NOT LISTED FOR SALE

644 Oswego Rd Valparaiso, IN 46385

Estimated Value: $213,000 - $231,000

3 Beds
1.5 Baths
1,176 Sq Ft
$191/Sq Ft Est. Value

Last Sold September 22, 2020

Last sale price $145,000 $123 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $1,311/month

29 Days on Market

Highlights

  • Deck
  • 2.5 Car Attached Garage
  • 1-Story Property
  • 1 Fireplace
  • Tile Flooring
  • Forced Air Heating and Cooling System

About This Home

As of September 2020

Cozy ranch has everything you need! Close to town and transportation with a bit of county feel! 3 bedroom, 1.5 bathrooms with attached oversized 2 car garage with 30 outlets! Real fire place in living room. Large kitchen that has glass slider that leads to the large fenced in backyard, with a huge deck, and storage shed! Rooms are large with great closet space. Master bedroom has private access to main bathroom. Windows and siding installed late 2018. Great family home, set up your showing before it is gone!

Last Agent to Sell the Property

Reagan Armstrong

Century 21 Circle License #RB19001192 Listed on: 07/21/2020

Last Buyer's Agent

William Hunt

@properties/Christie's Intl RE License #RB17000035

@properties/Christie's Intl RE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $825

Year Built

  • Built in 1972

Lot Details

  • 8,800 Sq Ft Lot
  • Lot Dimensions are 80x110

Parking

  • 2.5 Car Attached Garage
  • Garage Door Opener

Interior Spaces

  • 1,176 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace

Kitchen

  • Gas Range
  • Range Hood

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Portage High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 640631428012000015

Community Details

Overview

  • Property has a Home Owners Association
  • Nancy Jackson Association, Phone Number (219) 759-1875
  • South Haven 5Th Add Subdivision

Amenities

  • Community Storage Space

Home Details

Home Type

Single Family

Est. Annual Taxes

$825

Year Built

Built in 1972

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1972
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Open Lot, Paved
  • Road Surface Type: Paved
  • Co List Office Mls Id: NRA1473
  • Subdivision Name: South Haven 5th Add
  • Above Grade Finished Sq Ft: 1176
  • Architectural Style: Bungalow
  • Garage Yn: Yes
  • Unit Levels: One
  • Reso Other Structures: Shed(s), Storage
  • Property Attached Yn: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Gas Range, Range Hood, Refrigerator, Washer
  • Interior Amenities: Primary Downstairs
  • Basement: Crawl Space
  • Flooring: Carpet, Tile
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Acres: 0.202
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Attached, Garage Door Opener

Utilities

  • Utilities: Cable Available, Electricity Available, Natural Gas Available
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks
  • Association Fee: 300
  • Association Name: Nancy Jackson
  • Phone: 219-759-1875
  • Association: Yes

Schools

  • Junior High Dist: Portage Township

Lot Info

  • Lot Dimensions: 80X110
  • Lot Size Sq Ft: 8800
  • Parcel #: 640631428012000015

Tax Info

  • Year: 2019
  • Tax Annual Amount: 825

MLS Schools

  • HighSchool: Portage High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2020
Closed on
Sep 22, 2020
Sold by
Novak Kyle C and Novak Diann R
Bought by
Berns Crystal and Berns Tyler
Seller's Agent
Reagan Armstrong
Century 21 Circle
Buyer's Agent
William Hunt
@properties/Christie's Intl RE
List Price
$145,000
Sold Price
$145,000
Current Estimated Value
$224,456

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,456
Avg. Annual Appreciation
9.00%
Original Mortgage
$142,373
Outstanding Balance
$126,347
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$98,109

Purchase Details

Closed on
Oct 4, 2010
Sold by
Secretary Of Housing & Urban Development
Bought by
Novak Kyle C and Novak Diann R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,146
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 2010
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Jan 27, 2010
Sold by
Adams Ted E and Haven South
Bought by
Wells Fargo Bank Na
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Berns Crystal $145,000 Affinity Title Services, Llc
Novak Kyle C -- None Available
Secretary Of Housing & Urban Development -- None Available
Wells Fargo Bank Na $94,889 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Berns Crystal $142,373
Previous Owner Novak Kyle C $71,146
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/22/2020 09/22/20 Sold $145,000 0.0% $123 / Sq Ft
08/19/2020 08/19/20 Pending -- -- --
07/21/2020 07/21/20 For Sale $145,000 -- $123 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,592 $206,400 $26,800 $179,600
2023 $1,566 $200,100 $25,300 $174,800
2022 $1,566 $184,300 $25,300 $159,000
2021 $1,264 $153,100 $25,300 $127,800
2020 $884 $118,000 $23,000 $95,000
2019 $825 $111,000 $23,000 $88,000
2018 $807 $108,400 $23,000 $85,400
2017 $709 $110,600 $23,000 $87,600
2016 $682 $109,200 $31,800 $77,400
2014 $659 $101,100 $29,700 $71,400
2013 -- $93,000 $28,900 $64,100
Source: Public Records

Agents Affiliated with this Home

  • R

    Seller's Agent in 2020

    Reagan Armstrong

    Century 21 Circle

  • William Hunt

    Buyer's Agent in 2020

    William Hunt

    @properties/Christie's Intl RE

    (219) 405-3860

    1 in this area

    81 Total Sales

    William Hunt
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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 478310

Northwest Indiana Association of REALTORS®

APN: 64-06-31-428-012.000-015

Indiana Porter County Valparaiso 46385

644 Oswego Rd, Valparaiso, IN

This home is located at 644 Oswego Rd, Valparaiso, IN 46385 since 21 July 2020 and is currently estimated at $224,456, approximately $190 per square foot. This property was built in 1972. 644 Oswego Rd is a home located in Porter County with nearby schools including South Haven Elementary School, William Fegely Middle School, and Portage High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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