$5,000

645 Sarner Pass Way Winter Haven, FL 33881

Lake Lucerne Neighborhood

Estimated payment $102/month

Total Views 2,967
3 Beds
2 Baths
2,004 Sq Ft
$2 Price per Sq Ft

Highlights

  • Very Popular Property
  • Cooling Available
  • Heating Available
  • 2 Car Attached Garage
  • West Facing Home
  • 1-Story Property

About This Home

Foreclosure Auction Ends March 02, 2026 at 10:00 AM EST. Discover this inviting 3-bedroom, 2-bathroom single-family home, offering a wonderful opportunity to live in the desirable Winter Haven community. The list price is the opening bid for the online auction. Sold As-Is.

Listing Agent

Jamie Boone

Jaime L Boone LLC License #3502287 Listed on: 02/18/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2022

Lot Details

  • 6,669 Sq Ft Lot
  • West Facing Home

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 2,004 Sq Ft Home
  • 1-Story Property

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Heating Available

Community Details

  • Joyce Ware Association

Listing and Financial Details

  • Auction
  • Assessor Parcel Number 26-28-02-522104-000630

Home Details

Home Type

Single Family

Year Built

Built in 2022

Lot Details

6,669 Sq Ft Lot

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2022
  • Reso Property Sub Type: Single Family Residence
  • ResoLotFeatures: Other
  • ResoSpecialListingConditions: Auction
  • Subdivision Name: None
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Location Tax and Legal Parcel Number2: 26-28-02-522104-000630
  • Location Tax and Legal Tax Annual Amount: 4174.23
  • Location Tax and Legal Tax Year2: 2025
  • General Property Information Living Area2: 2004.0
  • General Property Information Lot Size Acres: 0.1531
  • General Property Information Lot Size Square Feet2: 6669.0
  • General Property Information New Construction YN: No
  • General Property Information Waterfront YN: No
  • General Property Information Senior Community YN: No
  • General Property Information Direction Faces: West
  • General Property Information Community Fee(s) YN: No
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Carport YN2: No
  • Special Listing Conditions Auction: Yes
  • General Property Information CDD Fee YN: No
  • General Property Information Stories2: 1
  • General Property Information:Pool Private YN: No
  • Special Features: Auction
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Stories: 1

Exterior Features

  • Acres: 0.15
  • Pool Private: No
  • Waterfront: No
  • Construction Type: Other
  • Direction Faces: West
  • Lot Features:Other21: Yes
  • Construction Materials:Other15: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes

Utilities

  • Cooling: Other
  • Utilities: Other
  • Cooling Other: Yes
  • Heating: Other
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 214.0
  • Association Fee Frequency: Quarterly
  • Association Name: Joyce Ware
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Name: Joyce Ware
  • General Property Information:Association Fee: 214.0
  • General Property Information:Association Fee Frequency: Quarterly

Lot Info

  • Current Use: Single Family
  • Lot Size Sq Ft: 6669.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 26-28-02-522104-000630

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4174.23

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,246 $266,691 $50,000 $216,691
2024 $5,434 $269,836 $50,000 $219,836
2023 $5,434 $287,701 $48,000 $239,701
2022 $761 $40,000 $40,000 $0
2021 $732 $37,000 $37,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/18/2026 02/18/26 For Sale $5,000 -- $2 / Sq Ft
Source: Space Coast MLS (Space Coast Association of REALTORS®)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $367,885 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $381,128 VA
Source: Public Records

Source: Space Coast MLS (Space Coast Association of REALTORS®)

MLS Number: 1069645

Space Coast MLS (Space Coast Association of REALTORS®)

APN: 26-28-02-522104-000630

Florida Polk County Winter Haven 33881 Lake Lucerne

645 Sarner Pass Way, Winter Haven, FL

For Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Space Coast MLS (Space Coast Association of REALTORS®) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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Listing Agent
Jamie Boone
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Jaime L Boone LLC
(863) 251-6968
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