$1,675,000
$224K PRICE DROP

643 Indies Rd Summerland Key, FL 33042

Estimated payment $9,467/month

Total Views 9,660
3 Beds
2 Baths
1,995 Sq Ft
$840 Price per Sq Ft

Highlights

  • Dock made with concrete
  • Heated In Ground Pool
  • Wood Flooring
  • Boat Lift
  • Home fronts a canal
  • No HOA

About This Home

Nestled on the picturesque shores of Ramrod Key, this stunning waterfront property is the epitome of tropical luxury. With 3 bedrooms, 2 bathrooms, and 2,229 square feet of thoughtfully designed living space, this home offers an ideal blend of comfort and high-end amenities on a spacious 9,000 square foot lot. Completely remodeled in 2018, including a new roof, this property is ready for immediate enjoyment.Step into an open-concept living area featuring 10-foot ceilings, while the master bedroom boasts soaring cathedral ceilings with beautiful whitewashed cypress, adding a coastal charm to the elegant interior. The kitchen is a chef's dream, featuring quartz countertops, cherry hardwood cabinets with self-closing doors, a gas cooktop, and a convection oven. The master bathroom includes a luxurious 6-foot jetted tub with an on-demand water heater, creating the perfect place to unwind.Outdoor living is equally impressive, with a heated pool, two tiki huts featuring custom bars, and a spacious wrap-around deck offering panoramic open-water and sunset views. Boaters will appreciate the property's 14,000-pound boat lift, excellent boating access, and 50-amp shore power along with RV hookup complete with sewer connection. Relax by the gas fire pit, pick fresh fruit from the yard, and entertain with ease thanks to the exterior and interior sound systems.This fenced property, perfect for pets, also includes underground power, Wi-Fi, a 50-amp RV hookup, and plenty of storage. For the avid angler there's a fish-cleaning station and an outdoor shower. Combining privacy, luxury, and functionality, this Ramrod Key Oceanside gem is a slice of paradise waiting to be enjoyed. Easy and fun to show!!!

Listing Agent

Greg MacLaren

Internet Realty of the Florida Keys License #608320 Listed on: 11/13/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,932

Year Built

  • Built in 1992 | Remodeled

Lot Details

  • 9,000 Sq Ft Lot
  • Home fronts a canal
  • Fenced
  • Property is zoned IS - Improved Subivision District

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,995 Sq Ft Home
  • Canal Views
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • Carport
  • Off-Street Parking

Outdoor Features

  • Heated In Ground Pool
  • Davits
  • Boat Lift
  • Dock made with concrete
  • Balcony
  • Patio
  • Outdoor Storage
  • Tiki or Chickee Hut

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Breezeswept Bch Est Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00201450-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,932

Year Built

Built in 1992 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • Additional Assessor Parcel Number 1: 00201440-000000
  • As Is Right To Inspect: Yes
  • First Right of Refusal: Yes
  • Mandatory HOA: No
  • Control Depth: 3
  • Dockage Dock: Concrete
  • Fee Includes: None
  • Key Island: Ramrod Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 27.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 4931.74
  • Title: Negotiable
  • Vehicle Storage: Carport, Covered Parking, Off Street Parking
  • Year Built: 1992
  • Alternate Key Number: 1264768
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Central Air
  • Lot Sq Ft: 9000.00
  • Pool Info: In Ground
  • Pool Info Heated: Yes
  • Porch Balcony: Open Porch/Balcony, Patio
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1995.00
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Floor: Tile, Carpet, Wood
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3

Exterior Features

  • Dockage: Davits, Boat Lift
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Frame
  • Exterior Features: Chickee Hut, Storage, Fencing
  • Roof: Metal Roof
  • Waterview: Canal View, Open Water View
  • Pool: Yes

Utilities

  • Utilities: FKAA, Buyer to Verify, Municipal Sewer
  • Heating: Central

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE
  • Parcel Number: 00201450-000000
  • Land Size: More than 1 Lot
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2023

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,932 $549,621 -- --
2023 $4,932 $533,613 $0 $0
2022 $4,798 $518,071 $0 $0
2021 $4,932 $502,982 $0 $0
2020 $4,908 $496,038 $0 $0
2019 $3,538 $346,552 $0 $0
2018 $4,131 $400,937 $219,000 $181,937
2017 $4,794 $474,612 $0 $0
2016 $4,830 $464,851 $0 $0
2015 $4,963 $461,620 $0 $0
2014 $5,259 $471,559 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/13/2025 05/13/25 Price Changed $1,675,000 -6.9% $840 / Sq Ft
02/10/2025 02/10/25 Price Changed $1,799,000 -5.3% $902 / Sq Ft
11/13/2024 11/13/24 For Sale $1,899,000 -- $952 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $500,000 True Title Agency Inc
Warranty Deed $230,000 --
Warranty Deed $230,000 --
Warranty Deed $25,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $261,775 Credit Line Revolving
Closed $230,000 New Conventional
Closed $400,000 New Conventional
Previous Owner $130,000 No Value Available
Source: Public Records

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 612242

APN: 00201450-000000