176 S Channing St Elgin, IL 60120
Gifford Park NeighborhoodEstimated payment $3,065/month
Highlights
- Wood Flooring
- Porch
- Living Room
- Bonus Room
- 2 Car Attached Garage
- Laundry Room
About This Home
Welcome Home to 176 S. Channing, a beautifully maintained 4-bedroom home offering generous living space, valuable updates, and low-maintenance living in a convenient Elgin location. Built in 2006 the home feels bright, welcoming, and truly move-in ready. The thoughtfully designed main level provides comfortable spaces for everyday living and entertaining. The spacious kitchen features abundant cabinetry, modern appliances, and a cozy dining area perfect for casual meals. All four bedrooms are generously sized, offering flexibility for sleeping, a home office, or additional hobby space. The fully finished basement expands the possibilities even further. Create the ultimate recreation room, home theater, fitness area, playroom, or comfortable guest retreat-the choice is yours. Outside, the minimal-maintenance yard means less time spent on upkeep and more time enjoying your home. The HOA also provides access to approximately three acres of shared green space, offering the benefits of additional outdoor space without the added maintenance. Important improvements include a new roof in 2023, radon mitigation system installed in 2024, and new air conditioning in June 2026. Solar panels provide an additional energy-efficient feature, and the seller will consider satisfying the solar lien in full at closing with an acceptable offer. Conveniently located near shopping, dining, and everyday amenities, this inviting home combines space, comfort, and convenience. Don't miss the opportunity to make it yours!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,593
Year Built
- Built in 2006
HOA Fees
- $50 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,714 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Bonus Room
- Play Room
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Gas Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Channing Memorial Elementary Sch
- Ellis Middle School
- Elgin High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- The river is a source of water for the property
Additional Features
- Porch
- Lot Dimensions are 38x116x43x97
Community Details
- Association fees include insurance, lawn care, snow removal
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,593 | $120,639 | $16,457 | $104,182 |
| 2024 | $8,593 | $111,116 | $15,158 | $95,958 |
| 2023 | $7,875 | $100,385 | $13,694 | $86,691 |
| 2022 | $7,417 | $91,534 | $12,487 | $79,047 |
| 2021 | $7,100 | $85,577 | $11,674 | $73,903 |
| 2020 | $6,904 | $81,697 | $11,145 | $70,552 |
| 2019 | $6,708 | $77,821 | $10,616 | $67,205 |
| 2018 | $5,798 | $64,642 | $10,001 | $54,641 |
| 2017 | $5,668 | $61,110 | $9,455 | $51,655 |
| 2016 | $5,407 | $56,694 | $8,772 | $47,922 |
| 2015 | -- | $51,965 | $8,040 | $43,925 |
| 2014 | -- | $51,324 | $7,941 | $43,383 |
| 2013 | -- | $60,535 | $8,150 | $52,385 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/22/2026 08/22/26 | For Sale | $419,000 | +18.0% | $154 / Sq Ft | |
| 06/27/2024 06/27/24 | Sold | $355,000 | 0.0% | $131 / Sq Ft | View Prior Sale |
| 06/06/2024 06/06/24 | Pending | -- | -- | -- | |
| 06/05/2024 06/05/24 | Price Changed | $354,900 | -1.4% | $131 / Sq Ft | |
| 05/29/2024 05/29/24 | For Sale | $359,900 | 0.0% | $133 / Sq Ft | |
| 05/23/2024 05/23/24 | Pending | -- | -- | -- | |
| 05/20/2024 05/20/24 | Price Changed | $359,900 | -2.7% | $133 / Sq Ft | |
| 05/08/2024 05/08/24 | For Sale | $369,900 | -- | $136 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $355,000 | None Listed On Document | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $299,000 | Chicago Title Insurance Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $344,350 | New Conventional | |
| Previous Owner | $260,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Commercial | |
| Previous Owner | $130,000 | New Conventional | |
| Previous Owner | $190,000 | New Conventional | |
| Previous Owner | $190,000 | New Conventional | |
| Previous Owner | $197,000 | Unknown | |
| Previous Owner | $200,000 | Purchase Money Mortgage | |
| Previous Owner | $30,000 | Unknown | |
| Previous Owner | $170,000 | Construction |
About the Listing Agent
Sell and Buy Your Home with an Experienced Northern Illinois REALTOR®
Thinking about selling your home in Northern Illinois or the greater Chicagoland area? Robin McGinn of RE/MAX IMPACT will help maximize your property’s online visibility, reach qualified buyers, and position your home to stand out in today’s real estate market.
Selling a home requires more than simply placing it on the MLS. Robin provides strategic pricing guidance, professional marketing, clear communication,
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Ask me questions while you tour the home.