Seller's Agent in 2025
Matthew Bazner
Max Broock, REALTORS-Royal Oak
(248) 506-5348
17 Total Sales
643 Spencer St Ferndale, MI 48220
3
Beds
2
Baths
1,330
Sq Ft
8,276
Sq Ft Lot
Highlights
- No HOA
- Fireplace
- Bungalow
- Covered Patio or Porch
- 1.5 Car Attached Garage
- Baseboard Heating
About This Home
As of September 2025Charming 3-Bed, 2-Bath Home on a Rare Oversized Lot in Ferndale This 3-bedroom, 2-bath home offers a great opportunity to add your personal touch and make it truly your own. Situated on a generously sized lot—a rare find in Ferndale—this property provides plenty of outdoor space for gardening, entertaining, or future expansion. Step inside to a bright and open-concept living and dining area, perfect for everyday living and hosting guests. The living room features a beautiful stone fireplace that adds warmth and character to the space. The home also includes a practical layout with three comfortable bedrooms and two full baths. While it could use a bit of cosmetic updating, the strong bones and excellent layout offer great potential. Whether you’re looking for space to grow or a home you can customize over time, this property is a solid choice with plenty of upside.
Last Agent to Sell the Property
Max Broock, REALTORS-Royal Oak License #6501361854 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1926
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 70x118
Parking
- 1.5 Car Attached Garage
Home Design
- Bungalow
- Block Foundation
- Asphalt Roof
Interior Spaces
- 1,330 Sq Ft Home
- 2-Story Property
- Fireplace
- Partially Finished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Utilities
- Heat Pump System
- Baseboard Heating
- Hot Water Heating System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Additional Features
- Covered Patio or Porch
- Ground Level
Community Details
- No Home Owners Association
- Hugo Scherers Subdivision
Listing and Financial Details
- Assessor Parcel Number 2535306050
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 27, 2025
Closed on
Sep 8, 2025
Sold by
Bought by
Seller's Agent
Matthew Bazner
Max Broock, REALTORS-Royal Oak
Buyer's Agent
Rich Rubba
Real Estate One-Sterling Heights
List Price
$287,000
Sold Price
$265,000
Premium/Discount to List
-$22,000
-7.67%
Views
85
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,228
Avg. Annual Appreciation
5.39%
Original Mortgage
$260,200
Outstanding Balance
$260,200
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$16,028
Purchase Details
Listed on
Oct 8, 2021
Closed on
Oct 29, 2021
Sold by
Bought by
Seller's Agent
Shondell Patterson
Crain Homes
Buyer's Agent
Cassea Bear
The Home Company
List Price
$265,000
Sold Price
$257,000
Premium/Discount to List
-$8,000
-3.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.80%
Purchase Details
Listed on
Jun 1, 2017
Closed on
Jul 13, 2017
Sold by
Bought by
Seller's Agent
Robert Coburn
RE/MAX First
Buyer's Agent
Shondell Patterson
Crain Homes
List Price
$179,900
Sold Price
$174,000
Premium/Discount to List
-$5,900
-3.28%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.49%
Original Mortgage
$168,780
Interest Rate
3.94%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 26, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,066
Interest Rate
5.11%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 28, 2004
Sold by
Bought by
Purchase Details
Closed on
Dec 3, 1998
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
7.04%
Purchase Details
Closed on
Aug 15, 1996
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $265,000 | Capital Title | |
| Warranty Deed | $257,000 | Equity Title | |
| Warranty Deed | $174,000 | Partners Title Agency Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $142,500 | Metropolitan Title Company | |
| Deed | -- | -- | |
| Deed | $56,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $260,200 | FHA | |
| Previous Owner | $168,780 | New Conventional | |
| Previous Owner | $133,066 | FHA | |
| Previous Owner | $35,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $265,000 | -4.3% | $199 / Sq Ft | |
| 09/01/2025 09/01/25 | Pending | -- | -- | -- | |
| 07/25/2025 07/25/25 | Price Changed | $277,000 | -3.5% | $208 / Sq Ft | |
| 06/27/2025 06/27/25 | For Sale | $287,000 | +11.7% | $216 / Sq Ft | |
| 10/29/2021 10/29/21 | Sold | $257,000 | -3.0% | $193 / Sq Ft | View Prior Sale |
| 10/17/2021 10/17/21 | Pending | -- | -- | -- | |
| 10/08/2021 10/08/21 | For Sale | $265,000 | +52.3% | $199 / Sq Ft | |
| 07/13/2017 07/13/17 | Sold | $174,000 | -3.3% | $131 / Sq Ft | View Prior Sale |
| 06/11/2017 06/11/17 | Pending | -- | -- | -- | |
| 06/01/2017 06/01/17 | For Sale | $179,900 | -- | $135 / Sq Ft |
Source: Realcomp
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,080 | $162,150 | $0 | $0 |
| 2024 | $9,924 | $158,170 | $0 | $0 |
| 2023 | $9,601 | $147,700 | $0 | $0 |
| 2022 | $9,706 | $132,900 | $0 | $0 |
| 2021 | $6,054 | $128,440 | $0 | $0 |
| 2020 | $5,610 | $114,940 | $0 | $0 |
| 2019 | $5,704 | $106,550 | $0 | $0 |
| 2018 | $5,726 | $100,160 | $0 | $0 |
| 2017 | $3,552 | $84,740 | $0 | $0 |
| 2016 | $3,510 | $80,380 | $0 | $0 |
| 2015 | -- | $73,840 | $0 | $0 |
| 2014 | -- | $64,870 | $0 | $0 |
| 2011 | -- | $58,550 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Matthew Bazner
-
Rich Rubba
Buyer's Agent in 2025
Rich Rubba
Real Estate One
(586) 206-1437
51 Total Sales
-
Shondell Patterson
Seller's Agent in 2021
Shondell Patterson
Crain Homes
(248) 765-0308
62 Total Sales
-
Cassea Bear
Buyer's Agent in 2021
Cassea Bear
The Home Company
(734) 620-1301
148 Total Sales
-
Robert Coburn
Seller's Agent in 2017
Robert Coburn
RE/MAX of Southeast Michigan
(586) 662-4444
226 Total Sales
Map
Source: Realcomp
MLS Number: 20251011747
APN: 25-35-306-050
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IDX provided courtesy of Realcomp II Ltd. via Ten-X and MLS
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IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
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