$359,000
SOLD JUL 9, 2025

645 Cole Mountain Cir Highlands, NC 28741

3 Beds
2 Baths
-- Sq Ft
0.83 Acres

Recently Sold

10% Below List Price

97 Days on Market

Highlights

  • View of Trees or Woods
  • Wood Flooring
  • Covered Patio or Porch
  • Deck
  • No HOA
  • Walk-In Closet

About This Home

As of July 2025

Nestled on a flat lot, this three-bedroom home offers an opportunity to enjoy cool summer days with a firepit and a large yard for romping. Homes priced in this range are rare. For someone looking for housing for their chef or any employee, this is for you. Or if you are looking for a home to add mountain charm and ease into Highlands living, please take a look at this property. Conveniently located only 2.6 miles down Buck Creek.

Last Agent to Sell the Property

Josephine Lovell

Highlands Sotheby's International Realty - DT Listed on: 03/22/2025

Highlands Sotheby's International Realty - DT

Last Buyer's Agent

Alicen Phillips

Country Club Prop. / Mt. Fresh

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,222

Year Built

  • Built in 1973

Lot Details

  • 0.83 Acre Lot
  • Level Lot
  • Cleared Lot
  • Garden

Parking

  • Driveway

Home Design

  • Frame Construction
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Stone Fireplace
  • Views of Woods

Kitchen

  • Recirculated Exhaust Fan
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer

Basement

  • Exterior Basement Entry
  • Crawl Space

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 7542311819

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,222

Year Built

Built in 1973

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.83
  • Road Surface Type: Asphalt
  • Subdivision Name: Not In Subdivision
  • Directions: From downtown Highlands, take Hwy 64E towards Cashiers. Turn left on to Buck Creek and go 2.6 miles, turn left on to Cole Mountain Road. Second driveway on the left.
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1973
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Free-Standing Refrigerator, Washer
  • Has Basement: Crawl Space, Exterior Entry
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room, Stone
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Walk-In Closet(s)

Exterior Features

  • Lot Features: Back Yard, Cleared, Garden, Gentle Sloping, Flat
  • Topography: Level
  • View: Trees/Woods
  • View: Yes
  • Construction Type: Frame, Wood Siding
  • Exterior Features: Fire Pit, Garden, Private Yard, Storage
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Front Porch
  • Roof: Asphalt, Shingle

Garage/Parking

  • Parking Features: Driveway, Gravel

Utilities

  • Laundry Features: Main Level
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 7542311819
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1222.05
  • Tax Lot: NA
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2025
Closed on
Jul 7, 2025
Sold by
Prime Dining Llc
Bought by
Bristol William P and Bristol Margaret S
Seller's Agent
Josephine Lovell
Highlands Sotheby's International Realty - DT
Buyer's Agent
Alicen Phillips
Country Club Prop. / Mt. Fresh
List Price
$399,000
Sold Price
$359,000
Premium/Discount to List
-$40,000
-10.03%
Views
66

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1244.83%
Original Mortgage
$269,250
Outstanding Balance
$269,250
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$172,715

Purchase Details

Listed on
Jul 13, 2018
Closed on
Aug 30, 2018
Sold by
Gebhart Richard D and Gebhart Connie C
Bought by
Levesque Jennifer and Levesque Jason
Seller's Agent
Molly Leonard
Highlands Sotheby's International Realty - DT
Buyer's Agent
Non Member
Non-Member Office
List Price
$197,900
Sold Price
$186,000
Premium/Discount to List
-$11,900
-6.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.09%
Original Mortgage
$165,540
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $359,000 None Listed On Document
Warranty Deed $359,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $186,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $269,250 New Conventional
Closed $269,250 New Conventional
Previous Owner $165,540 New Conventional
Previous Owner $26,000 Credit Line Revolving
Previous Owner $60,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $359,000 -10.0% --
06/27/2025 06/27/25 Pending -- -- --
03/22/2025 03/22/25 For Sale $399,000 +7.3% --
05/02/2022 05/02/22 Sold $372,000 -1.8% --
03/25/2022 03/25/22 Pending -- -- --
03/15/2022 03/15/22 For Sale $379,000 +103.8% --
09/06/2018 09/06/18 Sold $186,000 -6.0% --
08/30/2018 08/30/18 Pending -- -- --
07/13/2018 07/13/18 For Sale $197,900 +110.8% --
09/15/2014 09/15/14 Sold $93,900 0.0% --
08/16/2014 08/16/14 Pending -- -- --
04/10/2014 04/10/14 For Sale $93,900 -- --
Source: Highlands-Cashiers Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $385,350 $107,110 $278,240
2023 $883 $385,350 $107,110 $278,240
2022 $883 $180,140 $73,700 $106,440
2021 $883 $180,140 $73,700 $106,440
2020 $837 $180,140 $73,700 $106,440
2018 $639 $151,110 $72,830 $78,280
2017 $0 $151,110 $72,830 $78,280
2016 $639 $151,110 $72,830 $78,280
2015 $616 $151,110 $72,830 $78,280
2014 $509 $149,660 $56,250 $93,410
2013 -- $149,660 $56,250 $93,410
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1000374

APN: 7542311819