$360,000
OPEN FRI 5PM - 6PM

642 Wellington Ave Elgin, IL 60120

Elgin National Watch Historic District Neighborhood

Estimated payment $2,145/month

2 Beds
1 Bath
-- Sq Ft
-- Price per Sq Ft

Highlights

  • River Front
  • Deck
  • Main Floor Bedroom
  • Community Lake
  • Property is near park
  • Mud Room

About This Home

A rare Fox River opportunity offering breathtaking water views, direct Riverwalk access, and a location within one of Elgin's most established and historic neighborhoods. Surrounded by the rich heritage that helped shape the city, this home is located near the historic Elgin National Watch Company Observatory and just moments from Downtown Elgin's parks, trails, restaurants, and cultural attractions. Perched above the Fox River, this charming 2-bedroom, 1-bath home captures remarkable panoramic water views from both the interior living spaces and the expansive deck. The primary bedroom features direct access to the shared bath, while the second bedroom offers a convenient Murphy bed and an oversized wall-length closet, maximizing both functionality and flexibility. The main level welcomes you with a formal living room where large windows frame stunning river views, creating a peaceful setting for everyday living and entertaining alike. Character-rich details throughout reflect the home's early 1900s origins, blending historic charm with comfortable living. The walkout lower level features a cozy family room, kitchen with a built-in breakfast nook, mechanical room, and a separate exterior entrance that provides easy access to the backyard, Riverwalk, and waterfront. Whether you're searching for a full-time residence, weekend getaway, investment property, or short-term rental opportunity, this home offers exceptional versatility in a truly special riverfront setting. This rare combination of panoramic river views, direct waterfront access, walkability to Downtown Elgin, and long-term ownership seldom come to market. Don't miss this opportunity to own a unique piece of Fox River living.

Listing Agent

Christina Hopkins

Compass License #475189901 Listed on: 07/15/2026

Compass

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,409

Year Built

  • Built in 1900 | Remodeled in 1999

Lot Details

  • Lot Dimensions are 60x150
  • River Front
  • Paved or Partially Paved Lot

Parking

  • 1 Car Detached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Cottage
  • Earth Berm
  • Stone Foundation
  • Asphalt Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Ceiling Fan
  • Window Treatments
  • Wood Frame Window
  • Sliding Doors
  • Mud Room
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Storm Doors

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Washer

Finished Basement

  • Walk-Out Basement
  • Sump Pump

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Shed
  • Breezeway

Location

  • Flood Zone Lot
  • Property is near park

Schools

  • Huff Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • 150 Amp Service
  • Gas Water Heater

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Community Lake

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,409

Year Built

Built in 1900 | Remodeled in 1999

Lot Details

0 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Hillside
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cottage
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: Hillside
  • Water Body Name: FOX RIVER
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Interstate Access,Flood Zone (Partial)
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 1999
  • New Construction Y/N: No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: OpenHouse
  • Property Sub Type: Detached
  • Year Renovated: 1999

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Humidifier
  • Basement: Finished, Walk-Out Access
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Sliding Doors, Storm Door(s)
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath
  • Other Equipment: Ceiling Fan(s), Sump Pump, Water Heater-Gas
  • Room Type: Mud Room, Deck
  • Window Features: Window Treatments, Wood Frames
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding
  • ExteriorFeatures: Balcony, Breezeway
  • Foundation Details: Concrete Perimeter, Stone
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 150 Amp Service
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Huff Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 60x150
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 2409
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,410 $46,110 $12,910 $33,200
2023 $696 $41,657 $11,663 $29,994
2022 $1,142 $37,984 $10,635 $27,349
2021 $1,175 $35,512 $9,943 $25,569
2020 $1,201 $32,740 $9,492 $23,248
2019 $1,230 $31,187 $9,042 $22,145
2018 $1,440 $25,564 $8,518 $17,046
2017 $1,354 $24,168 $8,053 $16,115
2016 $1,218 $22,421 $7,471 $14,950
2015 -- $20,551 $6,848 $13,703
2014 -- $20,297 $6,763 $13,534
2013 -- $23,283 $6,941 $16,342
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/15/2026 07/15/26 For Sale $360,000 -- --
Source: Midwest Real Estate Data (MRED)

Source: Midwest Real Estate Data (MRED)

MLS Number: 12698385

Midwest Real Estate Data (MRED)

APN: 06-24-177-022

Illinois Kane County Elgin 60120 Elgin National Watch Historic District

642 Wellington Ave, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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Christina Hopkins
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Christina Hopkins
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