NOT LISTED FOR SALE

646 Cummings Ln Saint Simons Island, GA 31522

Estimated Value: $878,000 - $963,000

3 Beds
3 Baths
1,320 Sq Ft
$702/Sq Ft Est. Value

Last Sold March 06, 2015

Last sale price $351,675 $266 Per Sq Ft

Est. 164% increase in value since last sale

Current estimated payment $5,420/month

197 Days on Market

Highlights

  • Heated In Ground Pool
  • Deck
  • 1 Fireplace
  • St. Simons Elementary School Rated A-
  • Vaulted Ceiling
  • No HOA

About This Home

As of March 2015

POOL! Walk or bike to the beach, village, dining & shopping! This immaculate bungalow style cottage has been renovated and is offered fully furnished. This cozy cottage has high ceilings in the living room and dining areas which are open to the newly renovated kitchen with granite counter tops and stainless steel appliances, and new hardwood flooring, 3 bedrooms each with it's own bath, screened porch and heated swimming pool. The rear yard is large and completely enclosed with privacy fencing. You must see this property to appreciate all of the special features and upgrades. Currently second home but great location for vacation rentals. Formerly in rental program and was very successful.

Last Agent to Sell the Property

Micki Carter

DeLoach Sotheby's International Realty License #166583 Listed on: 08/21/2014

DeLoach Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,270

Year Built

  • Built in 1992

Lot Details

  • 10,019 Sq Ft Lot
  • Privacy Fence
  • Fenced
  • Landscaped
  • Zoning described as Res Single

Parking

  • Driveway

Home Design

  • Slab Foundation
  • Fire Rated Drywall
  • Wood Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,320 Sq Ft Home
  • Vaulted Ceiling
  • 1 Fireplace

Kitchen

  • Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Heated In Ground Pool
  • Deck
  • Open Patio
  • Porch

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 04-09329

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,270

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 60,60,170,168
  • Road Surface Type: Paved
  • Subdivision Name: No Recorded Subdivision
  • Directions: Demere Rd. South. Cummings Lane is on the right. 646 is on the left.
  • Architectural Style: Bungalow, Cottage
  • Carport Y N: No
  • Garage Yn: No
  • New Construction: No
  • Year Built: 1992
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 0

Interior Features

  • Appliances: Cooktop, Dishwasher, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Concrete, Tile
  • Interior Amenities: High Ceilings, Vaulted Ceiling(s)
  • Living Area: 1320.0

Exterior Features

  • Fencing: Privacy, Fenced
  • Lot Features: Flood Zone, Private, Landscaped
  • Pool Features: Heated, In Ground, Pool
  • Waterfront: No
  • Construction Type: Vinyl Siding, Wood Siding, Drywall
  • Exterior Features: Porch
  • Foundation Details: Concrete Perimeter, Slab
  • Patio And Porch Features: Deck, Open, Patio, Porch

Garage/Parking

  • Parking Features: Driveway

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Available, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 04-09329
  • Zoning Description: Res Single
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: None

Tax Info

  • Tax Book Number: 827/523

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 4, 2024
Sold by
Mason Andrew Gregory
Bought by
646 Saint Llc
Current Estimated Value
$927,265

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$629,250
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 29, 2024
Sold by
646 Ssi Llc
Bought by
Alford Jill Mason and Mason Andrew Gregory

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$629,250
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 28, 2024
Sold by
Osiadacz Michael Patrick
Bought by
646 Ssi Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$629,250
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2022
Sold by
Osiadacz Michael Patrick
Bought by
646 Ssi Llc

Purchase Details

Listed on
Aug 21, 2014
Closed on
Mar 6, 2015
Sold by
Burnside James F
Bought by
Osiadacz Michael Patrick
Seller's Agent
Micki Carter
DeLoach Sotheby's International Realty
List Price
$410,000
Sold Price
$351,675
Premium/Discount to List
-$58,325
-14.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.93%
Original Mortgage
$281,340
Interest Rate
3.69%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
646 Saint Llc -- --
Alford Jill Mason $839,000 --
646 Ssi Llc -- --
646 Ssi Llc -- --
Osiadacz Michael Patrick $351,675 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner 646 Ssi Llc $629,250
Previous Owner Osiadacz Michael Patrick $248,583
Previous Owner Osiadacz Michael Patrick $281,340
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/06/2015 03/06/15 Sold $351,675 -14.2% $266 / Sq Ft
03/06/2015 03/06/15 Pending -- -- --
08/21/2014 08/21/14 For Sale $410,000 -- $311 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,270 $250,000 $127,200 $122,800
2023 $6,269 $250,000 $127,200 $122,800
2022 $6,395 $250,000 $127,200 $122,800
2021 $5,148 $194,240 $101,760 $92,480
2020 $5,197 $194,240 $101,760 $92,480
2019 $3,935 $145,920 $53,440 $92,480
2018 $4,175 $155,120 $53,440 $101,680
2017 $3,514 $129,800 $53,440 $76,360
2016 $3,240 $129,800 $53,440 $76,360
2015 $3,136 $124,920 $53,440 $71,480
2014 $3,136 $124,920 $53,440 $71,480
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2015

    Micki Carter

    DeLoach Sotheby's International Realty

    (912) 617-3807

    53 in this area

    75 Total Sales

    Micki Carter
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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1570131

Golden Isles Association of REALTORS®

APN: 04-09329

Georgia Glynn County Saint Simons Island 31522

646 Cummings Ln, Saint Simons Island, GA

This home is located at 646 Cummings Ln, Saint Simons Island, GA 31522 since 21 August 2014 and is currently estimated at $927,265, approximately $702 per square foot. This property was built in 1992. 646 Cummings Ln is a home located in Glynn County with nearby schools including St. Simons Elementary School, Glynn Middle School, and Glynn Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Golden Isles Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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