$329,900
SOLD OCT 31, 2025

643 Willow Oak Terrace Forest, VA 24551

3 Beds
2 Baths
1,986 Sq Ft
0.36 Acres

Recently Sold

$166 Per Sq Ft

3% Above List Price

30 Days on Market

Highlights

  • Wood Burning Stove
  • Fenced Yard
  • Landscaped
  • Workshop
  • Laundry Room
  • Vinyl Plank Flooring

About This Home

As of October 2025

This fully remodeled split-foyer home on a corner lot in the Brookville School District is move-in ready with modern updates inside and out. The brand-new kitchen features quality high end cabinets, quartz countertops, and all-new appliances. Enjoy fresh LVP flooring and updated lighting throughout, plus a bright dining area that opens to a brand new back deck overlooking the yard with mature oak trees. The finished walkout lower level leads to a spacious patio and fenced backyard, perfect for entertaining or relaxing outdoors. A brand-new septic system will be installed prior to closing, giving peace of mind for years to come. Recent updates include: new septic system, kitchen, floors, bathrooms, all new interior doors, all new paint.

Last Agent to Sell the Property

David Evans

Mark A. Dalton & Co., Inc. License #0225268176 Listed on: 08/30/2025

Last Buyer's Agent

Louis Wilburn

Realty ONE Group Leading Edge License #0225262025

Realty ONE Group Leading Edge

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $956

Year Built

  • Built in 1986

Lot Details

  • 0.36 Acre Lot
  • Fenced Yard
  • Landscaped

Home Design

  • Split Foyer
  • Shingle Roof

Interior Spaces

  • 1,986 Sq Ft Home
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Vinyl Plank Flooring
  • Storm Doors

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Attic

  • Attic Floors
  • Attic Access Panel
  • Scuttle Attic Hole

Finished Basement

  • Walk-Out Basement
  • Workshop

Schools

  • Tomahawk Elementary School
  • Brookville Midl Middle School
  • Brookville High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet

Community Details

  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 20S-5-30

Home Details

Home Type

Single Family

Est. Annual Taxes

$956

Year Built

Built in 1986

Lot Details

0

Listing Details

  • Directions: Waterlick Rd to Moss Creek Dr, Left on Willow Oak Terr, Right on White Cypress. Home is on the right at the stop sign.
  • Internet Providers: Comcast/Xfinity
  • Days On Market: No
  • Prop. Type: Residential
  • Year Built: 1986
  • Garage Yn: No
  • Foyer Area: 21.000000
  • Property Sub-Type: Single Family Residence
  • Above Grade Finished Sq Ft: 1986.00
  • Architectural Style: Split Foyer
  • Laundryroom Dim: 0.000 x 0.000
  • Office Dim: 0.000 x 0.000
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement Bathrooms: 2.00
  • Bathrooms Display: 2 (2 0)
  • Broker Approved: Yes
  • Reciprocal Listing: No
  • Has Attic: Access, Floored, Scuttle
  • Has Basement: Finished, Walkout, Workshop
  • Flooring: Vinyl Plank
  • Deck: 16x10.50 Level: Level 2 Above Grade
  • Den: 15x23 Level: Level 1 Above Grade
  • Foyer: 7x3 Level: Level 1 Above Grade
  • Level 1 Full Bathrooms: 1
  • Level 2 Full Bathrooms: 1
  • Interior Amenities: High Speed Data Aval
  • Dining Kitchen: 17.50x11 Level:
  • Laundry: Dryer Connection, Laundry Room, Washer Connections
  • Living Room: 15x13 Level: Level 2 Above Grade
  • Master Bedroom: 11.50x14.50 Level: Level 2 Above Grade
  • Appliances: Dishwasher, Microwave, Range-Elec, Refrigerator
  • Fireplace: 1 Fireplace, Stove Insert, Wood Burning
  • Stories: Multi/Split
  • Third Bedroom: 15x11.50 Level: Level 1 Above Grade
  • Second Bedroom: 9.75x13.10 Level: Level 2 Above Grade
  • Room Bedroom3 Area: 172.500000
  • Room Master Bedroom Area: 166.750000
  • Den Area: 345.000000
  • Room Kitchen Area: 192.500000
  • Room Living Room Area: 195.000000
  • Room Bedroom2 Area: 127.725000
  • MasterBedroomDimensions Dim: 11.500 x 14.500
  • Kitchen Dim: 17.500 x 11.000
  • Sunroom Dim: 0.000 x 0.000
  • Master Bedroom Master Bedroom Width: 14.500

Exterior Features

  • Roof: Shingle
  • New Construction: Completed
  • Exterior Features: Deck, Paved Drive, Fenced Yard, Privacy Fence, Landscaped, Storm Doors, Insulated Glass, Undergrnd Utilities
  • Patio: 40x12 Level: Level 1 Above Grade

Garage/Parking

  • Garage Dim: 0.000 x 0.000

Utilities

  • Utility Electric: AEP/Appalachian Powr
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Heater: Electric
  • Heating: Heat Pump, Wood Stove
  • Water Source: County

Schools

  • Elementary School: Tomahawk Elem
  • High School: Brookville High
  • Middle School: Brookville Midl
  • Junior High Dist: Campbell

Lot Info

  • Acres: 0.3600
  • Lot Size Sq Ft: 15682.00
  • ResoLotSizeUnits: Acres
  • Parcel Number: 20S-5-30

Rental Info

  • Sub Lease: No
  • Sub Lease Expiration Date: 1800-01-01T00:00:00-05:00

Tax Info

  • Estimated Taxes: 956

Multi Family

  • Existing Lease Type: Net

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2025
Closed on
Oct 24, 2025
Sold by
Blackwater Home Solutions Llc
Bought by
St Clair Gilbert Jason
Seller's Agent
David Evans
Mark A. Dalton & Co., Inc.
Buyer's Agent
Louis Wilburn
Realty ONE Group Leading Edge
List Price
$319,900
Sold Price
$329,900
Premium/Discount to List
$10,000
3.13%
Views
66
Current Estimated Value
$325,472

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,428
Avg. Annual Appreciation
-5.47%
Original Mortgage
$340,786
Outstanding Balance
$339,813
Interest Rate
6.26%
Mortgage Type
VA
Estimated Equity
-$14,341

Purchase Details

Closed on
May 20, 2025
Sold by
Campbell Bryant J
Bought by
Blackwater Home Solutions Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,759
Interest Rate
6.83%
Mortgage Type
Construction

Purchase Details

Listed on
May 15, 2019
Closed on
Jul 31, 2019
Sold by
Deloach Matthew A and Deloach Katherine F
Bought by
Campbell Bryant J
Seller's Agent
Bobbie Butler
Ivy Hill Realty Inc.
Buyer's Agent
Robin Lee
Legacy Realty
List Price
$194,500
Sold Price
$189,900
Premium/Discount to List
-$4,600
-2.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.70%
Original Mortgage
$186,459
Interest Rate
3.7%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 14, 2012
Closed on
Jun 3, 2013
Sold by
Holofchak James
Bought by
Deloach Matthew A
Seller's Agent
ANGELA D SMITH
NextHome TwoFourFive
Buyer's Agent
Bobbie Butler
Ivy Hill Realty Inc.
List Price
$189,900
Sold Price
$184,900
Premium/Discount to List
-$5,000
-2.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.44%
Original Mortgage
$188,673
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2008
Sold by
Falls Christopher J
Bought by
Holofchak James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,470
Interest Rate
5.76%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $329,900 Westcor Title Insurance Co
Deed $215,000 None Listed On Document
Warranty Deed $189,900 Advantage Title & Closing
Warranty Deed $184,900 --
Warranty Deed $170,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $340,786 VA
Previous Owner $227,759 Construction
Previous Owner $186,459 FHA
Previous Owner $188,673 New Conventional
Previous Owner $173,470 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2025 10/31/25 Sold $329,900 +3.1% $166 / Sq Ft
09/29/2025 09/29/25 Pending -- -- --
08/30/2025 08/30/25 For Sale $319,900 +68.5% $161 / Sq Ft
08/14/2019 08/14/19 Sold $189,900 -2.4% $96 / Sq Ft View Prior Sale
07/03/2019 07/03/19 Pending -- -- --
05/15/2019 05/15/19 For Sale $194,500 +5.2% $98 / Sq Ft
07/25/2013 07/25/13 Sold $184,900 -2.6% $93 / Sq Ft View Prior Sale
06/17/2013 06/17/13 Pending -- -- --
11/14/2012 11/14/12 For Sale $189,900 -- $96 / Sq Ft
Source: Lynchburg Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $954 $212,000 $40,000 $172,000
2024 $954 $212,000 $40,000 $172,000
2023 $954 $212,000 $40,000 $172,000
2022 $867 $166,700 $28,000 $138,700
2021 $867 $166,700 $28,000 $138,700
2020 $867 $166,700 $28,000 $138,700
2019 $867 $166,700 $28,000 $138,700
2018 $899 $172,900 $25,000 $147,900
2017 $899 $172,900 $25,000 $147,900
2016 $899 $172,900 $25,000 $147,900
2015 -- $172,900 $25,000 $147,900
2014 -- $161,200 $25,000 $136,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lynchburg Association of REALTORS®

MLS Number: 361595

APN: 20S-5-30