$565,000

644 Waterfront Rd Troy, MT 59935

Estimated payment $3,149/month

Total Views 431
3 Beds
1.5 Baths
1,599 Sq Ft
$353 Price per Sq Ft

Highlights

  • Docks
  • Boat Slip
  • Fishing
  • Home fronts navigable water
  • Indoor Spa
  • Views of Trees

About This Home

This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property.

Listing Agent

Sharon Denton

Clearwater Montana Properties - Troy License #RRE-RBS-LIC-16062 Listed on: 09/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,277

Year Built

  • Built in 1980

Lot Details

  • 9,757 Sq Ft Lot
  • Home fronts navigable water
  • River Front
  • Property fronts a county road
  • Poultry Coop
  • Wood Fence
  • Level Lot
  • Corners Of The Lot Have Been Marked
  • Garden
  • Back Yard Fenced and Front Yard

Parking

  • 2 Car Attached Garage

Property Views

  • Trees
  • Creek or Stream
  • Mountain
  • Valley

Home Design

  • Poured Concrete
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,599 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • 1 Fireplace
  • Awning
  • Indoor Spa
  • Basement
  • Crawl Space
  • Washer Hookup

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Boat Slip
  • Docks
  • Dock Available
  • Deck
  • Enclosed Patio or Porch
  • Terrace
  • Fire Pit
  • Outdoor Storage

Utilities

  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • Well
  • Septic Tank
  • Private Sewer
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 56439127205100000

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,277

Year Built

Built in 1980

Lot Details

9,757 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1980
  • Directions: From Troy go West to 10mm, turn left onto Division Street to Forest Road and take left, go to Beachward Trail on the right, go to Waterfront and make a left, house on the right. Watch for signs
  • Listing I D: 30056863
  • Horses: No
  • Lot Size Acres: 0.224
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Water Body Name: Kootenai River
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Basement: Crawl Space
  • Interior Amenities: Fireplace, Hot Tub/Spa, Main Level Primary, Open Floorplan
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1599.0

Exterior Features

  • Exterior Feat.: Awning(s), Boat Slip, Dock, Fire Pit, Garden, Hot Tub/Spa, Storage, See Remarks
  • Roof: Metal
  • Fencing: Back Yard, Partial, Wood
  • Lot Features: Corners Marked, Front Yard, Views, Level
  • Pool Private: No
  • Topography: Level
  • View: Mountain(s), Creek/Stream, Valley, Trees/Woods
  • View: Yes
  • Waterfront Features: Dock Access, Navigable Water, River Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Wood Siding, Wood Frame
  • Foundation Details: Poured
  • Other Structures: Poultry Coop
  • Patio And Porch Features: Awning(s), Rear Porch, Covered, Deck, Enclosed, Patio, See Remarks, Terrace
  • Property Condition: Updated/Remodeled, See Remarks

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Utilities: Electricity Connected, High Speed Internet Available, Phone Connected
  • Heating: Baseboard, Electric, Pellet Stove
  • Laundry Features: Washer Hookup
  • Heating Yn: Yes
  • Sewer: Private Sewer, Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Fishing
  • Senior Community: No
  • Association: No

Lot Info

  • Zoning: None
  • Land Lease: No
  • Lot Size Sq Ft: 9757.44
  • Parcel #: 56439127205100000
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1277.1

Multi Family

  • Above Grade Finished Area Units: Square Feet

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $976 $453,839 $0 $0
2024 $1,088 $335,372 $0 $0
2023 $2,894 $335,372 $0 $0
2022 $1,732 $211,900 $0 $0
2021 $1,862 $211,900 $0 $0
2020 $1,424 $143,700 $0 $0
2019 $1,438 $143,700 $0 $0
2018 $1,694 $172,100 $0 $0
2017 $1,463 $172,100 $0 $0
2016 $1,610 $168,700 $0 $0
2015 $1,232 $168,700 $0 $0
2014 $1,416 $101,442 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/11/2026 03/11/26 For Sale $565,000 0.0% $353 / Sq Ft
09/12/2025 09/12/25 Off Market -- -- --
09/03/2025 09/03/25 For Sale $565,000 -- $353 / Sq Ft
Source: Montana Regional MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed -- First Amer Title Co Of Mt In
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $161,500 New Conventional
Source: Public Records

Source: Montana Regional MLS

MLS Number: 30056863

Montana Regional MLS

APN: 56-4391-27-2-05-10-0000

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