Seller's Agent in 2019
Amy Borchart
CENTURY 21 New Heritage
(815) 355-7300
48 Total Sales
644 Natoma Dr Elgin, IL 60120
Bluff City NeighborhoodEstimated Value: $309,000 - $336,910
2
Beds
2
Baths
1,020
Sq Ft
$317/Sq Ft
Est. Value
Highlights
- Deck
- Attached Garage
- Forced Air Heating and Cooling System
- Fenced Yard
- Breakfast Bar
About This Home
As of November 2019Beautiful split level home on an interior street with large deck and mature trees. Open feel floor plan with sunny living room with vaulted ceilings. Nice size kitchen with plenty of cabinetry, counter space and large pantry. Sliding glass door to the deck which is the perfect location for grilling and entertaining outside. The finished English basement has a large family room and full bath. So many options for additional family members, 2nd living room or extra bedroom. Large bedrooms with a remodeled master bath. Close to many of the main routes, metra, schools, parks and more. Only 30 minutes to Ohare airport and less than one hour to downtown Chicago. NEW ROOF IN 2015 * NEW WATER HEATER IN 2017 * NEW A/C & FURNACE IN 2012 * ENTIRE DOWNSTAIRS AND BATHROOM WALLPAPER REMOVED AND PAINTED ON 9/19/2019.
Last Agent to Sell the Property
CENTURY 21 New Heritage License #475181661 Listed on: 09/20/2019
Home Details
Home Type
- Single Family
Year Built
- 1989
Lot Details
- 6,229
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Finished Basement
- Partial Basement
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Breakfast Bar
- Primary Bathroom is a Full Bathroom
- Deck
- Fenced Yard
Listing and Financial Details
- Homeowner Tax Exemptions
- $5,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 20, 2019
Closed on
Nov 25, 2019
Sold by
Richard Patricia
Bought by
Lara Everardo Rivera
Seller's Agent
Amy Borchart
CENTURY 21 New Heritage
Buyer's Agent
Esther Zamudio
Zamudio Realty Group
List Price
$199,500
Sold Price
$189,000
Premium/Discount to List
-$10,500
-5.26%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,397
Avg. Annual Appreciation
9.10%
Original Mortgage
$190,486
Outstanding Balance
$167,002
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$155,976
Purchase Details
Closed on
Aug 14, 1997
Sold by
Theall Gretchen and Haller Linda
Bought by
Richard Patricia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,000
Interest Rate
7.25%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Lara Everardo Rivera | $194,000 | First American Title | |
| Richard Patricia | $82,666 | Attorneys Natl Title Network |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Lara Everardo Rivera | $190,486 | |
| Previous Owner | Richard Patricia | $99,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/25/2019 11/25/19 | Sold | $189,000 | -3.6% | $185 / Sq Ft |
| 10/03/2019 10/03/19 | Pending | -- | -- | -- |
| 10/01/2019 10/01/19 | Price Changed | $196,000 | -1.8% | $192 / Sq Ft |
| 09/20/2019 09/20/19 | For Sale | $199,500 | -- | $196 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,954 | $29,001 | $4,372 | $24,629 |
| 2024 | $5,954 | $24,000 | $4,059 | $19,941 |
| 2023 | $5,757 | $24,000 | $4,059 | $19,941 |
| 2022 | $5,757 | $24,000 | $4,059 | $19,941 |
| 2021 | $4,618 | $16,733 | $3,278 | $13,455 |
| 2020 | $5,730 | $16,733 | $3,278 | $13,455 |
| 2019 | $4,712 | $18,802 | $3,278 | $15,524 |
| 2018 | $4,071 | $15,417 | $2,810 | $12,607 |
| 2017 | $4,078 | $15,417 | $2,810 | $12,607 |
| 2016 | $4,444 | $16,443 | $2,810 | $13,633 |
| 2015 | $3,808 | $13,463 | $2,498 | $10,965 |
| 2014 | $3,707 | $13,463 | $2,498 | $10,965 |
| 2013 | $3,565 | $13,463 | $2,498 | $10,965 |
Source: Public Records
Agents Affiliated with this Home
-
Amy Borchart
-
Esther Zamudio
Buyer's Agent in 2019
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
15 in this area
595 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10524577
APN: 06-19-206-002-0000
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