645 Narrows Point Creek Birmingham, AL 35242
Estimated payment $1,872/month
Highlights
- Outdoor Pool
- City View
- Hydromassage or Jetted Bathtub
- Mt. Laurel Elementary School Rated A
- Main Floor Primary Bedroom
- Attic
About This Home
Welcome to this charming 3 bedrooms and 2 full baths located in the coveted Oak Mountain school district! Step inside to a spacious living area with great natural light and easy flow into the kitchen, which offers an eat-in breakfast area, center island, and pantry. The primary suite includes a handicap-accessible bathroom with a walk-in tub and separate shower for added comfort. Enjoy low-maintenance living with a brick exterior, a covered back patio perfect for relaxing, and a fully fenced backyard for privacy. Additional highlights include walk-up attic storage directly from the garage. Community amenities include a pool, playground, and walking track! Located minutes off Hwy 280 with easy access to shopping and restaurants.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,206
Year Built
- Built in 2000
Lot Details
- 8,712 Sq Ft Lot
- Cul-De-Sac
- Fenced Yard
HOA Fees
- $46 Monthly HOA Fees
Parking
- 2 Car Garage
- Front Facing Garage
- Driveway
- On-Street Parking
Home Design
- Slab Foundation
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1,775 Sq Ft Home
- 1.5-Story Property
- Crown Molding
- Smooth Ceilings
- Ceiling Fan
- Gas Log Fireplace
- Window Treatments
- Living Room with Fireplace
- Dining Room
- City Views
- Walkup Attic
Kitchen
- Breakfast Area or Nook
- Electric Oven
- Electric Cooktop
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Stone Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 2 Full Bathrooms
- Hydromassage or Jetted Bathtub
- Bathtub and Shower Combination in Primary Bathroom
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Outdoor Features
- Outdoor Pool
- Swimming Allowed
- Covered Patio or Porch
Schools
- Mt Laurel Elementary School
- Oak Mountain Middle School
- Oak Mountain High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 09-4-20-4-002-016.000
Community Details
Overview
- Association fees include common grounds mntc
Recreation
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,206 | $27,400 | $0 | $0 |
| 2023 | $979 | $24,640 | $0 | $0 |
| 2022 | $979 | $23,180 | $0 | $0 |
| 2021 | $926 | $21,980 | $0 | $0 |
| 2020 | $0 | $20,480 | $0 | $0 |
| 2019 | $0 | $19,940 | $0 | $0 |
| 2017 | $0 | $19,680 | $0 | $0 |
| 2015 | -- | $18,240 | $0 | $0 |
| 2014 | -- | $17,840 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Price Changed | $319,000 | -3.0% | $180 / Sq Ft |
| 07/31/2025 07/31/25 | For Sale | $329,000 | -- | $185 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $187,250 | None Available | |
| Warranty Deed | $166,000 | None Available | |
| Survivorship Deed | $191,000 | None Available | |
| Warranty Deed | $192,000 | None Available | |
| Warranty Deed | $43,000 | -- | |
| Warranty Deed | $175,272 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $157,250 | New Conventional | |
| Previous Owner | $188,954 | FHA | |
| Previous Owner | $30,000 | Unknown | |
| Previous Owner | $151,250 | Unknown | |
| Previous Owner | $136,800 | Construction | |
| Previous Owner | $150,300 | Unknown | |
| Previous Owner | $145,650 | No Value Available |
Source: Greater Alabama MLS
MLS Number: 21426434
APN: 09-4-20-4-002-016-000
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