$259,000
$5K PRICE DROP

644 E Ocean Rd Holly Ridge, NC 28445

Estimated payment $1,462/month

Total Views 20,404
2 Beds
2 Baths
905 Sq Ft
$286 Price per Sq Ft

Highlights

  • Deck
  • Attic
  • Covered Patio or Porch
  • Coastal Elementary Rated 10
  • No HOA
  • Fenced Yard

About This Home

2-Bed Coastal Cottage Near Topsail Beaches & Camp Lejeune Back Gate Looking for an easy beach home near Holly Ridge with quick access to the coast and base? 644 E Ocean Rd is a 2-bedroom, 2-bath cottage built in 2010 with 910 heated square feet and updates throughout. It's close to Topsail Beaches, Surf City, Wilmington, and the back gate of Camp Lejeune. This coastal-style home offers simple, one-level living. Morning light fills the main living area, making it feel bright and calm. The open layout connects the kitchen and living room, great for quiet nights or hosting friends after a beach day. Both bedrooms have nearby full baths, giving privacy for guests or family. Enjoy a low-maintenance yard and no long commute to shopping, schools, or Hwy 17. Whether you want a primary home, beach getaway, or rental investment, this Holly Ridge property fits coastal living.

Listing Agent

Paige Ferrin

Brass Lantern Realty License #308886 Listed on: 02/06/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,371

Year Built

  • Built in 2010

Lot Details

  • 7,405 Sq Ft Lot
  • Property fronts a state road
  • Fenced Yard
  • Wood Fence
  • Property is zoned R-15A

Home Design

  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 905 Sq Ft Home
  • 1-Story Property
  • Furnished or left unfurnished upon request
  • Ceiling Fan
  • Thermal Windows
  • Blinds
  • Living Room
  • Dining Area
  • Fire and Smoke Detector
  • Laundry closet
  • Attic

Kitchen

  • Electric Oven
  • Built-In Microwave

Flooring

  • Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Walk-in Shower

Parking

  • 3 Car Detached Garage
  • Shared Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Coastal Elementary School
  • Dixon Middle School
  • Dixon High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 734b-17

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,371

Year Built

Built in 2010

Lot Details

7,405 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Secondary Subdivision: N/A
  • Year Built: 2010
  • Property Sub Type: Single Family Residence
  • Appliances: Electric Oven, Built-In Microwave
  • Original List Price: 259000.00
  • Accessibility Features: None
  • Unit Levels: One
  • Living Area: 905.00
  • Is New Construction?: No
  • Island Or Mainland: Mainland
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: No
  • Remarks Written By Agent Y N: Yes
  • List Price Per Sqft: 286.19
  • Special Features: None

Interior Features

  • Basement: None
  • Flooring: LVT/LVP, Tile
  • Interior Amenities: Walk-in Closet(s), Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
  • Master Bedroom Level: Primary Living Area
  • Furnished: Unfurnished
  • Laundry Features: Laundry Closet
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Total Bedrooms: 6
  • Room Types: Master Bedroom, Bedroom 2, Living Room, Dining Area, Bathroom 2, Bathroom 1
  • Window Features: Thermal Windows
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 2.00
  • Attic Features: Access Only
  • Living Area Range: 800 - 999

Exterior Features

  • Exterior Features: None
  • Exterior Finish: Vinyl Siding
  • Fencing: Privacy, Back Yard, Wood
  • Roof: Composition
  • Road Frontage Type: See Remarks
  • Pool Features: None
  • Road Frontage Type: City Street, State Road
  • Waterfront Features: None
  • Waterfront?: No
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Porch

Garage/Parking

  • Has Attached Garage?: No
  • Has Attached Garage?: Yes
  • Parking Features: Shared Driveway, Paved
  • Total Parking Spaces: 3.00
  • Detached Garage Spaces: 3.00

Utilities

  • Utilities: Other
  • Water Heater: Electric
  • Heating System Fuel Source: Electric
  • Trash Collection: Private Service
  • Water Source: Public
  • Security Features: Smoke Detector(s)
  • Cooling: Heat Pump
  • Heating: Heat Pump, Electric
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank

Condo/Co-op/Association

  • Association Amenities: None
  • Has H O A?: No

Schools

  • Elementary School: Coastal Elementary
  • High School: Dixon
  • Junior High Dist: Onslow
  • Middle Or Junior School: Dixon

Lot Info

  • Deed Book: 5787
  • Deed Page: 4446.00
  • Zoning: R-15A
  • Lot Size Acres: 0.17
  • Lot Size: irr
  • Lot Size Sq Ft: 7405.00
  • Parcel#: 734b-17
  • Cobra Zone Y N: No
  • Federal Flood Insurance Available Y N: No
  • Permitted Use: Public

Tax Info

  • Tax Year: 2025
  • Tax Book Number: 55/M559
  • Tax Map Number: 205
  • Tax Other Assessment Amount Frequency: none
  • Tax Amount: 1371.06

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,371 $137,795 $16,830 $120,965
2024 $1,371 $137,795 $16,830 $120,965
2023 $1,371 $137,795 $16,830 $120,965
2022 $1,385 $137,795 $16,830 $120,965
2021 $1,056 $96,440 $16,830 $79,610
2020 $1,056 $96,440 $16,830 $79,610
2019 $1,061 $96,440 $16,830 $79,610
2018 $1,070 $96,440 $16,830 $79,610
2017 $1,123 $103,010 $17,170 $85,840
2016 $1,123 $103,010 $0 $0
2015 $1,123 $103,010 $0 $0
2014 $1,123 $103,010 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2026 02/26/26 Price Changed $259,000 -0.3% $286 / Sq Ft
02/06/2026 02/06/26 Price Changed $259,858 -1.5% $287 / Sq Ft
12/10/2025 12/10/25 For Sale $263,858 0.0% $292 / Sq Ft
08/13/2025 08/13/25 Rented $1,750 0.0% --
07/28/2025 07/28/25 For Rent $1,750 -- --
Source: Hive MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $135,000 None Available
Warranty Deed $37,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $137,755 New Conventional
Previous Owner $37,000 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Paige Ferrin

Brass Lantern Realty

(910) 994-3692

Section Image

After calling ten states and two foreign countries home—and spending more than thirty years moving wherever the Marine Corps and Navy needed me, including five memorable years as an expat in the Republic of Panama—I’ve gained a deep appreciation for community, good neighbors, and the occasional borrowed cup of sugar. Those many moves didn’t just shape where I’ve lived; they shaped how I approach real estate and the people I serve.

Each relocation taught me valuable lessons that guide my

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Source: Hive MLS

MLS Number: 100544828

Hive MLS

APN: 001873

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