NOT LISTED FOR SALE

646 Sumner Way Unit 5 Oceanside, CA 92058

North Valley Neighborhood

Estimated Value: $704,000 - $756,000

4 Beds
3 Baths
1,837 Sq Ft
$400/Sq Ft Est. Value

About This Home

This home is located at 646 Sumner Way Unit 5, Oceanside, CA 92058 and is currently estimated at $735,314, approximately $400 per square foot. 646 Sumner Way Unit 5 is a home located in San Diego County with nearby schools including Louise Foussat Elementary School, Martin Luther King Jr. Middle School, and El Camino High School.

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 26, 2026
Sold by
Octavio Morelos and Octavio Morelos-Fonseca
Bought by
Current Estimated Value
$735,314

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Outstanding Balance
$239,053
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$496,261

Purchase Details

Closed on
Apr 14, 2006
Sold by
Morelos Maricela
Bought by
Morelos Fonseca Octavio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,400
Interest Rate
5.98%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Apr 7, 2006
Sold by
Lowe Gregory W
Bought by
Morelos Fonseca Octavio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,400
Interest Rate
5.98%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Feb 9, 2006
Sold by
Martinez Kristy
Bought by
Lowe Gregory W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,600
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 6, 2003
Sold by
Western Pacific Housing Inc
Bought by
Lowe Gregory W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,658
Interest Rate
5.53%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in North Valley, CA

  • Michael Haas Real Estate Agent - AARE

    Michael Haas

    AARE

    (442) 237-4371

    100 Total Sales

    4 in North Valley

    $535K - $781K Price Range

    Michael Haas
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  • Jesus Sanchez Real Estate Agent - Real Estate People

    Jesus Sanchez

    Responds Quickly

    Real Estate People

    (760) 309-6678

    36 Total Sales

    5 in North Valley

    $280K - $800K Price Range

    Jesus Sanchez
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  • James Darby Real Estate Agent - USAFC Realty

    James Darby

    USAFC Realty

    (619) 693-1374

    57 Total Sales

    1 in North Valley

    $730,000 Price

    James Darby
     Section Image
  • Debbie Loge Real Estate Agent - HomeSmart Realty West

    Debbie Loge

    HomeSmart Realty West

    (442) 232-4135

    13 Total Sales

    1 in North Valley

    $220,000 Price

    Debbie Loge
     Section Image
  • Steve DonVito Real Estate Agent - DonVito Realty

    Steve DonVito

    DonVito Realty

    (951) 447-8722

    97 Total Sales

    1 in North Valley

    $800,000 Price

    Steve DonVito
     Section Image
  • Matt DeWitt Real Estate Agent - The DeWitt Group

    Matt DeWitt

    The DeWitt Group

    (760) 334-5988

    58 Total Sales

    2 in North Valley

    $650,000 Price Range

    Matt DeWitt
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Csc Document Recording
Morelos Fonseca Octavio -- New Century Title Company
Morelos Fonseca Octavio $457,000 New Century Title Company
Lowe Gregory W -- New Century Title Company
Lowe Gregory W $261,000 First American Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $240,000
Previous Owner Morelos Fonseca Octavio $91,400
Closed Morelos Fonseca Octavio $365,600
Previous Owner Lowe Gregory W $142,000
Previous Owner Lowe Gregory W $110,000
Previous Owner Lowe Gregory W $208,658
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,946 $636,964 $268,634 $368,330
2025 $6,812 $624,475 $263,367 $361,108
2024 $6,812 $612,231 $258,203 $354,028
2023 $6,601 $600,228 $253,141 $347,087
2022 $6,500 $588,460 $248,178 $340,282
2021 $5,536 $490,000 $206,000 $284,000
2020 $5,197 $470,000 $198,000 $272,000
2019 $4,926 $450,000 $190,000 $260,000
2018 $4,637 $420,000 $178,000 $242,000
2017 $3,919 $355,000 $151,000 $204,000
2016 $3,812 $350,000 $149,000 $201,000
2015 $3,757 $350,000 $149,000 $201,000
2014 $3,099 $295,000 $126,000 $169,000
Source: Public Records

Map

California San Diego County Oceanside 92058 North Valley

646 Sumner Way Unit 5, Oceanside, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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