NOT LISTED FOR SALE

643 N Jefferson St Ionia, MI 48846

Estimated Value: $160,000 - $235,000

3 Beds
1 Bath
1,784 Sq Ft
$112/Sq Ft Est. Value

Last Sold October 09, 2020

Last sale price $137,000 $77 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $1,318/month

7 Days on Market

Highlights

  • Traditional Architecture
  • Forced Air Heating System
  • Wood Siding
  • 2 Car Detached Garage

About This Home

As of October 2020

Excellent City of Ionia home. This three bedroom one bathroom brick home has been pleasantly updated with areas of fresh paint, carpet, and refinished hardwood flooring. The location offers privacy as this home is nicely placed on a pleasant lot. Buyer is responsible for all inspections. All information represented herein is approximated and independent verification by buyer is required - information is not guaranteed. Potential buyers should independently verify all information on listing card for accuracy

Last Agent to Sell the Property

Tom Dann

Value Point Real Estate License #6502327633 Listed on: 08/10/2020

Co-Listed By

Ken Cleypool

Value Point Real Estate

Last Buyer's Agent

Jennifer Pierce-Pitcher

Five Star Real Estate (Grandv) License #6501293982

Five Star Real Estate (Grandv)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,766

Year Built

  • Built in 1920

Lot Details

  • 0.66 Acre Lot
  • Lot Dimensions are 217 x 130.50
  • Property is zoned R-2, R-2

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Wood Siding

Interior Spaces

  • 1,784 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,766

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1920
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 217 X 130.50
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1784.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 1765.87
  • Tax Info:Zoning3: R-2
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:SqFt Above Grade: 1784.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full
  • LivingArea: 1784.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1272.0

Exterior Features

  • Construction Materials: Brick, Wood Siding
  • List Price: 109900.0
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Brick: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.66
  • Lot Size Area: 0.66
  • Lot Dimensions: 217 X 130.50
  • Lot Size Sq Ft: 28535.0
  • Zoning Description: R-2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1765.87
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 2, 2017
Closed on
Jan 19, 2018
Sold by
Behling Zachary and Behling Shauna
Bought by
Besnard Olivier and Besnard Marisa
Seller's Agent
Lauren Karsten
Five Star Real Estate (Casc) - I
Buyer's Agent
Denise Maghielse
Real Estate with Maghielse &Co
List Price
$105,000
Sold Price
$108,000
Premium/Discount to List
$3,000
2.86%
Current Estimated Value
$199,169

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,169
Avg. Annual Appreciation
8.21%
Original Mortgage
$104,760
Outstanding Balance
$88,816
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$108,012

Purchase Details

Listed on
May 17, 2016
Closed on
Jul 8, 2016
Sold by
Mohre Elaine and Spedoske Nicholas
Bought by
Behling Shawna
Seller's Agent
Amy Conley
Greenridge Realty (Kentwood)
Buyer's Agent
Lauren Karsten
Five Star Real Estate (Ada)
List Price
$102,900
Sold Price
$96,000
Premium/Discount to List
-$6,900
-6.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.00%

Purchase Details

Listed on
Aug 8, 2013
Closed on
Nov 21, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Bugbee Elaine C and Mohre Ryan
Seller's Agent
Michael Balsitis
Bellabay Realty LLC
Buyer's Agent
Gary Martin
Greenridge Realty (Lowell)
List Price
$54,900
Sold Price
$53,000
Premium/Discount to List
-$1,900
-3.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.34%
Original Mortgage
$48,840
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 17, 2013
Sold by
Anthony 3Rd James
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
May 24, 2007
Sold by
Shelley Happy and Shelley Melissa J
Bought by
Anthony James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Besnard Olivier $108,000 --
Behling Shawna $96,000 None Available
Bugbee Elaine C $53,000 Attorneys Title Agency Llc
Federal Home Loan Mortgage Corporation $68,695 None Available
Anthony James $95,800 Chicago Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Besnard Olivier $104,760
Previous Owner Bugbee Elaine C $48,840
Previous Owner Anthony James $91,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/09/2020 10/09/20 Sold $137,000 +24.7% $77 / Sq Ft
08/17/2020 08/17/20 Pending -- -- --
08/10/2020 08/10/20 For Sale $109,900 +1.8% $62 / Sq Ft
01/19/2018 01/19/18 Sold $108,000 +2.9% $61 / Sq Ft
12/06/2017 12/06/17 Pending -- -- --
12/02/2017 12/02/17 For Sale $105,000 +9.4% $59 / Sq Ft
07/08/2016 07/08/16 Sold $96,000 -6.7% $54 / Sq Ft
05/23/2016 05/23/16 Pending -- -- --
05/17/2016 05/17/16 For Sale $102,900 +94.2% $58 / Sq Ft
11/21/2013 11/21/13 Sold $53,000 -3.5% $24 / Sq Ft
09/04/2013 09/04/13 Pending -- -- --
08/08/2013 08/08/13 For Sale $54,900 -- $25 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,785 $84,700 $5,800 $78,900
2024 $2,591 $84,700 $5,800 $78,900
2023 $2,472 $75,000 $4,300 $70,700
2022 $3,814 $67,300 $3,800 $63,500
2021 $3,892 $54,800 $3,800 $51,000
2020 $1,673 $54,800 $3,800 $51,000
2019 $1,283 $44,900 $3,100 $41,800
2018 $1,635 $40,300 $2,800 $37,500
2017 $1,336 $40,300 $2,800 $37,500
2016 $1,283 $44,200 $10,500 $33,700
2015 -- $44,200 $10,500 $33,700
2014 $1,911 $39,700 $9,500 $30,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20032305

Southwestern Michigan Association of REALTORS®

APN: 203-090-000-610-00