Seller's Agent in 2025
Erica Clark
Keller Williams Legacy Group
(859) 302-3723
17 in this area
29 Total Sales
646 Cherry Trace Dr Richmond, KY 40475
3
Beds
2
Baths
1,176
Sq Ft
1.08
Acres
Highlights
- 1.08 Acre Lot
- Views of a Farm
- Ranch Style House
- White Hall Elementary School Rated A-
- Deck
- Wood Flooring
About This Home
As of September 2025Cozy 3 bed, 2 bath all-brick home on a full acre in Northern Madison County. Inside, you'll find custom hardwood floors, a spacious layout, and brand new countertops being installed next week. Step outside to a large deck overlooking a fully fenced backyard, perfect for kids, pets, or entertaining. The 21'x28' workshop is a dream—complete with windows, heating and air sources, loft storage, and multiple electrical outlets. The property backs up to a peaceful creek with open farm views—offering that country feel while still just minutes from town. Roof and water heater are only a few years old. Create your own homestead on this beautiful property and still be close to amenities. A solid, move-in ready home!
Last Agent to Sell the Property
Keller Williams Legacy Group License #272275 Listed on: 07/23/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1996
Lot Details
- 1.08 Acre Lot
- Fenced
Property Views
- Farm
- Rural
Home Design
- Ranch Style House
- Brick Veneer
- Block Foundation
- Dimensional Roof
Interior Spaces
- 1,176 Sq Ft Home
- Ceiling Fan
- Blinds
- Living Room
- Utility Room
- Washer and Electric Dryer Hookup
- Crawl Space
- Storm Doors
Kitchen
- Eat-In Kitchen
- Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- Attached Garage
- Driveway
Outdoor Features
- Deck
- Shed
Schools
- White Hall Elementary School
- Madison Mid Middle School
- Madison Central High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Septic Tank
Community Details
- Cherry Trace Subdivision
Listing and Financial Details
- Assessor Parcel Number 0053-0002-0067
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 23, 2025
Closed on
Sep 9, 2025
Sold by
Richardson Matthew D and Richardson Isabelle M
Bought by
Gatliff Ryan Alan
Seller's Agent
Erica Clark
Keller Williams Legacy Group
Buyer's Agent
Joshua Lynch
The Brokerage
List Price
$289,000
Sold Price
$282,000
Premium/Discount to List
-$7,000
-2.42%
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$375
Avg. Annual Appreciation
-0.46%
Original Mortgage
$253,800
Outstanding Balance
$253,800
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$27,825
Purchase Details
Listed on
Aug 18, 2022
Closed on
Oct 6, 2022
Sold by
Taylor Derik C
Bought by
Richardson Matthew D and Richardson Isabelle M
Seller's Agent
Lisa Scully
CENTURY 21 Advantage Realty
Buyer's Agent
Cassie Beach
RE/MAX Elite Realty
List Price
$234,900
Sold Price
$235,000
Premium/Discount to List
$100
0.04%
Views
88
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.42%
Original Mortgage
$243,460
Interest Rate
5.89%
Mortgage Type
VA
Purchase Details
Closed on
Apr 27, 2020
Sold by
Collins Charles E
Bought by
Taylor Derik C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 5, 2018
Sold by
Collins Gina E and Collins Scott E
Bought by
Collins Charles E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,800
Interest Rate
4.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 11, 2006
Sold by
Fitzpatrick Mark Anderson
Bought by
Fitzpatrick Gina Agee
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $282,000 | Bluegrass Land Title | |
| Deed | $235,000 | -- | |
| Deed | $235,000 | None Listed On Document | |
| Deed | $180,000 | None Available | |
| Deed | $176,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $253,800 | New Conventional | |
| Previous Owner | $243,460 | VA | |
| Previous Owner | $171,000 | New Conventional | |
| Previous Owner | $140,800 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/09/2025 09/09/25 | Sold | $282,000 | -2.4% | $240 / Sq Ft | |
| 07/24/2025 07/24/25 | Pending | -- | -- | -- | |
| 07/23/2025 07/23/25 | For Sale | $289,000 | +23.0% | $246 / Sq Ft | |
| 10/06/2022 10/06/22 | Sold | $235,000 | 0.0% | $200 / Sq Ft | View Prior Sale |
| 08/24/2022 08/24/22 | Pending | -- | -- | -- | |
| 08/18/2022 08/18/22 | For Sale | $234,900 | -- | $200 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,216 | $235,000 | $0 | $0 |
| 2024 | $2,252 | $235,000 | $0 | $0 |
| 2023 | $2,280 | $235,000 | $0 | $0 |
| 2022 | $1,751 | $180,000 | $0 | $0 |
| 2021 | $1,784 | $180,000 | $0 | $0 |
| 2020 | $1,781 | $176,000 | $0 | $0 |
| 2019 | $1,789 | $176,000 | $0 | $0 |
| 2018 | $1,270 | $125,000 | $0 | $0 |
| 2017 | $1,257 | $125,000 | $0 | $0 |
| 2016 | $1,247 | $125,000 | $0 | $0 |
| 2015 | $1,216 | $125,000 | $0 | $0 |
| 2014 | $1,196 | $125,000 | $0 | $0 |
| 2012 | $1,196 | $125,000 | $125,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Erica Clark
-
Joshua Lynch
Buyer's Agent in 2025
Joshua Lynch
The Brokerage
(859) 428-6379
3 in this area
155 Total Sales
-
Lisa Scully
Seller's Agent in 2022
Lisa Scully
CENTURY 21 Advantage Realty
(859) 575-0388
18 in this area
60 Total Sales
-
Cassie Beach
Buyer's Agent in 2022
Cassie Beach
RE/MAX
(859) 893-1092
48 in this area
120 Total Sales
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25016017
APN: 0053-0002-0067
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