John E and Timberlake Ruth M
Bought by
Shah Kirit S and Shah Mukti K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Clearwater Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $3,775,000 | Compass Land & Title | |
| Warranty Deed | -- | Platinum National Title | |
| Warranty Deed | $4,000,000 | Platinum National Title | |
| Warranty Deed | $2,900,000 | Wollinka Wikle Ttl Ins Agcy | |
| Warranty Deed | $1,300,000 | Title Agency Of Florida Inc | |
| Warranty Deed | $1,375,000 | Title Agency Of Florida Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $3,775,000 | New Conventional | |
| Previous Owner | $6,000,000 | Credit Line Revolving | |
| Previous Owner | $975,000 | New Conventional | |
| Previous Owner | $1,740,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $1,650,000 | Construction | |
| Previous Owner | $1,160,000 | New Conventional | |
| Previous Owner | $1,000,000 | Purchase Money Mortgage | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $1,000,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/20/2024 08/20/24 | Sold | $3,775,000 | -9.6% | $860 / Sq Ft |
| 08/09/2024 08/09/24 | Pending | -- | -- | -- |
| 07/12/2024 07/12/24 | Price Changed | $4,175,000 | -2.9% | $951 / Sq Ft |
| 06/22/2024 06/22/24 | Price Changed | $4,299,000 | -3.9% | $979 / Sq Ft |
| 06/03/2024 06/03/24 | For Sale | $4,475,000 | 0.0% | $1,019 / Sq Ft |
| 05/31/2024 05/31/24 | Pending | -- | -- | -- |
| 05/17/2024 05/17/24 | For Sale | $4,475,000 | +11.9% | $1,019 / Sq Ft |
| 10/04/2022 10/04/22 | Sold | $4,000,000 | 0.0% | $913 / Sq Ft |
| 05/19/2022 05/19/22 | Pending | -- | -- | -- |
| 04/28/2022 04/28/22 | For Sale | $4,000,000 | +37.9% | $913 / Sq Ft |
| 07/31/2020 07/31/20 | Sold | $2,900,000 | -3.2% | $662 / Sq Ft |
| 06/16/2020 06/16/20 | Pending | -- | -- | -- |
| 01/17/2020 01/17/20 | Price Changed | $2,997,000 | +5.2% | $684 / Sq Ft |
| 12/03/2019 12/03/19 | For Sale | $2,850,000 | -- | $650 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $53,345 | $2,587,539 | $1,467,513 | $1,120,026 |
| 2023 | $53,345 | $2,809,676 | $0 | $0 |
| 2022 | $42,157 | $2,216,264 | $0 | $0 |
| 2021 | $42,855 | $2,151,068 | $0 | $0 |
| 2020 | $26,979 | $1,352,689 | $0 | $0 |
| 2019 | $27,946 | $1,388,400 | $0 | $0 |
| 2018 | $27,620 | $1,362,512 | $0 | $0 |
| 2017 | $23,964 | $1,342,486 | $0 | $0 |
| 2016 | $21,981 | $1,196,060 | $0 | $0 |
| 2015 | $16,907 | $840,976 | $0 | $0 |
| 2014 | $15,273 | $743,689 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Alexander Zynski
Seller's Agent in 2024
Alexander Zynski
COLDWELL BANKER REALTY
(727) 510-2636
1 in this area
40 Total Sales
-
Stellar Non-Member Agent
S
Buyer's Agent in 2024
Stellar Non-Member Agent
FL_MFRMLS
-
Jeanne O'Brien
Seller's Agent in 2022
Jeanne O'Brien
COASTAL PROPERTIES GROUP INTERNATIONAL
(727) 365-1818
3 in this area
33 Total Sales
-
Debbie Garrigan
Buyer's Agent in 2022
Debbie Garrigan
GARRIGAN & ASSOC REALTY INC
(727) 434-3322
2 in this area
31 Total Sales
-
Mike Lacognata
Seller's Agent in 2020
Mike Lacognata
PARK PROPERTY GROUP
(727) 643-4361
1 in this area
37 Total Sales
Map
Source: Stellar MLS
MLS Number: U8159956
APN: 05-29-15-43456-073-0120
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