642 Wellington Ave Elgin, IL 60120
Elgin National Watch Historic District NeighborhoodEstimated payment $2,178/month
Highlights
- River Front
- Deck
- Main Floor Bedroom
- Community Lake
- Property is near park
- Mud Room
About This Home
A rare Fox River opportunity offering breathtaking water views, direct Riverwalk access, and a location within one of Elgin's most established and historic neighborhoods. BRAND NEW Furnace and Air conditioning installed July 2026. Surrounded by the rich heritage that helped shape the city, this home is located near the historiical National Watch Company Observatory and just moments from Downtown Elgin's parks, trails, restaurants, and cultural attractions. Perched above the Fox River, this charming 2-bedroom, 1-bath home captures remarkable panoramic water views from both the interior living spaces and the expansive deck. The primary bedroom features direct access to the shared bath, while the second bedroom offers a convenient Murphy bed and an oversized wall-length closet, maximizing both functionality and flexibility. The main level welcomes you with a formal living room where large windows frame stunning river views, creating a peaceful setting for everyday living and entertaining alike. Character-rich details throughout reflect the home's early 1900s origins, blending historic charm with comfortable living. The walkout lower level features a cozy family room, kitchen with a built-in breakfast nook, mechanical room, and a separate exterior entrance that provides easy access to the backyard, Riverwalk, and waterfront. Whether you're searching for a full-time residence, weekend getaway, investment property, or short-term rental opportunity, this home offers exceptional versatility in a truly special riverfront setting. This rare combination of panoramic river views, direct waterfront access, walkability to Downtown Elgin, and long-term ownership seldom come to market. Don't miss this opportunity to own a unique piece of Fox River living.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,409
Year Built
- Built in 1900 | Remodeled in 1999
Lot Details
- Lot Dimensions are 60x150
- River Front
- Paved or Partially Paved Lot
Parking
- 1 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Cottage
- Earth Berm
- Stone Foundation
- Asphalt Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- Ceiling Fan
- Window Treatments
- Wood Frame Window
- Sliding Doors
- Mud Room
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Storm Doors
Kitchen
- Breakfast Area or Nook
- Range
- Microwave
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Washer
Finished Basement
- Walk-Out Basement
- Sump Pump
Outdoor Features
- Balcony
- Deck
- Patio
- Shed
- Breezeway
Location
- Flood Zone Lot
- Property is near park
Schools
- Huff Elementary School
- Kenyon Woods Middle School
- South Elgin High School
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
- 150 Amp Service
- Gas Water Heater
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Community Lake
Recreation
- Tennis Courts
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,599 | $50,061 | $14,016 | $36,045 |
| 2024 | $2,599 | $46,110 | $12,910 | $33,200 |
| 2023 | $696 | $41,657 | $11,663 | $29,994 |
| 2022 | $1,142 | $37,984 | $10,635 | $27,349 |
| 2021 | $1,175 | $35,512 | $9,943 | $25,569 |
| 2020 | $1,201 | $32,740 | $9,492 | $23,248 |
| 2019 | $1,230 | $31,187 | $9,042 | $22,145 |
| 2018 | $1,440 | $25,564 | $8,518 | $17,046 |
| 2017 | $1,354 | $24,168 | $8,053 | $16,115 |
| 2016 | $1,218 | $22,421 | $7,471 | $14,950 |
| 2015 | -- | $20,551 | $6,848 | $13,703 |
| 2014 | -- | $20,297 | $6,763 | $13,534 |
| 2013 | -- | $23,283 | $6,941 | $16,342 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/15/2026 07/15/26 | For Sale | $360,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12698385
APN: 06-24-177-022
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Ask me questions while you tour the home.