646 Rough River Resort Rd McDaniels, KY 40152
Estimated payment $1,165/month
Highlights
- Lake Front
- Deck
- Vaulted Ceiling
- Lake Property
- Wooded Lot
- Main Floor Primary Bedroom
About This Home
Escape to lake life at this fully renovated 2 bed, 1 bath waterfront retreat on Rough River Lake! This charming blue cottage offers stunning water views, a huge entertaining deck, cozy firepit, and an owned dock with cart/walking path at the end of a quiet cul-de-sac. Modern upgrades throughout make it completely move-in ready. It is being sold turnkey and FULLY furnished! No HOA + short-term rentals allowed — and it's already an income-producing rental! The perfect personal getaway, investment property, or both... lake days are calling!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,363
Year Built
- Built in 1969
Lot Details
- 8,712 Sq Ft Lot
- Lake Front
- Private Streets
- Street terminates at a dead end
- Wooded Lot
Home Design
- Cottage
- Bungalow
Interior Spaces
- 480 Sq Ft Home
- Bar
- Vaulted Ceiling
- Replacement Windows
- Laminate Flooring
- Lake Views
Kitchen
- Eat-In Kitchen
- Oven or Range
- No Kitchen Appliances
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- Bathroom on Main Level
- 1 Full Bathroom
- Separate Shower
Basement
- Basement Cellar
- Crawl Space
Parking
- Driveway Level
- Paved Parking
Outdoor Features
- Access To Lake
- Dock Approval Required
- Lake Property
- Deck
Utilities
- Ductless Heating Or Cooling System
- Heating Available
- Electric Water Heater
- Septic System
Community Details
- Association fees include other-see remarks
- Rough River Subdivision
Listing and Financial Details
- Assessor Parcel Number NFR 60
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,363 | $140,000 | $40,000 | $100,000 |
| 2024 | $1,296 | $140,000 | $40,000 | $100,000 |
| 2023 | $965 | $100,000 | $40,000 | $60,000 |
| 2022 | $952 | $100,000 | $40,000 | $60,000 |
| 2021 | $708 | $70,000 | $20,000 | $50,000 |
| 2020 | $560 | $54,000 | $20,000 | $34,000 |
| 2019 | $559 | $54,000 | $20,000 | $34,000 |
| 2018 | $552 | $54,000 | $0 | $0 |
| 2017 | $546 | $54,000 | $0 | $0 |
| 2016 | $547 | $54,000 | $20,000 | $34,000 |
| 2015 | $552 | $54,000 | $20,000 | $34,000 |
| 2013 | $437 | $44,000 | $12,000 | $32,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/05/2025 11/05/25 | For Sale | $199,000 | 0.0% | $415 / Sq Ft | |
| 11/05/2025 11/05/25 | Off Market | $199,000 | -- | -- | |
| 11/02/2025 11/02/25 | For Sale | $199,000 | +99.0% | $415 / Sq Ft | |
| 05/21/2021 05/21/21 | Sold | $100,000 | -6.5% | $208 / Sq Ft | View Prior Sale |
| 05/17/2021 05/17/21 | Pending | -- | -- | -- | |
| 01/14/2021 01/14/21 | Price Changed | $107,000 | -7.0% | $223 / Sq Ft | |
| 12/07/2020 12/07/20 | For Sale | $115,000 | -- | $240 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $100,000 | None Listed On Document | |
| Deed | $100,000 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $86,656 | Future Advance Clause Open End Mortgage | |
| Closed | $86,656 | New Conventional |
Source: Heart of Kentucky Association of REALTORS®
MLS Number: HK25004835
APN: NFR 60
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