$158,000
SOLD OCT 21, 2025

645 Cornell St Ottawa, IL 61350

1 Bed
2 Baths
904 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$175 Per Sq Ft

4% Below List Price

26 Days on Market

Highlights

  • Wood Flooring
  • Living Room
  • Bungalow
  • 3 Car Detached Garage
  • Laundry Room
  • Bathroom on Main Level

About This Home

As of October 2025

Come take a look a this great home on the south side of Ottawa offering 900sf of living space and additional 300sf finished basement with potential 2nd bedroom location. Spcious living room, eat in kitchen, real hardwood flooring, and pine ceiling in kitchen. Backyard fenced with monster 3 car garage, insulated, heat and A/C. FHA, VA, & USDA loans are welcome.

Last Agent to Sell the Property

Phil Makarewicz

Keller Williams Innovate License #475138878 Listed on: 08/24/2025

Keller Williams Innovate

Last Buyer's Agent

Phil Makarewicz

Keller Williams Innovate License #475138878 Listed on: 08/24/2025

Keller Williams Innovate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,926

Year Built

  • Built in 1950

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 66x120

Parking

  • 3 Car Detached Garage
  • Heated Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Bungalow
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 904 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Potential Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,926

Year Built

Built in 1950

Lot Details

6,970 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bungalow
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1950
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 1
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 904
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1204
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1804
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Concrete, Garage Door Opener, Heated Garage, On Site, Garage Owned, Detached, Driveway, Owned, Garage
  • ParkingTotal: 6

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.16
  • Lot Dimensions: 66X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3925.92
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2025
Closed on
Oct 21, 2025
Sold by
Jones Bill J
Bought by
Luchau Kristina D
Seller's Agent
Phil Makarewicz
Keller Williams Innovate
Buyer's Agent
Phil Makarewicz
Keller Williams Innovate
List Price
$165,000
Sold Price
$158,000
Premium/Discount to List
-$7,000
-4.24%
Views
45
Current Estimated Value
$156,989

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,011
Avg. Annual Appreciation
-1.52%
Original Mortgage
$35,000
Outstanding Balance
$35,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$121,989

Purchase Details

Listed on
May 11, 2017
Closed on
Aug 23, 2017
Sold by
Hanley Michael
Bought by
Jones Bill J
Seller's Agent
Cortney Kaufman
Coldwell Banker Real Estate Group
Buyer's Agent
Phil Makarewicz
RE/MAX 1st Choice
List Price
$89,500
Sold Price
$80,000
Premium/Discount to List
-$9,500
-10.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.70%
Original Mortgage
$78,551
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 15, 2006
Sold by
Rosencrans Rodney L
Bought by
Hanley Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,000
Interest Rate
6.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 21, 2005
Sold by
Franklin William H and Franklin Lisa
Bought by
Rosencrans Robert T and Rosencrans Denise K
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $158,000 None Available
Deed $80,000 --
Warranty Deed $92,500 None Available
Warranty Deed $63,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $35,000 New Conventional
Previous Owner $78,551 FHA
Previous Owner $74,000 New Conventional
Closed $0 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/21/2025 10/21/25 Sold $158,000 -4.2% $175 / Sq Ft
09/19/2025 09/19/25 Pending -- -- --
08/24/2025 08/24/25 For Sale $165,000 +106.3% $183 / Sq Ft
08/24/2017 08/24/17 Sold $80,000 -10.6% $88 / Sq Ft View Prior Sale
06/27/2017 06/27/17 Pending -- -- --
06/01/2017 06/01/17 For Sale $89,500 0.0% $99 / Sq Ft
05/22/2017 05/22/17 Pending -- -- --
05/11/2017 05/11/17 For Sale $89,500 -- $99 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,926 $43,979 $7,275 $36,704
2023 $3,638 $40,444 $6,690 $33,754
2022 $3,307 $36,925 $7,970 $28,955
2021 $3,080 $34,619 $7,472 $27,147
2020 $2,891 $33,008 $7,124 $25,884
2019 $2,879 $32,016 $6,910 $25,106
2018 $2,786 $31,199 $6,734 $24,465
2017 $2,150 $30,522 $6,588 $23,934
2016 $2,590 $29,433 $6,353 $23,080
2015 $1,221 $28,168 $6,080 $22,088
2012 -- $28,717 $6,199 $22,518
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12453955

Midwest Real Estate Data (MRED)

APN: 22-14-226023

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