NOT LISTED FOR SALE

644 Laurel St Elgin, IL 60120

Bluff City Neighborhood

Estimated Value: $225,000 - $289,000

3 Beds
1 Bath
942 Sq Ft
$276/Sq Ft Est. Value

Sale Details

Date Sold: January 28, 2021

Last sale price $190,000 $202 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $1,774 / mo

9 Days on Market

Highlights

  • Recreation Room
  • Porch
  • Breakfast Bar
  • Ranch Style House
  • Attached Garage
  • Patio

About This Home

As of January 2021

come & check this charming & cozy 1 story 3 bedroom home in Elgin with covered front porch. Lots of storage in the full finished basement, family or rec room for additional living space. New A/C & Furnace. Attached 1 car garage, fence back yard, updated kitchen with newer appliance.

Last Agent to Sell the Property

Esther Zamudio

Zamudio Realty Group License #471021065 Listed on: 12/05/2020

Co-Listed By

Juan Carlos Dominguez

Zamudio Realty Group License #475143293

Last Buyer's Agent

Sandra Reyes

HomeSmart Connect License #475182732

HomeSmart Connect

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built | Renovated

  • 1959 | 2019

Lot Details

  • 7,841

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • Recreation Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Year Built | Renovated

1959 | 2019

Lot Details

7,841 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Recent Rehab: Yes
  • Age: 61-70 Years
  • Full Bathrooms: 1
  • Ownership: Fee Simple
  • Rehab Year: 2019
  • Total Full or Half Bathrooms: 1
  • Total Sq Ft: 942
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 1959
  • Total Sq Ft: 1884
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1959
  • Year Renovated: 2019

Interior Features

  • Number Of Rooms: 7
  • Living Room: Dimensions: 12X11, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Appliances: Oven/Range, Microwave, Refrigerator
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 10X10, On Level: Basement, Flooring: Ceramic Tile, Windows: None
  • Dining Room: Dimensions: COMBO, On Level: Main Level
  • Kitchen Type: Dimensions: 14X11, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Recreation Room
  • Master Bedroom: Dimensions: 12X12, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Additional Room 1 Name: Recreation Rm, Dimensions: 15X15, On Level: Basement, Flooring: Ceramic Tile, Windows: None
  • Bedroom 2: Dimensions: 12X10, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Bedroom 3: Dimensions: 12X12, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Estimated Sq Ft: 942
  • Estimated Total Finished Sq Ft: 1884
  • Basement Sq Ft: 942
  • Basement Finished Sq Ft: 942
  • Upper Level Sq Ft: 942
  • Dining Room Type: L-shaped

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Porch
  • Acreage: 0.1873

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 60 X 132
  • Parcel Identification Number: 0613429038

Tax Info

  • Taxes: 3635.48

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 5, 2020
Closed on
Jan 27, 2021
Sold by
Ochoa Salvador and Magana Delfina
Bought by
Seller's Agent
Esther Zamudio
Zamudio Realty Group
Buyer's Agent
Sandra Reyes
HomeSmart Connect
List Price
$194,900
Sold Price
$190,000
Premium/Discount to List
-$4,900
-2.51%
Current Estimated Value
$259,970

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,970
Avg. Annual Appreciation
5.72%
Original Mortgage
$180,500
Interest Rate
3.12%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 30, 2015
Closed on
Feb 24, 2016
Sold by
Secretary Of Housing & Urban Development
Bought by
Ochoa Salvador and Magana Delphina
Seller's Agent
Joseph Mueller
Tanis Group Realty
Buyer's Agent
Juan Carlos Dominguez
Zamudio Realty Group
List Price
$50,000
Sold Price
$69,500
Premium/Discount to List
$19,500
39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.53%

Purchase Details

Closed on
Aug 27, 2014
Sold by
Cardenas Marciano Avila
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Apr 26, 1999
Sold by
Rodriguez Sergio and Rodriguez Yanet
Bought by
Cardenas Marciano Avila

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,160
Interest Rate
7.04%
Mortgage Type
FHA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Bluff City, IL

  • Ruslana Pentek Real Estate Agent - Leader Realty, Inc.

    Ruslana Pentek

    Leader Realty, Inc.

    (888) 691-5909

    65 Total Sales

    1 in Bluff City

    $220,000 Price

    Ruslana Pentek
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  • Vasanti Bhatt Real Estate Agent - Home 4 U Realty, Inc.

    Vasanti Bhatt

    Home 4 U Realty, Inc.

    (847) 610-6674

    74 Total Sales

    1 in Bluff City

    $227,500 Price

    Vasanti Bhatt
     Section Image
  • Valentyna Artamonova Real Estate Agent - KOMAR

    Valentyna Artamonova

    Responds Quickly

    KOMAR

    (224) 706-1266

    41 Total Sales

    1 in Bluff City

    $239,900 Price

    Valentyna Artamonova
     Section Image
  • Roberto Morales-Corona Real Estate Agent - Coldwell Banker Realty

    Roberto Morales-Corona

    Responds Quickly

    Coldwell Banker Realty

    (224) 427-6956

    66 Total Sales

    1 in Bluff City

    $280,000 Price

    Roberto Morales-Corona
     Section Image
  • Agata Kusak Real Estate Agent - Keller Williams Inspire

    Agata Kusak

    Keller Williams Inspire

    (224) 328-3559

    71 Total Sales

    1 in Bluff City

    $250,000 Price

    Agata Kusak
     Section Image
  • Valarie Werderitch Real Estate Agent - Berkshire Hathaway HomeServices Starck Real Estate

    Valarie Werderitch

    Berkshire Hathaway HomeServices Starck Real Estate

    (815) 923-3252

    235 Total Sales

    1 in Bluff City

    $260,000 Price

    Valarie Werderitch
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$190,000 Fidelity National Title
Ochoa Salvador -- Fidelity National Title
Secretary Of Housing & Urban Development $27,720 Attorney
Cardenas Marciano Avila $99,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $180,500
Previous Owner Cardenas Marciano Avila $133,292
Previous Owner Cardenas Marciano Avila $42,000
Previous Owner Cardenas Marciano Avila $25,000
Previous Owner Cardenas Marciano Avila $123,708
Previous Owner Cardenas Marciano Avila $129,000
Previous Owner Cardenas Marciano Avila $127,200
Previous Owner Cardenas Marciano Avila $13,050
Previous Owner Cardenas Marciano Avila $98,160
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/28/2021 01/28/21 Sold $190,000 -2.5% $202 / Sq Ft
12/14/2020 12/14/20 Pending -- -- --
12/05/2020 12/05/20 For Sale $194,900 +180.4% $207 / Sq Ft
02/19/2016 02/19/16 Sold $69,500 -- $74 / Sq Ft View Prior Sale
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,993 $60,341 $11,219 $49,122
2024 $3,993 $55,578 $10,333 $45,245
2023 $3,598 $50,210 $9,335 $40,875
2022 $3,450 $45,783 $8,512 $37,271
2021 $3,819 $42,804 $7,958 $34,846
2020 $3,727 $40,863 $7,597 $33,266
2019 $3,635 $38,925 $7,237 $31,688
2018 $3,221 $32,576 $6,818 $25,758
2017 $3,167 $30,796 $6,445 $24,351
2016 $3,047 $28,570 $5,979 $22,591
2015 -- $26,187 $5,480 $20,707
2014 -- $25,863 $5,412 $20,451
2013 -- $30,249 $5,555 $24,694
Source: Public Records

Agents Affiliated with this Home

  • Esther Zamudio Real Estate Agent - Zamudio Realty Group

    Seller's Agent in 2021

    Esther Zamudio

    Zamudio Realty Group

    (847) 508-7500

    16 in this area

    578 Total Sales

    Esther Zamudio
    Section Image
  • Juan Carlos Dominguez Real Estate Agent - Zamudio Realty Group

    Seller Co-Listing Agent in 2021

    Juan Carlos Dominguez

    Zamudio Realty Group

    (847) 514-9869

    2 in this area

    68 Total Sales

    Juan Carlos Dominguez
    Section Image

  • SR

    Buyer's Agent in 2021

    Sandra Reyes

    HomeSmart Connect

    (815) 977-0608

    1 in this area

    28 Total Sales

    Sandra Reyes
    Section Image
  • Joseph Mueller Real Estate Agent - Tanis Group Realty

    Seller's Agent in 2016

    Joseph Mueller

    Tanis Group Realty

    (847) 514-4506

    76 Total Sales

    Joseph Mueller
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10947569

Midwest Real Estate Data (MRED)

APN: 06-13-429-038

Illinois Kane County Elgin 60120 Bluff City

644 Laurel St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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