644 E Ocean Rd Holly Ridge, NC 28445
Estimated payment $1,462/month
Highlights
- Deck
- Attic
- Covered Patio or Porch
- Coastal Elementary Rated 10
- No HOA
- Fenced Yard
About This Home
2-Bed Coastal Cottage Near Topsail Beaches & Camp Lejeune Back Gate Looking for an easy beach home near Holly Ridge with quick access to the coast and base? 644 E Ocean Rd is a 2-bedroom, 2-bath cottage built in 2010 with 910 heated square feet and updates throughout. It's close to Topsail Beaches, Surf City, Wilmington, and the back gate of Camp Lejeune. This coastal-style home offers simple, one-level living. Morning light fills the main living area, making it feel bright and calm. The open layout connects the kitchen and living room, great for quiet nights or hosting friends after a beach day. Both bedrooms have nearby full baths, giving privacy for guests or family. Enjoy a low-maintenance yard and no long commute to shopping, schools, or Hwy 17. Whether you want a primary home, beach getaway, or rental investment, this Holly Ridge property fits coastal living.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,371
Year Built
- Built in 2010
Lot Details
- 7,405 Sq Ft Lot
- Property fronts a state road
- Fenced Yard
- Wood Fence
- Property is zoned R-15A
Home Design
- Block Foundation
- Composition Roof
- Vinyl Siding
Interior Spaces
- 905 Sq Ft Home
- 1-Story Property
- Furnished or left unfurnished upon request
- Ceiling Fan
- Thermal Windows
- Blinds
- Living Room
- Dining Area
- Fire and Smoke Detector
- Laundry closet
- Attic
Kitchen
- Electric Oven
- Built-In Microwave
Flooring
- Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Walk-in Shower
Parking
- 3 Car Detached Garage
- Shared Driveway
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Coastal Elementary School
- Dixon Middle School
- Dixon High School
Utilities
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 734b-17
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,371 | $137,795 | $16,830 | $120,965 |
| 2024 | $1,371 | $137,795 | $16,830 | $120,965 |
| 2023 | $1,371 | $137,795 | $16,830 | $120,965 |
| 2022 | $1,385 | $137,795 | $16,830 | $120,965 |
| 2021 | $1,056 | $96,440 | $16,830 | $79,610 |
| 2020 | $1,056 | $96,440 | $16,830 | $79,610 |
| 2019 | $1,061 | $96,440 | $16,830 | $79,610 |
| 2018 | $1,070 | $96,440 | $16,830 | $79,610 |
| 2017 | $1,123 | $103,010 | $17,170 | $85,840 |
| 2016 | $1,123 | $103,010 | $0 | $0 |
| 2015 | $1,123 | $103,010 | $0 | $0 |
| 2014 | $1,123 | $103,010 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/26/2026 02/26/26 | Price Changed | $259,000 | -0.3% | $286 / Sq Ft |
| 02/06/2026 02/06/26 | Price Changed | $259,858 | -1.5% | $287 / Sq Ft |
| 12/10/2025 12/10/25 | For Sale | $263,858 | 0.0% | $292 / Sq Ft |
| 08/13/2025 08/13/25 | Rented | $1,750 | 0.0% | -- |
| 07/28/2025 07/28/25 | For Rent | $1,750 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $135,000 | None Available | |
| Warranty Deed | $37,000 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $137,755 | New Conventional | |
| Previous Owner | $37,000 | Purchase Money Mortgage |
About the Listing Agent
After calling ten states and two foreign countries home—and spending more than thirty years moving wherever the Marine Corps and Navy needed me, including five memorable years as an expat in the Republic of Panama—I’ve gained a deep appreciation for community, good neighbors, and the occasional borrowed cup of sugar. Those many moves didn’t just shape where I’ve lived; they shaped how I approach real estate and the people I serve.
Each relocation taught me valuable lessons that guide my
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Ask me questions while you tour the home.