NOT LISTED FOR SALE

645 Loch Lomond Cir Concord, NC 28025

Estimated Value: $298,000 - $315,000

3 Beds
2 Baths
1,472 Sq Ft
$207/Sq Ft Est. Value

Last Sold April 18, 2024

Last sale price $300,000 $204 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,800/month

57 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • Built-In Features
  • Patriots Elementary School Rated A-
  • Covered patio or porch
  • Walk-In Closet

About This Home

As of April 2024

HUGE PRICE IMPROVEMENT!!! Just what you have been waiting for! Ranch home with 3BR-2BA features newer windows (9/2022 and have a transferable warranty), HVAC (2021), roof (2023), water heater and deck boards. Spacious Great Room has vaulted ceiling, and built-in glass shelving. Large kitchen with center island, built-in microwave, pantry & lots of cabinets. Master suite with large walk-in closet and a deluxe master bath with garden tub. Split bedroom floor plan. Lots of chair rail molding & ceiling fans throughout home. Large deck that overlooks wooded backyard. Hurry before this one is gone.

Last Agent to Sell the Property

Tina Hunter Howell

Hunter Homes Realty Brokerage Email: tinahowell.hhr@gmail.com License #198213 Listed on: 01/23/2024

Last Buyer's Agent

Luis Mejia

New Beginnings Real Estate Group, LLC License #297165

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,053

Year Built

  • Built in 2004

Lot Details

  • Property is zoned LDR

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1,472 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Insulated Windows
  • Vinyl Flooring
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Range
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Garden Bath

Outdoor Features

  • Deck
  • Covered patio or porch
  • Outbuilding

Schools

  • Patriots Elementary School
  • C.C. Griffin Middle School
  • Central Cabarrus High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Cedar Management Association, Phone Number (704) 644-8808
  • St Andrews Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 5538-35-6165-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,053

Year Built

Built in 2004

Lot Details

0

HOA Fees

$15 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2004
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 203.80
  • Geocode Confidence: High
  • Attribution Contact: tinahowell.hhr@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Built-in Features, Garden Tub, Kitchen Island, Pantry, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1472
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Plumbed For Ice Maker
  • Above Grade Finished Sq Ft: 1472
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1472
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3
  • Room Count: 4

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Vinyl
  • Other Structures: Outbuilding
  • Patio And Porch Features: Covered, Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Closet, Main Level
  • Cooling: Central Air
  • Utilities: Cable Available, Gas
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 180
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Cedar Management
  • Phone: 704-644-8808
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 180.00

Schools

  • Middle Or Junior School: C.C. Griffin
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.24
  • Lot Size Units: Acres
  • Parcel Number: 5538-35-6165-0000
  • Zoning: LDR
  • Plat Book Slide: 37/31
  • ResoLotSizeUnits: Acres
  • Zoning Specification: LDR

MLS Schools

  • Elementary School: Patriots
  • High School: Central Cabarrus

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2024
Closed on
Apr 18, 2024
Sold by
Potts Christina Parillo and Potts Stephen Freder
Bought by
Dela Luz Cruz Luis Miguel and Delramos Guadalupe Del
Seller's Agent
Tina Hunter Howell
Hunter Homes Realty
Buyer's Agent
Luis Mejia
New Beginnings Real Estate Group, LLC
List Price
$315,000
Sold Price
$300,000
Premium/Discount to List
-$15,000
-4.76%
Total Days on Market
57
Views
4153
Current Estimated Value
$304,273

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,273
Avg. Annual Appreciation
1.24%
Original Mortgage
$300,000
Outstanding Balance
$297,150
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$7,123

Purchase Details

Closed on
Jun 4, 2022
Sold by
Parillo Christina M and Parillo Stephen
Bought by
Potts Christina Parillo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
5%
Mortgage Type
Balloon

Purchase Details

Closed on
Jan 14, 2011
Sold by
Federal National Mortgage Association
Bought by
Parillo Christina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,264
Interest Rate
4.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 2010
Sold by
Rosso Megan S and Rosso George A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Sep 6, 2005
Sold by
Parham Terry F and Parham Jane C
Bought by
Rosso George A and Rosso Megan S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,900
Interest Rate
5.64%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 26, 2004
Sold by
Parham Terry F
Bought by
Parham Terry F and Parham Jane C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,500
Interest Rate
6.24%
Mortgage Type
Construction

Purchase Details

Closed on
Jun 7, 2004
Sold by
Twls Inc
Bought by
Parham Terry F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,500
Interest Rate
6.24%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dela Luz Cruz Luis Miguel $300,000 None Listed On Document
Potts Christina Parillo -- Shoaf Law Firm Pa
Parillo Christina M -- None Available
Federal National Mortgage Association $121,978 None Available
Rosso George A $120,000 --
Parham Terry F -- --
Parham Terry F $27,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dela Luz Cruz Luis Miguel $300,000
Previous Owner Potts Christina Parillo $115,000
Previous Owner Potts Christina Parillo $12,713
Previous Owner Parillo Christina M $93,264
Previous Owner Rosso George A $11,500
Previous Owner Rosso George A $119,900
Previous Owner Parham Terry F $27,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/18/2024 04/18/24 Sold $300,000 0.0% $204 / Sq Ft
03/16/2024 03/16/24 Price Changed $299,900 -3.3% $204 / Sq Ft
01/29/2024 01/29/24 Price Changed $310,000 -1.6% $211 / Sq Ft
01/23/2024 01/23/24 For Sale $315,000 -- $214 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,053 $299,220 $61,000 $238,220
2023 $1,494 $175,730 $40,000 $135,730
2022 $1,459 $175,730 $40,000 $135,730
2021 $1,432 $175,730 $40,000 $135,730
2020 $1,432 $175,730 $40,000 $135,730
2019 $1,050 $128,810 $20,000 $108,810
2018 $1,024 $128,810 $20,000 $108,810
2017 $973 $128,810 $20,000 $108,810
2016 $973 $118,000 $20,000 $98,000
2015 $879 $118,000 $20,000 $98,000
2014 $879 $118,000 $20,000 $98,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4100535

Canopy MLS (Canopy Realtor® Association)

APN: 5538-35-6165-0000