NOT LISTED FOR SALE

646 Mountaintop Rd Mc Henry, MD 21541

Estimated Value: $1,268,000 - $1,579,000

5 Beds
4.5 Baths
4,041 Sq Ft
$337/Sq Ft Est. Value

Sale Details

Date Sold: June 13, 2018

Last sale price $885,000 $219 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $8,527 / mo

68 Days on Market

Highlights

  • 1 Dock Slip
  • Water Views
  • Water Access
  • Accident Elementary School Rated 9+
  • Home fronts navigable water
  • Spa

About This Home

As of June 2018

Definitely a Million Dollar View plus 5 BR, 4 1/2 baths, 3 fireplaces, rec room, attached garage and an excellent rental history. Also a designated boat slip with Deep Creek Highlands. Community amenities include outdoor pool, sports court, children's playground, hiking trails and an Overlook Deck. Level access to main level from the driveway or garage, then both finished upper and lower levels.

Last Agent to Sell the Property

Betsy Spiker Holcomb

(301) 387-4700 terah@deepcreeksales.com Taylor-Made Deep Creek Real Estate, LLC License #518606 Listed on: 03/16/2018

Last Buyer's Agent

Betsy Spiker Holcomb

(301) 387-4700 terah@deepcreeksales.com Taylor-Made Deep Creek Real Estate, LLC License #518606 Listed on: 03/16/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,211

Year Built

  • Built in 2004

Lot Details

  • 25,459 Sq Ft Lot
  • Home fronts navigable water
  • Cul-De-Sac
  • Property is in very good condition

HOA Fees

  • $84 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Log Cabin
  • Log Walls
  • Fiberglass Roof
  • Log Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Furnished
  • Cathedral Ceiling
  • 3 Fireplaces
  • Screen For Fireplace
  • Includes Fireplace Accessories
  • Insulated Windows
  • Window Treatments
  • Insulated Doors
  • Combination Kitchen and Dining Room
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Built-In Self-Cleaning Oven
  • Down Draft Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Exterior Basement Entry
  • Basement with some natural light

Outdoor Features

  • Spa
  • Water Access
  • Property is near a lake
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Shared Waterfront
  • 1 Powered Boats Permitted
  • Deck
  • Porch

Utilities

  • Cooling System Utilizes Bottled Gas
  • Forced Air Heating and Cooling System
  • Bottled Gas Water Heater
  • Grinder Pump
  • Cable TV Available

Additional Features

  • More Than Two Accessible Exits
  • Energy-Efficient Construction

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 42
  • Assessor Parcel Number 1218074168

Community Details

Overview

  • Deep Creek Highlands HOA
  • Built by DAVID SLAGLE
  • Deep Creek Highlands Community
  • Deep Creek Highlands Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Additional Features

  • Common Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,211

Year Built

Built in 2004

Lot Details

0.58 Acres

HOA Fees

$84 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Log Home
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2004
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Microwave, Oven - Self Cleaning, Oven - Wall, Range Hood, Refrigerator, Washer
  • Interior Amenities: Breakfast Area, Combination Kitchen/Dining, Entry Level Bedroom, Window Treatments, Primary Bath(s), Floor Plan - Open
  • Window Features: Insulated
  • Fireplace Features: Equipment, Screen
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Log Walls, Cathedral Ceilings, Dry Wall
  • Entry Location: Center Hall
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Outside Entrance, Daylight, Partial, Fully Finished, Heated
  • Living Area Units: Square Feet
  • Total Sq Ft: 4041
  • Living Area Sq Ft: 4041
  • Price Per Sq Ft: 410.29
  • Above Grade Finished Sq Ft: 2303
  • Below Grade Finished Sq Ft: 1738
  • Total Below Grade Sq Ft: 1738
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Log
  • Dock Type: Floating
  • Exterior Features: Hot Tub
  • Roof: Fiberglass
  • View: Water
  • Water Access: Yes
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Parking Space Number Assigned: 5
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Bottled Gas/Propane
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Grinder Pump, Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1010.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Gated Community, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Swimming Pool
  • HOA Name: DEEP CREEK HIGHLANDS
  • HOA: Yes
  • Senior Community: No

Green Features

  • Efficiency: Construction
  • Green Verification: No

Lot Info

  • Improvement Assessed Value: 558300.00
  • Land Assessed Value: 184600.00
  • Lot Features: Cul-De-Sac
  • Lot Size Acres: 0.58
  • Lot Size Area: 25459
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25459.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good

Building Info

  • Builder Name: DAVID SLAGLE

Rental Info

  • Furnished: Yes
  • Vacation Rental: Yes

Tax Info

  • Assessor Parcel Number: 15668139
  • Tax Annual Amount: 8211.46
  • Assessor Parcel Number: 1218074168
  • Tax Lot: 42
  • Tax Page Number: 706
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

Multi Family

  • Dock Slip Conveyance: Deeded
  • Waterfront Features: Shared

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2018
Closed on
Jun 13, 2018
Sold by
Bought by
Seller's Agent
Betsy Spiker Holcomb
Taylor-Made Deep Creek Real Estate, LLC
Buyer's Agent
Betsy Spiker Holcomb
Taylor-Made Deep Creek Real Estate, LLC
List Price
$944,900
Sold Price
$885,000
Premium/Discount to List
-$59,900
-6.34%
Current Estimated Value
$1,362,540

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$477,540
Avg. Annual Appreciation
5.56%

Purchase Details

Closed on
Jun 24, 2003
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$885,000 Sage Title Group Llc
$58,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/13/2018 06/13/18 Sold $885,000 -6.3% $219 / Sq Ft
05/23/2018 05/23/18 Pending -- -- --
03/16/2018 03/16/18 For Sale $944,900 -- $234 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,171 $1,027,400 $0 $0
2024 $12,146 $914,600 $0 $0
2023 $10,728 $801,800 $184,600 $617,200
2022 $10,544 $782,167 $0 $0
2020 $5,044 $742,900 $184,600 $558,300
2019 $9,645 $732,867 $0 $0
2018 $9,338 $722,833 $0 $0
2017 $8,742 $712,800 $0 $0
2016 -- $712,800 $0 $0
2015 -- $712,800 $0 $0
2014 -- $735,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Betsy Spiker Holcomb

    Seller's Agent in 2018

    Betsy Spiker Holcomb

    Taylor-Made Deep Creek Real Estate, LLC

    (301) 616-5022

    367 Total Sales

    Betsy Spiker Holcomb
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1000276838

Bright MLS

APN: 18-074168

Maryland Garrett County Mc Henry 21541

646 Mountaintop Rd, Mc Henry, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.