NOT LISTED FOR SALE

644 Highland Dr Elburn, IL 60119

Estimated Value: $387,000 - $457,298

4 Beds
3.5 Baths
2,096 Sq Ft
$207/Sq Ft Est. Value

Last Sold October 13, 2022

Last sale price $405,000 $193 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,100/month

19 Days on Market

Highlights

  • Access To Lake
  • Landscaped Professionally
  • Community Lake
  • Waterfront
  • Mature Trees
  • Deck

About This Home

As of October 2022

IMPECCABLE! TUCKED ON ONE OF THE BEST LOTS IN PRAIRIE VALLEY - BACKING THE POND AND WITH GREENSPACE NEXT DOOR! STUNNING 2 STORY - 4 BEDROOM/3.5 BATH (WITH 1ST FLOOR BED & FULL BATH) PLUS FINISHED WALKOUT BASEMENT!! BRIGHT, BREEZY AND BEAUTIFUL INSIDE AND OUT! FEATURING CHEERY EAT IN KITCHEN WITH GRANITE TOPS, WHITE CABINETRY AND HIGH-END SS APPLIANCES, RECESSED LIGHTING, BREAKFAST BAR, LARGE DINETTE AREA AND MORE! GORGEOUS FLOWING FLOORPLAN - OPENS DIRECTLY TO SUNFILLED FAMILY ROOM WITH VAULTED CEILINGS, HARDWOOD FLOORS, CUSTOM FIREPLACE... AND BREATHTAKING VIEWS FROM EVERY WINDOW! LOVELY FORMAL DINING ROOM WITH CHAIR RAIL AND CROWN MOULDING - PLUS 1ST FLOOR BEDROOM WITH ADJACENT FULL BATHROOM - AND CONVENIENT MAIN FLOOR LAUNDRY TOO! UPSTAIRS BOASTS LARGE PRIMARY SUITE WITH WALK IN CLOSET AND FULL LUXURY BATH! 2 ADDITINAL GENEROUS BEDROOMS AND UPDATED GUEST BATH... JUST WAIT UNTIL YOU SEE THE FINISHED WALK-OUT WITH GREAT REC ROOM AREA (PLUS SEP AREA CURRENTLY USED AS A SALON) HALF BATH AND FANTASTIC STORAGE! THE FAMILY FUN EXTENDS TO THE OUTDOORS - AN UNBELIEVABLE FULLY FENCED YARD WITH CUSTOM EXTENDED BALCONY DECK WITH PERGOLA AND HUGE LOWER LEVEL PAVER PATIO WITH FIREPIT AND SEATING! THE PEACE AND TRANQUILITY OF WATER VIEWS FROM EVERY ANGLE... EVENINGS OUTDOORS WILL TRANSFORM YOUR SPIRIT! SO MUCH TO LOVE HERE AND MORE GOOD "NEWS" - NEWER FENCE, ROOF, FURNACE, PAINT ETC... HURRY - THIS IS A HEART-STEALER AND THE ONE YOU'VE BEEN WAITING FOR!

Last Agent to Sell the Property

Melissa Garcia

Legacy Properties License #475133418 Listed on: 08/31/2022

Last Buyer's Agent

Paula Schatz

Realty Executives Premier Illinois License #475140304

Realty Executives Premier Illinois

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,964

Year Built

  • Built in 1996

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 76x135.86x77.63x126
  • Waterfront
  • Fenced Yard
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,096 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Recreation Room
  • Bonus Room
  • Storage Room
  • Wood Flooring
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Access To Lake
  • Tideland Water Rights
  • Deck
  • Brick Porch or Patio
  • Fire Pit
  • Pergola

Location

  • Property is near a park

Schools

  • John Stewart Elementary School
  • Harter Middle School
  • Kaneland High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • Prairie Highlands Subdivision
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,964

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Prairie Highlands
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water Softener
  • Basement: Full, Walkout
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Bedroom, In-Law Arrangement, First Floor Laundry, First Floor Full Bath, Walk-In Closet(s), Granite Counters
  • LivingArea: 2096
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Bonus Room, Recreation Room, Storage
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2096
  • Basement Description: Finished,Exterior Access
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 1288
  • Fireplace Location: Family Room
  • Total Sq Ft: 1288
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Brick Paver Patio, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 419900
  • Lot Features: Fenced Yard, Landscaped, Water View, Mature Trees, Lake Access
  • OtherStructures: Pergola
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Lake, Water Rights, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: John Stewart Elementary School
  • High School: Kaneland High School
  • Middle/Junior School: Harter Middle School
  • Middle/Junior School District: 302

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 76X135.86X77.63X126
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 7964.32
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2022
Closed on
Oct 12, 2022
Sold by
Jorgensen Douglas E and Jorgensen Jeanette L
Bought by
Schramer Michael A and Schramer Aubrie D
Seller's Agent
Melissa Garcia
Legacy Properties
Buyer's Agent
Paula Schatz
Realty Executives Premier Illinois
List Price
$419,900
Sold Price
$405,000
Premium/Discount to List
-$14,900
-3.55%
Current Estimated Value
$433,575

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,575
Avg. Annual Appreciation
2.42%
Original Mortgage
$397,664
Outstanding Balance
$382,859
Interest Rate
5.75%
Mortgage Type
FHA
Estimated Equity
$50,716

Purchase Details

Closed on
Jul 27, 2004
Sold by
Sirva Relocation Llc
Bought by
Jorgensen Douglas E and Jorgensen Jeanette L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$415,000
Interest Rate
6.35%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 11, 2004
Sold by
Bricker Thomas R and Bricker Michaelyn A
Bought by
Sirva Relocation Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$415,000
Interest Rate
6.35%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 27, 2003
Sold by
Roberts Jon P and Roberts Patricia S
Bought by
Bricker Thomas R and Bricker Michaelyn A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
5.3%
Mortgage Type
Balloon

Purchase Details

Closed on
Mar 28, 2002
Sold by
Hasselbring Patricia S
Bought by
Hasselbring Patricia S and Roberts Jon P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
6.87%

Purchase Details

Closed on
Jul 6, 2000
Sold by
Ginsberg David A and Ginsberg Mary Shawn
Bought by
Hasselbring Patricia S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
8.31%

Purchase Details

Closed on
Jan 4, 1996
Sold by
Baldridge & Graham Builders
Bought by
Ginsberg David A and Ginsberg Mary Shawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
7.41%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schramer Michael A $405,000 Chicago Title
Jorgensen Douglas E $308,000 --
Sirva Relocation Llc $308,000 --
Bricker Thomas R $285,000 Chicago Title Insurance Co
Hasselbring Patricia S -- First American Title
Hasselbring Patricia S $254,500 First American Title Ins Co
Ginsberg David A $203,500 Fox Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schramer Michael A $397,664
Previous Owner Jorgensen Douglas E $137,000
Previous Owner Jorgensen Douglas E $181,000
Previous Owner Jorgensen Douglas E $415,000
Previous Owner Jorgensen Douglas E $181,000
Previous Owner Bricker Thomas R $228,000
Previous Owner Hasselbring Patricia S $215,000
Previous Owner Hasselbring Patricia S $58,000
Previous Owner Hasselbring Patricia S $25,000
Previous Owner Hasselbring Patricia S $50,000
Previous Owner Ginsberg David A $165,000
Closed Bricker Thomas R $14,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/13/2022 10/13/22 Sold $405,000 -3.5% $193 / Sq Ft
08/31/2022 08/31/22 For Sale $419,900 -- $200 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,841 $132,064 $24,365 $107,699
2023 $8,600 $118,073 $21,784 $96,289
2022 $8,307 $88,570 $19,849 $68,721
2021 $7,964 $83,627 $18,741 $64,886
2020 $7,903 $82,423 $18,471 $63,952
2019 $7,897 $81,213 $18,200 $63,013
2018 $8,021 $81,213 $18,200 $63,013
2017 $7,974 $80,021 $17,933 $62,088
2016 $7,972 $78,001 $17,480 $60,521
2015 -- $75,847 $16,997 $58,850
2014 -- $77,010 $17,258 $59,752
2013 -- $78,302 $17,548 $60,754
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11618366

Midwest Real Estate Data (MRED)

APN: 08-32-377-010