Seller's Agent in 2026
Kyle Stone
LPT Realty
(850) 905-8851
5 in this area
33 Total Sales
646 Emerald Ln Fort Walton Beach, FL 32547
Wright Neighborhood
3
Beds
2
Baths
1,246
Sq Ft
1,742
Sq Ft Lot
Highlights
- Private Pool
- Cathedral Ceiling
- Loft
- Choctawhatchee Senior High School Rated A-
- Main Floor Primary Bedroom
- Skylights
About This Home
As of March 2026CLOSING COST PAID BY SELLER! Beautifully Updated & Move-In Ready Home in Emerald Gardens!This stunning 3-bedroom, 2-bath home has been thoughtfully updated and is truly move-in ready! Step inside to find fresh interior paint, new landscaping, brand-new carpet in the loft and upstairs bedrooms, and luxury vinyl plank flooring in the primary suite. The kitchen shines with granite countertops, a stylish glass block backsplash, and updated light fixtures that add a modern touch throughout the home.The open-concept living area features wide plank wood laminate flooring and vaulted ceilings, creating a spacious and welcoming atmosphere. The main-floor primary suite offers a walk-in closet, access to a private fenced patio, and a beautifully updated ensuite wit
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,526
Year Built
- Built in 1991
Lot Details
- 1,742 Sq Ft Lot
- Privacy Fence
Home Design
- Dimensional Roof
- Vinyl Siding
Interior Spaces
- 1,246 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Skylights
- Living Room
- Loft
Kitchen
- Electric Oven
- Stove
- Range Hood
- Microwave
- Dishwasher
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Outdoor Features
- Private Pool
- Patio
Schools
- Longwood Elementary School
- Pryor Middle School
- Choctawhatchee High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 33-1S-24-1018-0000-0330
Community Details
Overview
- Property has a Home Owners Association
- John Mcleod Association, Phone Number (850) 226-8811
- Emerald Gardens Subdivision
Recreation
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 14, 2025
Closed on
Feb 27, 2026
Sold by
Bought by
Seller's Agent
Kyle Stone
LPT Realty
List Price
$272,900
Sold Price
$272,900
Views
323
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,276
Avg. Annual Appreciation
-6.73%
Original Mortgage
$272,900
Outstanding Balance
$272,900
Interest Rate
6.06%
Mortgage Type
VA
Estimated Equity
-$5,276
Purchase Details
Listed on
Aug 13, 2025
Closed on
Sep 9, 2025
Sold by
Bought by
Seller's Agent
Melissa Walls
The Ketchersid Group LLC
Buyer's Agent
Kyle Stone
LPT Realty
List Price
$275,000
Sold Price
$272,000
Premium/Discount to List
-$3,000
-1.09%
Views
6
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.66%
Original Mortgage
$190,400
Interest Rate
6.74%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 7, 2022
Closed on
Oct 25, 2022
Sold by
Bought by
Seller's Agent
Kayla Braaten
EVERYTHING PALMS PARTNERS
List Price
$260,000
Sold Price
$260,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.59%
Purchase Details
Listed on
Jun 18, 2021
Closed on
Aug 12, 2021
Sold by
Bought by
Seller's Agent
Tibor Pollak
Anchor Realty Florida
Buyer's Agent
Jordyn Laborde
ResortQuest Real Estate Okaloosa Island
List Price
$220,000
Sold Price
$220,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.67%
Original Mortgage
$225,060
Interest Rate
2.9%
Mortgage Type
VA
Purchase Details
Listed on
May 9, 2019
Closed on
Jun 21, 2019
Sold by
Bought by
Seller's Agent
Rachell Chauvin
Legendary Realty LLC
Buyer's Agent
Judy Griffin
Coldwell Banker Jme Realty
List Price
$170,000
Sold Price
$170,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.74%
Original Mortgage
$173,655
Interest Rate
4%
Mortgage Type
VA
Purchase Details
Listed on
Dec 12, 2014
Closed on
Apr 30, 2015
Sold by
Bought by
Seller's Agent
Venita Brannon
Coldwell Banker Realty
Buyer's Agent
Rachell Chauvin
Legendary Realty LLC
List Price
$132,000
Sold Price
$132,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.29%
Original Mortgage
$134,838
Interest Rate
3.87%
Mortgage Type
VA
Purchase Details
Closed on
Jul 2, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,935
Interest Rate
4.83%
Mortgage Type
VA
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $272,900 | Cotton Land Title | |
| Warranty Deed | $272,000 | Ketchersid Land & Title | |
| Warranty Deed | $260,000 | -- | |
| Warranty Deed | -- | Setco Services Llc | |
| Warranty Deed | $170,000 | Old South Land Title | |
| Warranty Deed | $132,000 | None Available | |
| Warranty Deed | $90,000 | Stewart Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $272,900 | VA | |
| Previous Owner | $190,400 | New Conventional | |
| Previous Owner | $225,060 | VA | |
| Previous Owner | $173,655 | VA | |
| Previous Owner | $134,838 | VA | |
| Previous Owner | $91,935 | VA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/09/2026 03/09/26 | Sold | $272,900 | 0.0% | $219 / Sq Ft | |
| 01/29/2026 01/29/26 | Pending | -- | -- | -- | |
| 12/30/2025 12/30/25 | For Sale | $272,900 | 0.0% | $219 / Sq Ft | |
| 12/30/2025 12/30/25 | Price Changed | $272,900 | +2.6% | $219 / Sq Ft | |
| 12/19/2025 12/19/25 | Pending | -- | -- | -- | |
| 12/03/2025 12/03/25 | Price Changed | $265,900 | -1.1% | $213 / Sq Ft | |
| 11/21/2025 11/21/25 | Price Changed | $268,900 | -0.4% | $216 / Sq Ft | |
| 10/25/2025 10/25/25 | Price Changed | $269,900 | -1.9% | $217 / Sq Ft | |
| 10/14/2025 10/14/25 | For Sale | $275,000 | +1.1% | $221 / Sq Ft | |
| 09/09/2025 09/09/25 | Sold | $272,000 | -1.1% | $218 / Sq Ft | View Prior Sale |
| 08/13/2025 08/13/25 | Pending | -- | -- | -- | |
| 08/13/2025 08/13/25 | For Sale | $275,000 | +5.8% | $221 / Sq Ft | |
| 10/31/2022 10/31/22 | Sold | $260,000 | 0.0% | $209 / Sq Ft | View Prior Sale |
| 09/11/2022 09/11/22 | Pending | -- | -- | -- | |
| 09/09/2022 09/09/22 | For Sale | $260,000 | +18.2% | $209 / Sq Ft | |
| 08/12/2021 08/12/21 | Sold | $220,000 | 0.0% | $177 / Sq Ft | View Prior Sale |
| 06/19/2021 06/19/21 | Pending | -- | -- | -- | |
| 06/18/2021 06/18/21 | For Sale | $220,000 | +29.4% | $177 / Sq Ft | |
| 06/21/2019 06/21/19 | Sold | $170,000 | 0.0% | $136 / Sq Ft | View Prior Sale |
| 05/10/2019 05/10/19 | Pending | -- | -- | -- | |
| 05/09/2019 05/09/19 | For Sale | $170,000 | +28.8% | $136 / Sq Ft | |
| 04/30/2015 04/30/15 | Sold | $132,000 | 0.0% | $106 / Sq Ft | View Prior Sale |
| 03/16/2015 03/16/15 | Pending | -- | -- | -- | |
| 12/12/2014 12/12/14 | For Sale | $132,000 | -- | $106 / Sq Ft |
Source: Navarre Area Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,117 | $172,621 | $35,000 | $137,621 |
| 2024 | $2,486 | $205,675 | $50,000 | $155,675 |
| 2023 | $2,486 | $200,842 | $50,000 | $150,842 |
| 2022 | $2,070 | $165,792 | $40,000 | $125,792 |
| 2021 | $1,144 | $127,444 | $0 | $0 |
| 2020 | $1,131 | $125,684 | $40,000 | $85,684 |
| 2019 | $798 | $99,023 | $0 | $0 |
| 2018 | $785 | $97,177 | $0 | $0 |
| 2017 | $767 | $95,178 | $0 | $0 |
| 2016 | $745 | $93,220 | $0 | $0 |
| 2015 | $594 | $80,657 | $0 | $0 |
| 2014 | -- | $80,017 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kyle Stone
-
Melissa Walls
Seller's Agent in 2025
Melissa Walls
The Ketchersid Group LLC
(850) 231-5030
2 in this area
40 Total Sales
-
The Ketchersid Team
T
Seller Co-Listing Agent in 2025
The Ketchersid Team
The Ketchersid Group LLC
(850) 344-9848
3 in this area
241 Total Sales
-
K
Seller's Agent in 2022
Kayla Braaten
EVERYTHING PALMS PARTNERS
-
Tibor Pollak
Seller's Agent in 2021
Tibor Pollak
Anchor Realty Florida
(850) 502-9061
2 in this area
53 Total Sales
-
J
Buyer's Agent in 2021
Jordyn Laborde
ResortQuest Real Estate Okaloosa Island
Map
Source: Navarre Area Board of REALTORS®
MLS Number: 987495
APN: 33-1S-24-1018-0000-0330
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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