$419,000

Estimated payment $3,065/month

4 Beds
3.5 Baths
2,714 Sq Ft
$154 Price per Sq Ft

Highlights

  • Wood Flooring
  • Porch
  • Living Room
  • Bonus Room
  • 2 Car Attached Garage
  • Laundry Room

About This Home

Welcome Home to 176 S. Channing, a beautifully maintained 4-bedroom home offering generous living space, valuable updates, and low-maintenance living in a convenient Elgin location. Built in 2006 the home feels bright, welcoming, and truly move-in ready. The thoughtfully designed main level provides comfortable spaces for everyday living and entertaining. The spacious kitchen features abundant cabinetry, modern appliances, and a cozy dining area perfect for casual meals. All four bedrooms are generously sized, offering flexibility for sleeping, a home office, or additional hobby space. The fully finished basement expands the possibilities even further. Create the ultimate recreation room, home theater, fitness area, playroom, or comfortable guest retreat-the choice is yours. Outside, the minimal-maintenance yard means less time spent on upkeep and more time enjoying your home. The HOA also provides access to approximately three acres of shared green space, offering the benefits of additional outdoor space without the added maintenance. Important improvements include a new roof in 2023, radon mitigation system installed in 2024, and new air conditioning in June 2026. Solar panels provide an additional energy-efficient feature, and the seller will consider satisfying the solar lien in full at closing with an acceptable offer. Conveniently located near shopping, dining, and everyday amenities, this inviting home combines space, comfort, and convenience. Don't miss the opportunity to make it yours!

Listing Agent

Robin McGinn

RE/MAX IMPACT License #471009129 Listed on: 08/22/2026

RE/MAX IMPACT

Co-Listing Agent

Jeffrey McGinn

RE/MAX IMPACT License #475126734

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,593

Year Built

  • Built in 2006

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Driveway

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,714 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room
  • Play Room

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Channing Memorial Elementary Sch
  • Ellis Middle School
  • Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • The river is a source of water for the property

Additional Features

  • Porch
  • Lot Dimensions are 38x116x43x97

Community Details

  • Association fees include insurance, lawn care, snow removal

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,593

Year Built

Built in 2006

Lot Details

0 Sq Ft Lot

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), High Ceilings
  • LivingArea: 2714
  • Other Equipment: Ceiling Fan(s), Radon Mitigation System, Security Cameras
  • Room Type: Pantry, Office, Walk In Closet
  • Window Features: Double Pane Windows, Some Tilt-In Windows
  • Estimated Total Finished Sq Ft: 3300
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 3300
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Other
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Photovoltaics Seller Owned, Photovoltaics Third-Party Owned
  • Heating: Natural Gas
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit
  • Water Source: River

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Insurance, Lawn Care, Snow Removal

Schools

  • Elementary School: Channing Memorial Elementary Sch
  • High School: Elgin High School
  • Middle/Junior School: Ellis Middle School

Green Features

  • GreenEnergyEfficient: Photovoltaic/Solar System

Lot Info

  • Lot Dimensions: 38X116X43X97
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 17

Tax Info

  • Tax Annual Amount: 8593
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,593 $120,639 $16,457 $104,182
2024 $8,593 $111,116 $15,158 $95,958
2023 $7,875 $100,385 $13,694 $86,691
2022 $7,417 $91,534 $12,487 $79,047
2021 $7,100 $85,577 $11,674 $73,903
2020 $6,904 $81,697 $11,145 $70,552
2019 $6,708 $77,821 $10,616 $67,205
2018 $5,798 $64,642 $10,001 $54,641
2017 $5,668 $61,110 $9,455 $51,655
2016 $5,407 $56,694 $8,772 $47,922
2015 -- $51,965 $8,040 $43,925
2014 -- $51,324 $7,941 $43,383
2013 -- $60,535 $8,150 $52,385
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/22/2026 08/22/26 For Sale $419,000 +18.0% $154 / Sq Ft
06/27/2024 06/27/24 Sold $355,000 0.0% $131 / Sq Ft View Prior Sale
06/06/2024 06/06/24 Pending -- -- --
06/05/2024 06/05/24 Price Changed $354,900 -1.4% $131 / Sq Ft
05/29/2024 05/29/24 For Sale $359,900 0.0% $133 / Sq Ft
05/23/2024 05/23/24 Pending -- -- --
05/20/2024 05/20/24 Price Changed $359,900 -2.7% $133 / Sq Ft
05/08/2024 05/08/24 For Sale $369,900 -- $136 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $355,000 None Listed On Document
Quit Claim Deed -- --
Warranty Deed $299,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $344,350 New Conventional
Previous Owner $260,000 Credit Line Revolving
Previous Owner $50,000 Commercial
Previous Owner $130,000 New Conventional
Previous Owner $190,000 New Conventional
Previous Owner $190,000 New Conventional
Previous Owner $197,000 Unknown
Previous Owner $200,000 Purchase Money Mortgage
Previous Owner $30,000 Unknown
Previous Owner $170,000 Construction
Source: Public Records

About the Listing Agent

Robin McGinn

RE/MAX IMPACT

(224) 332-3060

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Sell and Buy Your Home with an Experienced Northern Illinois REALTOR®

Thinking about selling your home in Northern Illinois or the greater Chicagoland area? Robin McGinn of RE/MAX IMPACT will help maximize your property’s online visibility, reach qualified buyers, and position your home to stand out in today’s real estate market.

Selling a home requires more than simply placing it on the MLS. Robin provides strategic pricing guidance, professional marketing, clear communication,

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12712673

Midwest Real Estate Data (MRED)

APN: 06-13-377-029

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