Kris Nafziger
San Luis Bay Realty
(805) 600-2568
38 Total Sales
3 in Morro Bay
$590K - $750K Price Range
645 Morro Ave Unit 2C Morro Bay, CA 93442
Morro Bay AreaEstimated Value: $482,121
1
Bed
1
Bath
631
Sq Ft
871
Sq Ft Lot
Highlights
- Ocean View
- Fishing
- End Unit
- Golf Course Community
- Clubhouse
- Granite Countertops
About This Home
As of January 2026Just steps from the Morro Bay Embarcadero, this bay, ocean, and Rock view condo puts you right in the heart of one of California’s most charming beach towns. Stroll to boutique shops, waterfront restaurants, coffee houses, parks, and lively nightlife, all within minutes of your door. From your private deck, living room, and bedroom, take in close-up views of sparkling Morro Bay and the iconic Morro Rock. This recently remodeled second-floor home features fresh flooring, granite countertops, modern fixtures, and updated lighting, all anchored by a cozy gas fireplace for those cool coastal evenings. The monthly HOA fee covers water, gas, trash, and electricity. You’ll enjoy the convenience of elevator access to your designated covered parking. Whether you’re looking for a full-time residence, a weekend retreat, or a smart investment, this turnkey condo offers the perfect blend of style, comfort, and location.
Last Agent to Sell the Property
BH Realty Group Brokerage Phone: 805-215-6864 License #02051406 Listed on: 08/15/2025
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Property Details
Home Type
- Condominium
Year Built
- Built in 1984
Lot Details
- End Unit
- No Units Located Below
- 1 Common Wall
HOA Fees
- $650 Monthly HOA Fees
Parking
- 1 Car Garage
Property Views
- Ocean
- Marina
- Bay
- Dune
Home Design
- Entry on the 1st floor
Interior Spaces
- 631 Sq Ft Home
- 1-Story Property
- Living Room with Fireplace
- Granite Countertops
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- 1 Full Bathroom
- Granite Bathroom Countertops
- Bathtub with Shower
Utilities
- Wall Furnace
Listing and Financial Details
- Tax Lot 1
- Tax Tract Number 951
- Assessor Parcel Number 066301062
Community Details
Overview
- Master Insurance
- 13 Units
- Sea Harbor Villas Association, Phone Number (805) 543-2636
- Ferrell Smyth HOA
- Embarcadero Subdivision
- Maintained Community
Amenities
- Clubhouse
- Laundry Facilities
Recreation
- Golf Course Community
- Fishing
- Park
- Dog Park
- Hiking Trails
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 15, 2025
Closed on
Jan 13, 2026
Sold by
Bought by
Seller's Agent
Braidy Halverson
BH Realty Group
Buyer's Agent
Mike Moss
Comet Realty
List Price
$498,500
Sold Price
$464,500
Premium/Discount to List
-$34,000
-6.82%
Views
1036
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,621
Avg. Annual Appreciation
7.57%
Purchase Details
Closed on
Jan 6, 2023
Sold by
Bought by
Purchase Details
Listed on
Mar 24, 2022
Closed on
May 24, 2022
Sold by
Bought by
Seller's Agent
Ian Star
Rock Star Properties
Buyer's Agent
Braidy Halverson
BH Realty Group
List Price
$549,000
Sold Price
$515,000
Premium/Discount to List
-$34,000
-6.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.58%
Purchase Details
Closed on
Aug 1, 2001
Sold by
Bought by
Purchase Details
Closed on
Jul 8, 1999
Sold by
Bought by
Purchase Details
Closed on
Dec 12, 1996
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Morro Bay, CA
-
Kris Nafziger
-
Steve Murphy
Steve Murphy
Century 21 Masters
(805) 706-0047
66 Total Sales
5 in Morro Bay
$782K - $1.3M Price Range
-
Sophia McDonald
Sophia McDonald
Coastal Real Estate
(805) 321-1682
45 Total Sales
7 in Morro Bay
$435K - $1.2M Price Range
-
Judy Christie De Silva
Judy Christie De Silva
Modern Nest Realty, Inc.
(805) 862-1537
2 Total Sales
2 in Morro Bay
$1,125,000 Price Range
-
Kevin Goodwin
Kevin Goodwin
Goodwin & Thyne Properties
(805) 979-2658
52 Total Sales
2 in Morro Bay
$290,000 Price Range
-
Monique Garza
Monique Garza
Compass
(805) 549-4077
57 Total Sales
2 in Morro Bay
$170,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $464,500 | Fidelity National Title | ||
| -- | -- | ||
| $515,000 | Chicago Title | ||
| -- | -- | ||
| $120,000 | Cuesta Title Company | ||
| -- | -- |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/26/2026 01/26/26 | Sold | $464,500 | -4.2% | $736 / Sq Ft | |
| 01/10/2026 01/10/26 | Pending | -- | -- | -- | |
| 11/29/2025 11/29/25 | Price Changed | $485,000 | -2.7% | $769 / Sq Ft | |
| 10/14/2025 10/14/25 | For Sale | $498,500 | 0.0% | $790 / Sq Ft | |
| 10/13/2025 10/13/25 | Pending | -- | -- | -- | |
| 10/03/2025 10/03/25 | For Sale | $498,500 | 0.0% | $790 / Sq Ft | |
| 09/18/2025 09/18/25 | Pending | -- | -- | -- | |
| 08/15/2025 08/15/25 | For Sale | $498,500 | -3.2% | $790 / Sq Ft | |
| 06/13/2022 06/13/22 | Sold | $515,000 | -6.2% | $816 / Sq Ft | View Prior Sale |
| 05/19/2022 05/19/22 | Pending | -- | -- | -- | |
| 03/24/2022 03/24/22 | For Sale | $549,000 | -- | $870 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,024 | $557,451 | $324,729 | $232,722 |
| 2025 | $5,921 | $546,521 | $318,362 | $228,159 |
| 2024 | $5,814 | $535,806 | $312,120 | $223,686 |
| 2023 | $5,814 | $525,300 | $306,000 | $219,300 |
| 2022 | $2,334 | $220,518 | $141,447 | $79,071 |
| 2021 | $2,297 | $216,195 | $138,674 | $77,521 |
| 2020 | $2,273 | $213,980 | $137,253 | $76,727 |
| 2019 | $2,249 | $209,785 | $134,562 | $75,223 |
| 2018 | $2,205 | $205,673 | $131,924 | $73,749 |
| 2017 | $2,162 | $201,641 | $129,338 | $72,303 |
| 2016 | $2,120 | $197,688 | $126,802 | $70,886 |
| 2015 | $2,087 | $194,720 | $124,898 | $69,822 |
| 2014 | $1,917 | $190,907 | $122,452 | $68,455 |
Source: Public Records
Agents Affiliated with this Home
-
Braidy Halverson
Seller's Agent in 2026
Braidy Halverson
BH Realty Group
(805) 215-6864
79 Total Sales
-
Mike Moss
Buyer's Agent in 2026
Mike Moss
Comet Realty
(805) 546-9925
27 Total Sales
-
Ian Star
Seller's Agent in 2022
Ian Star
Rock Star Properties
(805) 709-2244
25 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25184378
APN: 066-301-062
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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